Persuasive Essay On Health Insurance

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People will at least once, probably more, have to deal with insurance companies. For many, this typically results in a long, and heated struggle of figuring out what is covered, and what is not. It is also usually accompanied by negotiating something to be covered, and giving justification of why it should. Almost anyone will agree that handling insurance companies is as bad as pulling teeth. This is said to be true even when the medical diagnoses are concrete in the social construct of society. Many insurances will not cover things as dyer as cancer. If this is so commonly believed, imagine how it is for the illness that are not concrete; illnesses such as bipolar disorder, post-traumatic stress disorder (PTSD), and schizophrenia. All phrases that are commonly heard in media, but widely accepted as untrue illnesses, or educated …show more content…

The act gave health insurance to anyone who needed it. Those who can afford private insurance have affordable out of pocket charges. The co-pays for mental health are then the same as physical health under the parity law. The act was aimed to benefit those who can’t afford health insurance. Even with the aim being at those who needed it the most, it is still sometimes unrealistic in what the person can pay out of pocket for the co-pays. For the people who cannot afford an insurance plan that offers them decent co-pays the process of paying for the therapy sessions that are sometimes as frequent as three-times a week to only once a month, can be hefty. This added to the medication that will be needed can drive a person to be broke. Mental health medication is among one of the highest costing medications (Cohn. J.) With majority of those living in poverty, or working class in a job that does not offer them insurance or an insurance plan they cannot afford, their only option is choose such a plan that has steep out of pocket

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