Privacy Policies of Bank of American and UnitedHealth Group Essay

Privacy Policies of Bank of American and UnitedHealth Group Essay

Length: 2448 words (7 double-spaced pages)

Rating: Term Papers

Open Document

Essay Preview

1. Introduction

As organizations become increasingly dependent on information technology in order remain viable they also raise their level of responsibility regarding the handling of customer information because of its adoption. Each industry requires customers to divulge information, the information that is shared between the customer and the organization varies. Each company manages the information that they collect uniquely and typically publish privacy policies that are accessible to customers so they may be aware of and understand how their information is shared and used. This paper will discuss the privacy polices of two organizations that operate in separate industries, these organizations being Bank of America and UnitedHealth Group. The policies of these two companies will be outlined and recommendation will be made that can enhance consumer protections. In addition, recommendations on the ability of organizations to increase the use of private information while avoiding privacy and liability issues will be outlined.
2. Company Overviews
2.1 Bank of America

Unfortunately, Bank of America’s website fails to provide a clear mission statement. What can be said about Bank of America is that it is considered to be one of the major financial institutions in the world and the largest in the United States of America (Bank of America, 2011). Being such a major player in the financial sector it is no surprise that Bank of America renders a slew of financial products and services to its enormous customer base. Financial institutions generally require customers to provide personal information in order to establish and maintain relationships, Bank of America being a financial institution is no different. The United States gov...


... middle of paper ...


...ease sensible information that is relevant to the employer while protecting the enrollee. This action ensures that enrollee information is protected and businesses can still access the information that necessary for them to operate.



Works Cited

Bank of america u.s. consumer privacy notice. (2011, January).
Retrieved from https://www.bankofamerica.com/privacy/Control.do?body=privacysecur_cnsmr

Notice of privacy policy & practices. (2011, January 1). Retrieved from
https://www.unitedhealthcareonline.com/b2c/CmaAction.do?
channelId=c42985642192b010VgnVCM100000c520720a____

Online privacy notice. (2011, January 11). Retrieved from
https://www.bankofamerica.com/privacy/Control.do?body=privacysecur_onlin

Privacy policy . (n.d.). Retrieved from
https://www.unitedhealthcareonline.com/b2c/CmaAction.do?
channelId=064985642192b010VgnVCM100000c520720a____

Need Writing Help?

Get feedback on grammar, clarity, concision and logic instantly.

Check your paper »

Finding Loopholes in UN Policies Essay

- The use of drones by the United States government and military is a matter of concern as to whether these drones will be used for good purposes such as preventing crime, or whether these drones will be used to kill people without following the rule of law as prescribed in a fair and unbiased justice system. The first concern is that the drones are capable of being used as machines designed for killing people locally and abroad. Cratty & Johns (2013) reports that a 16 year old male was targeted and killed by an American drone, and there are speculations as to whether these drones will be used against American citizens under the justification of protecting the security of America (p.1)....   [tags: causing turmoil in thrid world nations]

Term Papers
2167 words (6.2 pages)

Privacy and The Internet: Life of Others Essay

- As the explosion of internet social media based companies has grown the issue of privacy has been at the forefront of many people’s mind. Privately held information can easily become available to people and be negatively used due to the digital age we are in today. Two of the leading companies in social media are Google and Facebook. This case study analysis explores both Google and Facebook’s privacy policies and issue that has stemmed from it. Google and Facebook recently have taken a lot of backlash from people and governments regarding the way they handle the information they have gathered from the consumers that use their products....   [tags: The Internet]

Term Papers
1214 words (3.5 pages)

Corporate Control of American Democracy Essay

- According to the Top 200, an Institute for Policy Studies, of the 100 largest economies in the world, 51 are corporations; only 49 are countries. General Motors is bigger than Denmark and over three times the size of New Zealand; the top 200 corporations’ combined sales are bigger than the combined economies of all countries except the largest ten. “It is size with the protection afforded by company law and governments that gives corporations power to make the rules and encourages their arrogance” (Madeley)....   [tags: American Society]

