Long-Term Care Essay

Long-Term Care Essay

Length: 1438 words (4.1 double-spaced pages)

Rating: Strong Essays

Open Document

Essay Preview

Long-term care can be defined as a broad set of paid and unpaid services for people who are mentally or physically disabled, or whose chronic illness places them in need of medical or personal assistance for long periods of time. “It is estimated that there are more than twelve million Americans of all ages whose mix of serious disability and chronic illness places them at the high risk for functional decline, hospitalization, or nursing home placement.” (Benjamin) Several different populations require long-term care services, and the needs of these populations vary. In addition to the elderly, many of the long-term care users are younger persons with physical disabilities; persons with developmental disabilities; and persons with chronic diseases such as diabetes, emphysema, and AIDS.
The increasing need for these services is creating significant budget concerns for Federal and State Governments, as well as straining family finances. Combined Medicare and Medicaid outlays have been growing dramatically. About 40 percent of long-term care costs’ are paid by the Federal/State Medicaid program. (Feder, Komisar, and Niefeld) Although the Medicare program accounts for only a small share of total expenditures, its share has been growing. Despite rising Government expenditures, out-of-pocket payments continue to be a large source of financing for long-term care. As a result, for many individuals who have chronic care needs, long-term care remains a catastrophic cost.
Contemporarily, long-term care has become a topic of focus in the U.S. for several reasons. The clearest reason for its emergence is that people live longer than they used to. The population swell after the World Wars, the “baby-boom era,” along with a higher average li...


... middle of paper ...


...n is expanded social insurance. This is seen as an alternative to public support for private insurance. Medicare could be expanded to include long-term care, entitling all, regardless of income to some insurance protection should they become impaired. This may sound good, but is not feasible. Despite the nation’s prosperity and underlying wealth, our willingness to redistribute resources to reflect the aging of the population seems to be highly unlikely.
In conclusion, better support for the economically disadvantaged has to be a priority in future policy. Private long-term care insurance must be available to all, whether tax subsidized or federally backed; long-term care coverage must be equitably distributed. We now expect people to impoverish themselves completely before providing them assistance with long-term care, and that system seems excessively harsh.

Need Writing Help?

Get feedback on grammar, clarity, concision and logic instantly.

Check your paper »

Essay about Long Term Care Insurance

- ... For example, Medicare programs do not help to pay for personal care services such as eating, dressing or using the bathroom even though these “activities of daily life” are the most needed services for most seniors (Green, 2003). These care services can be provided to seniors by the long term care insurance program. According to the national survey that was conducted among people who are 55 and older, just 36% believed that they would need long term insurance (Carter, 2008). However, it's estimated that at least 60% of people over age of 65 will require some long-term care services at some point in their lives (Carter, 2008)....   [tags: health coverage for people 65 and over]

Strong Essays
832 words (2.4 pages)

Long Term Care Facilities Offer Nursing Care Essay

- Long term care facilities offer nursing care in a homelike environment. Some priorities in these facilities are to provide quality of life and quality of care. Health care workers handle and move patients. One of the biggest challenges in these facilities is patients’ fall prevention. These staffs’ jobs focus on maintaining patients’ safety in long term care facilities. Patients safety will be improved by increasing staff supervision, training staffs in proper handling of medical equipment and using the less restrictive measures....   [tags: Health care, Health care provider, Safety, Patient]

Strong Essays
892 words (2.5 pages)

Essay about Long-Term Illness Care

- The diabetes are one of the long- term illnesses in the UK. People with diabetes have no capacity to produce enough or any insulin. In the last 30 years people with long term illnesses, like diabetes, learned how to lead with their condition, government are investing in it. People do not just think about take their medication, as they did before, but also about diet and exercise, they prefer to keep under the control blood sugar and blood fat levels and minimise high level of complications. People passed from a passive patient to an active, they learned to self-manage their diabetes....   [tags: Health Care ]

Strong Essays
1363 words (3.9 pages)

