Essay on The Patient Protection And Affordable Care Act

Essay on The Patient Protection And Affordable Care Act

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The patient Protection and Affordable Care Act is the largest funded health care program in the United States. Its main purpose is to provide affordability, quality, and availability of health care to every citizen. In 2014, health care expenses accounted for 24% of the federal budget, which was a total of $836 billion dollars. This paper aims at exploring administrative expenses of the PPACA and the implementation of California Medi-cal system.
One of the purposes of The Patient Protection and Affordable Care Act (PPACA) is to reduce the number of uninsured by making health care coverage more affordable to low income families. According to U.S census bureau in 2013, 42 million people had no health insurance for the entire year; 22.6 % uninsured between age 19 to 25; 24.7% Hispanic and 15.9% black were uninsured; 62.5 % of people with an annual income less than 25 thousand dollars were insured through the government (U. S Census, 2013, p. 8, 12, 14, 16). The majority uninsured individuals were college students, minority groups and low income families. They were not able to afford health insurance under prior law, because healthcare coverage was not subsidized and individuals did not pay based on their income.
PPACA would initiate changes in the current system of healthcare management. Employers would be required to provide health insurance for employees that work 30 hours or more, whereas before employers were only obligated to provide insurance to full time employees that work 40 hours or more. Under PPACA regulation, employees would receive health coverage subsidize through the exchange, which mean it would pay health insurance premium based on their income. This act would result in 14 billion people obtaining health covera...


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...uld be offered equal services. Federal government should really be going for the successful implementation of the new Medi-cal model to create true parity between the two programs. The steps taken by the state of California are appreciable and seem to be giving an edge Californians. The administrative expenses of PPACA are no way a barrier in implementation of the program and it carries lot of benefits for the Americans such as affordable, availability, and quality of healthcare to everyone in attempt to provide peace of mind to many citizens especially in time of hardship. However effort must be made to make it more pragmatic and minimize the financial burden PPACA could have on government budget. The real beneficiaries should be the ordinary Americans and all the stakeholders such as private insurance companies and the government should work to achieve set target.

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