The Patient Protection and Affordable Care Act (Affordable Care Act, Obama Care, PPACA) is a landmark law that is designed to protect Americans who are uninsured and underinsured. It is great for the small business owners and the self employed. The law of 2010 was the most significance law signed since 1965.
It is designed to be affordable healthcare for people that do not have health insurance or cannot afford it. It offers many different plans to meet individual’s financial situations. The law prohibits insurance companies from denying individuals coverage due to pre –existing conditions. The monthly premiums are paid out of pocket instead of employee deduction. It requires all individuals to have insurance. It is designed to reduce the uninsured and the under insured people in America and cut down on the overwhelmingly high insurance costs. According to ( Sultz, 2012) “the Act removes financial barriers to preventive care , bar insurance policy rejections due to preexisting conditions and prohibits lifetime insurance coverage limits and coverage cancellations due to serious illness. It will give tax credit to the employers of up to 35% of premiums to make employee coverage more affordable and authorizes a temporary reinsurance program to offset the cost of expensive health claims for employers that provide health benefits for retirees 55-64 years old. It expands Medicaid coverage to all non-Medicare eligible individuals under 65 years old with income up to 133% of the federal poverty level.”
Many presidents before Barack Obama has tried and failed to implement health care reforms similar to this one. As part of Barack Obama promise to the American people the debate over health care reform started rig...
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...at when American citizens are working together with each other life is good in our great country. It is for everyone to have healthcare as a right and not a privilege. In my true opinion, the privilege is what is driving a wedge in between healthcare and the American people. I think the features that will have the biggest effect on the health care system is no one being denied care, children being on their parents insurance longer and coverage cancellations due to serious illness.
The PPACA is the best law for the American people, especially the uninsured and the underinsured. Not since Medicare has there been a health care law with as much significance for the U.S. I am proud of President Obama and his staff for pushing to get the bill passed into law. I know many people who will benefit from this law. I do not have any cons as of yet, just high praises for it.
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