The Financial Effects Of Long Term Care Essay example

- The financial effects of long-term care use differ according to the type of services used; the duration of care; and the level of financial resources available to pay for care (Li & Jensen, 2011). Long-term care is a personal responsibility and requires planning ahead because the aging of the baby boomers will also increase the demand for long-term care and contribute further to federal and state budget burdens. Medicaid and Medicare is considered as the public programs, and they are being targeted for cuts on both federal and state levels as policymakers look to find ways to save money....   [tags: Centers for Medicare and Medicaid Services]

Strong Essays
1012 words (2.9 pages)

The Problem Of Financing Long Term Care Essay

- The thought of financing long term care is a daunting task, especially for a thirty something like myself. I have always joked that I have at least 65 more years to work in order to be ready for retirement, but as time goes on I see the true potential in that statement. I am fully aware and understand the importance of thinking ahead and planning for the future, but being “ready” for your golden years is taking more and more preparation and work than in previous years. Since people are living longer often with chronic and debilitating disease, it is likely that I too will meet the same fate....   [tags: Nursing home, Activities of daily living]

Strong Essays
773 words (2.2 pages)

Essay about The Role Of Long Term Care Nursing

- One of the greatest challenges of long-term care nursing has been managing symptoms of dementia, while maintaining the patient 's safety and the safety of other 's in their care. As dementia progresses, patients may exhibit behavioral symptoms, including wandering, violent behaviors, insomnia, refusal of medications and other treatments, as well as, yelling out and disturbing other residents and staff (Cohen-Mansfield, Marx, Thein, & Dakheel-Ali , 2010). While pharmacological interventions have been used to decrease dementia-related behaviors, the effectiveness is questionable and have the potential for serious side effects when used in elderly populations (Kolanowski, Litaker, Buettner, Moe...   [tags: Nursing home, Nursing]

Strong Essays
1123 words (3.2 pages)

Long Term Care Facilities At Ontario Essay

- Long Term Care Facilities in Ontario: Long term care facilities are for patients looking for 24 hour care, these are sometimes referred to as nursing homes. Providing safety and quality of life with nursing as well as endless supervision. Long term care facilities are held through profit or non profit organizations. Long-term care facilitates are generally classified by ownership: Proprietary (for profit) meaning owned by individual or corporation and run for profit. Religious, meaning owned and operated by a religious organization, lay/charitable meaning owned and operated by a voluntary, non governmental and non religious body....   [tags: Nursing, Nursing home, Non-profit organization]

Strong Essays
1650 words (4.7 pages)

Long Term Acute Care Hospital Essay

- Area I have selected for the field is Long-Term Acute Care Hospital (LTACH) specializing in pediatrics. Long-Term Acute Care Hospital, specializes in treatment for special needs such as patients with concurrent acute illnesses, recovering from acute illness due to multisystem failures, requires direct care by multiple specialists, ventilator services (weaning or decannulation), needing of daily physician visits or have complex respiratory-relevant diagnoses. Which in terms focuses on patients who have complex medical problems and the rehabilitation needs that one may require special or intensive treatment over an extended period of time....   [tags: Physician, Medicine, Illness, Patient]

Strong Essays
725 words (2.1 pages)

Long Term Care Insurance (LTC) Essay

- Long Term Care LTC Introduction The product I selected is Long Term Care Insurance (LTC). Long-term care insurance is for the protection of individual and family investments. Customers always assume insurance is going to be expensive when it come to protecting your financial security. In this case it’s worth the investment once you know what you can loose. LTC insurance is marketed to individuals as a planning tool. It’s the type of insurance you hope you never have to use....   [tags: essays research papers]

Free Essays
736 words (2.1 pages)

Long-Term Care Essay

- Long-term care can be defined as a broad set of paid and unpaid services for people who are mentally or physically disabled, or whose chronic illness places them in need of medical or personal assistance for long periods of time. “It is estimated that there are more than twelve million Americans of all ages whose mix of serious disability and chronic illness places them at the high risk for functional decline, hospitalization, or nursing home placement.” (Benjamin) Several different populations require long-term care services, and the needs of these populations vary....   [tags: Papers]

Strong Essays
1438 words (4.1 pages)