President Obama Signed The Patient Protection And Affordable Care Act Into Law

President Obama Signed The Patient Protection And Affordable Care Act Into Law

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President Obama signed the Patient Protection and Affordable Care Act into law on March 23, 2010. The ACA allows for patients to receive free preventative, offers discounts on pharmaceuticals for senior citizens, and no longer allows patients under the age of 19 to be limited or denied benefits due to pre-existing medical conditions. According to www.hhs.gov, the act also allows coverage under a parent’s plan until the age of 26, allows more rooms for error before you insurance company can cancel your coverage, and mandates that insurance companies must publically justify any increases in rates on health care plans. This act covers any American who does not have health insurance and allows those who do have insurance to keep it. It also is the largest middle-class tax relief in history. However, this act increases the competition in the insurance market. Insurance companies can no longer deny coverage to any consumer based on pre-existing conditions and must compete with each other based on quality of the product rather than manipulating prices. This act allows much more flexibility to the consumer and grants them power in choosing both the quality and price of their insurance.
Under the Affordable Care Act offers people the opportunity to shop for insurance outside of directly buying from individual health insurers. The ACA has set up health care exchanges that allow consumers to shop all of the possible options for insurance coverage and pick the option most suitable for that specific individual. While some states can choose to set up their own health care exchanges, others decline to do this. So in response, consumers in a state that doesn’t offer health care exchanges can shop using the federal health care exchange. When the...


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...in Europe, such as Germany and England, have adopted either socialized medicine or a form of it. The well being of a person should not be determined whether or not they can afford a health care plan. While I do believe that the current structure of the Affordable Care Act is flawed, I feel that the America should lean toward the route of socialized medicine as it benefits the vast majority of American citizens. I feel that politics has steered focus away from the benefits of the people and is geared more to gaining popularity in the polls. I feel that if the mechanics and design of the Affordable Care Act was tweaked, than the concept behind the act will greatly benefit the country as a whole. Medical care has become too much about the business aspect and should focus more on providing care to those in need of it, regardless of the type of health care plan they have.

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