Personal Note On Money And Money Essay

Personal Note On Money And Money Essay

Length: 1394 words (4 double-spaced pages)

Rating: Better Essays

Open Document

Essay Preview

A lot of my friends struggling with money, it is difficult for them to go out with family and friends to have fun and do things other than eat and hang out on campus and go on trips during Winter and Spring breaks. Luckily, I have my extra loan money. If I did not have this money, I have no idea how I would be able to go out and have fun. Sure, I am borrowing the money but for the moment I am able to go out and have fun. I am not limited to go out to eat, go do fun things with family and friends, or to go shopping on the weekends. I do not feel like a struggling college student, but I know I will suffer from this in the end. Is it alright that I 'm spending money now that I will need to pay back later? I am not sure I am alright with this. I had to take loans from the bank to pay for school because my parents decided not to support me, and just put me out in the real world on my own. They decided this with no warning, so it came as a shock to me and I had no money saved up to pay for college. At first, it seemed like the only option. After awhile, I have realized I could have gone to a community college instead of attending a University of California (UC) and taking out loans I will need to pay back later. Loaning money to people so young kind of tricks them. I feel like I was tricked to think I have this money to spend as I please now, but in a few years I will be struggling to pay back these loans. I am not quite sure being in debt right after graduating from college will be worth it. College loans allow students to go to college and get a good education, but it makes it more difficult once the student is out of college and thousands of dollars in debt. After thinking about this, I do not want to take anymore loans to pay fo...

... middle of paper ...

...bility. However, approval of the loan comes only when the lender is fully satisfied over the repayment capability and intentions of borrower. Due to no collateral condition and to cover this risk lenders have a tendency to charge little higher rate of interest. The higher are the risks, the higher goes up the rate of interest. Borrowers with bad or poor credit history of late payments, payment defaults, and arrears, are eligible to avail these loans. But they must be prepared to pay little higher rate of interest. You can grab Short Term Unsecured Loans by applying online. As online mode of application is most easy, quick and time saving procedure. While online searching you will find pool of online lenders offering these financial supports. As there are many online vendors available one should shop around nicely to grab the best deal with the lowest interest rate.

Need Writing Help?

Get feedback on grammar, clarity, concision and logic instantly.

Check your paper »

Personal Note On Food Stamps Essays

- 1. I lost my job, I am divorcing and my ex-husband left without anything. I don’t know no one in this country; I have 5 children and one of them is very sick, he needs a kidney transplantation, but we don’t have insurance. Thank Food Bank for the food that helps to stay alive. 2. We are the farmers, we are trying to survive with only $98 dollars of unemployment. My wife only works two days. We are elder people, and this the only help we receive. Thank you to all the people who make this place possible....   [tags: Family, Marriage, Son, Money]

Better Essays
927 words (2.6 pages)

Essay on Personal Note On Christmas And Holiday Spending

- christmas and holiday spending can be brutal on any household budget, considering most families significantly overspend during the holiday season. It is estimated that the average American household has more than $8000 in credit card debt. After all the fun and festivities are over, you should take control of your household budget and expenses. Unfortunately, one of the biggest yet most controllable expenses for most individuals or households is their revolving debt. The payments may not only handcuff your spending ability, but they can limit your financial options to purchase a car or house....   [tags: Debt, Credit card, Money, Payment]

Better Essays
700 words (2 pages)

Essay about Personal Note On My Spending Habits

- After one month of tracking my income, I have learned a little more about my spending habits. I am already aware of most of my spending habits, and where I most often slip up. A little on the background of my spending, I rarely use cash. There are two reasons why I do this; the first reason is so that I am not tempted to spend bits of money here and there on snacks and small things. The other reason is that so I can more effectively track my spending with less effort. I have two checking accounts to keep this balanced since on the statements it does not say what the money is specifically spent on....   [tags: Debt, Money, Loan, Consumer debt]

Better Essays
1207 words (3.4 pages)