Term Papers
1232 words (3.5 pages)

Surveillance and Privacy Issues Essay

- 2) It is getting ever easier to record anything, or everything, that you see. This opens fascinating possibilities-and alarming ones.” The Economist, Nov. 16, 2013 Discuss this statement in the light of the medias recent preoccupation with surveillance and privacy issues. Include government surveillance and social media. For example the young woman who accused Florida state quarterback jameis Winston of rape was identified by football fans on social media and had ugly anonymous things posted about her....   [tags: social media, government, privacy, policies]

Term Papers
1006 words (2.9 pages)

Essay on Privacy and the American Government

- Most Americans feel trapped by the government. They believe that the government is spying on them just to do so and that there is absolutely no reason for it. However this is wrong because the government has several reasons to spy on us Americans. Even though this may seem outrageous, it is needed and there are ways the United States’ citizens have privacy. With all of these false accusations it is simple to see why people would be supportive of our right to privacy. On the other hand, the government eavesdropping on the people of the United States has helped save many lives and justice being served....   [tags: Bill of Rights, Freedom, Privacy]

Term Papers
1430 words (4.1 pages)

Essay on Failure of IMF and World Bank Policies in Sub-Saharan Africa

- Failure of IMF and World Bank Policies in Sub-Saharan Africa Over the last several hundred years, Africa has been deprived of the peace that it so desperately needs. For over 400 years, Africa was subjected to the harsh trans-Atlantic slave trade. Europeans and Americans brutally uprooted millions of Africans and shipped them away. Torn away from their homes, Africans were inhumanely exploited for their labor. The slave trade had a devastating effect not only on those involved, but also on future generations to come....   [tags: Africa World Bank Essays]

Term Papers
4503 words (12.9 pages)

American Rights to Privacy Essay

- ... Safety is a big concern among the American people, so if the government says they are doing something to protect them, people will believe it, even if the government is stretching the truth. The only thing that the constitution directly states about privacy is against unwarranted search and seizure, which kind of counters the Patriot’s Act.(#5) The patriot act does allow the NSA to search your laptop, phone, or other electronic devices without a warrant, which does violate that part of the constitution.(#10) Which begs the question, how are they getting away with making these acts when the constitution prohibits their actions....   [tags: constitution, technology, privacy]

Term Papers
641 words (1.8 pages)

We Cannot Permit Infringements on Privacy Essay

- George Orwell foresees a nightmarish-future for the world in his book 1984, where individualism loses precedence to "the good of society," and with it goes the individual's private life. "The [controlling] Party" in the socialist government knows the intimate details of all citizens, and prosecutes those who violate social orders through threatening speech, behavior or thoughts. The omnipresent visual warning "Big Brother is Watching You,” reminds citizens that no personal information is safe from the "Thought Police." While this may seem far-fetched to some, Orwell envisioned technology facilitating government's abuse of power in 1950; in the twenty-first century, progress has left one's pr...   [tags: Privacy Essays]

Term Papers
3921 words (11.2 pages)

Essay on Privacy in a Digital World

- Privacy in a Digital World The history of privacy in the United States is a storied one. The context of the 4 th Amendment to the Constitution has been debated for years to determine if the “right to privacy” is a constitutionally guaranteed right. Additionally, many people are technologically ignorant of what behaviors and activities will put them at risk. The “Carnivore” is a good example of an historic digital technology that generated privacy concerns. The Carnivore was a digital intelligence gathering tool that was supposed to be used by the FBI to fight crime....   [tags: Privacy America]

Term Papers
855 words (2.4 pages)

Computer Privacy Essay

- Today a profound shift in the privacy equation is under way. Technology brings enormous efficiency to the collection, sorting and distribution of personal information. This efficiency has revolutionized countless organizations but it has also increased opportunities for snooping. The ability of computers to sift though personal information may make much of your life an open book, unless privacy policies are implemented. In many countries a large number of records are public, available to anyone....   [tags: Computer Privacy Essays]

Free Essays
368 words (1.1 pages)