Personal Note On Balance And Success Essay examples

- Paper on Balance and Success in life Everyone dreams of a successful career and life. The definition of success is very personal. For me, the term “Successful career” revolves around happiness. My definition for successful career and a successful life: For me, a successful career is one that stirs up a certain level of excitement, passion and happiness in me. In my view, successful career should be enjoyable and interesting. To be successful at work I always pose these questions to myself: • Is this place giving me enough space to showcase my talent....   [tags: Personal life, Happiness, Success]

Better Essays
1051 words (3 pages)

Personal Note On Personal Success Essay

- Personal Success Personal success can mean a variety of different things to a person whether it is obtaining money or completing a lifelong goal. To obtain personal success no matter what it may be it is critical to be confident, have willpower, and be yourself. To be successful people need to be confident in their work and themselves. Confidence can go a long way; it can also tie in with trust. For example, a technician comes across a problem with a car that is difficult to diagnose but the technician has come across this same problem before....   [tags: American films, English-language films, Humans]

Better Essays
1000 words (2.9 pages)

Personal Note On Financial Independence Essay

- Part 1 Financial Independence occurs when you’ve saved enough to support you for the rest of your life without needing to work for money. You might choose to work for other purposes such as passion and purpose, but you no longer need an income to meet your expenses. Simply put, financial independence means the ability to manage your money in such a way that you have sufficient funds to live your chosen lifestyle without assistance from others. In other words, enough money to meet all your needs whether you work or not, because a job is really assistance from someone else, and that someone is an employer....   [tags: Investment, Personal finance, Capital accumulation]

Better Essays
1476 words (4.2 pages)

Personal Swot Analysis : Leadership Essay

- Personal SWOT Analysis Strengths Leadership Motivated Hardworking Weaknesses Organization Time Management Personal Money Management Opportunities Networking Abilities Mobile Education Threats Technology replacement Competition Strengths: Leadership: During my life I have always felt it was important to be a leader in every activity that was presented to me. In school, I have always taken the responsibility of leading my team to get A 's on our group projects. I believe it is important to not only show your personal qualifications but to also bring out the best in other people around you....   [tags: Management, Leadership, Personal life]

Better Essays
1016 words (2.9 pages)

Essay on A Personal Note On Credit Rating

- Terminology You Need to Know to Comprehend Your Credit ranking Report NEGATIVE CREDIT CAN COME WITH SERIOUS PROBLEMS Your credit rating is a overview of your "consumer character" and as such, can have some pretty bad effects with the wrong details. Our lives for the most aspect center around the choices we create and we are presented with those choices daily, sometimes many times a day. Poor choices, such as spending too much money or over increasing yourself from a credit viewpoint can have a lasting impact on you and your ability to continue making similar choices at a later time frame and time, sometimes, in the case of a personal bankruptcy, up to ten decades....   [tags: Debt, Credit rating, Credit, Credit history]

Better Essays
1301 words (3.7 pages)

Personal Note On Success And Success Essay

- Your determination to have success is decided by your drive, whether you want to succeed in life or be average. Its within your mind what you want to achieve in life, depending on your drive and dedication it can take you a short while or your whole to succeed. Its your choice whether you want to achieve your American dream. One method for success is when people feel happy when they get their first car or first house, luxurious items in general. Money is sometimes a factor for people because of they’re hard work and dedication towards they’re goal or in the classroom and getting they’re degree and releasing the stress from school....   [tags: Failure, Success, Need, Thomas Edison]

Better Essays
737 words (2.1 pages)

Personal Narrative – Singing Poorly Essay

- Personal Narrative – Singing Poorly It was a year like any other, or, at least I suppose it could have been, but, it wasn't. It was actually 1965. This particular year, the Beatles released Help. the movie; for the second time, Jack Nicklaus won the Masters golf title; on Palm Sunday, 51 reported tornadoes touched down in the states of Illinois, Wisconsin, Michigan, Ohio, Indiana and Iowa resulting in 256 deaths and over 1500 injured; and, a young boy in Smalltown, USA was turned away from his school choir....   [tags: Personal Narrative Writing]

Free Essays
859 words (2.5 pages)