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Analysis of strengths and weaknesses
introduction for strengths and weaknesses
introduction for strengths and weaknesses
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Critique of Policy Just like everything in this world there are strengths and weaknesses to be examined. Strengths allow for an individual to realize the things that are done well and that will benefit themselves or others in the future. Weaknesses allow for an individual to find ways to improve and create something better. Realizing that there are strengths and weaknesses within us and within concepts is important in bettering these both aspects. Acts such as The College Cost Reduction and Access Act of 2007 are no exception. This act, like many others have both strengths and weakness, because nothing can be perfect or satisfying for everyone.
One of the strengths that I found in this act was that it not only benefits low and middle income students but also upper income students (Cussen, 2016). Depending on which side of the fence you stand on, this can be a good or a bad thing. I believe that the equality it shares among income is important because a student could come from an upper income family, but that does not mean that the money is theirs. I for example do not qualify for any type of grant or federal aid because of the amount of money my father makes. I do though receive loans, which my father is not going to pay off for me.
The second strength
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Berger and Houle (2016) provide evidence to show that greater amounts of debt a parent has the poorer the socioemotional well-being of a child will be. These findings were specific to home mortgages and educational debt (Berger & Houle, 2016). Without acts like the College Cost Reduction and Access Act of 2007 that have plans like the Loan Forgiveness and the Income Based Repayment families would have the additional stress of paying back a high interest loan. The stress of the parent could be taken out on the children leading to poor socioemotional well-being as Berger and Houle (2016) previously
In the argument, Debate on Student Loan Debt Doesn’t Go Far Enough, author Robert Applebaum, graduate of Fodham University School of Law, asserts that excessive student loan debt should be forgiven after a reasonable repayment period and suggests this would stimulate the economy because former students would have more money to spend(Debate). He backs up this claim by introducing the Student Loan Forgiveness Act of 2012, contending that education should be a right that people of all classes can benefit from, and addressing both the individual and the economic drawbacks of student debt in the middle and working classes(Debate). Applebaum
Obamas proposal will affect the Yakima Valley especially. In Rafael Guerrero’s article he speaks to the President of Yakima Valley Community College, Linda Kaminski, about Obama’s proposal that the first two years of community college would be free. She agrees that this would be a good idea, she states, “. . . middle-income students are often ineligible, forcing them to work to pay tuition. . . Obama’s proposal would alleviate the stress placed on these students trying to get a college education.” In making this comment she believes that if a students get financially support it can benefit them in class room by having all their attention on their class work and not having to worry about a job that would usually help pay for the classes. With having the first two years free this would give people hope and encouragement to continue their education. Kaminski aggress when she said, “High school students might be more motivated, too . . . For whatever reason students may not want to go to college — lack of resources, family issues, work — the measure would reduce the reasons not to focus, study and complete high school at their highest potential.” In other words she believes that no one’s potential should be held off for financial reasons. With the proposal if passed it will give students motivation to continue their education and there
Smith, Craig. “Student Debt State Policies Leave Families with Few Good Options.” Education Digest 79.7 (2014): 42. MasterFILE Premier. Web. 15 Apr. 2014.
Today in America, “The average Class of 2016 graduate has $37,172 in student loan debt, up six percent from last year. $1.28 trillion in total U.S. student loan debt...44.2 million Americans with student loan debt”(U.S. Student Loan Hero, 1). We spend our lives working, learning, and trying to survive. In order to survive, we need to be educated. In order to be educated, we need money. To collect money, we need a good paying job. And in order to have a job, we need to be educated. It’s a large cycle that goes around in circles, and we can’t seem to find a steady way to help provide these things for everyone. While we all strive to make the best of every situation, money has become an issue, creating problems in many lives around the world. “According to the College Board, the average cost of tuition and fees for the 2016–2017 school year was $33,480 at private colleges, $9,650 for state residents at public colleges, and $24,930 for out-of-state residents attending public universities” (COLLEGEdata, 1). And it’s not easy to have a positive look on the American dream when our own president in spouting things like “Sadly, the American Dream is dead” (President Donald
In today’s society, the cost to attend college to earn a degree continues to increase, which results in an increase of students needing financial aid. A determining factor of how much a student receives is dictated by the Earned Family Contribution (EFC). The EFC is mandated by Congress as a part of the required Free Application for Federal Student Aid (FAFSA) that every student must fill out in order to apply to college. Steve Cohen, an Op-Ed Contributor to the New York Times and author of “A Quick Way to Cut College Costs” believes that the EFC is flawed in that it does not accurately depict how much a family can contribute to the cost of a student’s education. Cohen’s solution is for Congress and the President to drastically cut the EFC to realistically reflect on the unequal rising of college tuition and average household income. Cohen is very effective in utilizing his research to appeal to readers. The statistics and figures he utilizes make it easier to understand his point.
You can’t tell the government, lets make college free for a bit and see how people react. Thus, content analysis. The contents i’ve analysed are paper such as the 2014 College Board College Report, as well as expert opinions of people who work in the economic field such as Jon wiener. Also, content analysis allowed me to analyze everyone 's opinion in an even playing field and not put too much bias towards one person 's ideas. This is the same reason that for using correlational research. I looked at both the College Report numbers as well as future prediction numbers from the Tennessee community college plan. which forced me to use factor analysis and meta analysis to affirm my conclusion to make it stronger. I factored in old solutions from the past and its results and meta analysed the patterns from the old solutions to make my solution
Throughout the lives of individuals, everyone imagines the dream job or the job that is going to make the most money. Most of these jobs need to make it so a higher education like college is needed to be able to even make it in the field. College is not by any means cheap, depending on what college is chosen, yes it can be less money but it is still thousands of dollars by the time the degree is earned. Many people that want to go to college cannot afford it, therefore cannot reach the dream job. In order to make college accessible to those who are truly deserving, incentive programs such as offering financial stipends which can be earned through academic success in high school need to be offered.
In that year, the number of college graduates was only 432,058 (Sourmaidis) and ever since the demand continually increased as did price. This trend allowed for the student loan crisis to occur, which is a problem we face today. As of 2016, American students have accrued a massive 1.3 trillion in student loan debt. Just 10 years ago, the nation’s balance was only $447 billion (Clements). This ever-present cumulative burden has caused many post graduate Americans to delay important life events such as marriage, homeownership and children because of this substantial encumbrance (Clements).
The every Student Succeeds Act was introduced in 2015 under the Obama administration as a way to further improve the education system of the United States (Education Week 2016). At its core it
The American Dream is composed of the freedom to be whatever you want to be, and do whatever you want to do with your life. Education, above all else, is Key when it comes to your future. However, as the education system is today, it no longer seems a privilege, a wondrous opportunity to succeed and to be what you want to be, now it 's more of an obligation, a punishment. It is without a doubt in my mind that the enactment of this bill will restore the education system into what it is supposed to be, a system meant to educate people for their adult life. Not only does this bill allow opportunity to reverse the decision to leave school, but it also allows the students to retain basic skills needed for the work force, and the reduced academic
With the ever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduates’ lives, and my thesis statement will concentrate on the view that the education policymakers should improve financial aid programs and minimize the risks and adverse consequences of student loan borrowing.
Public colleges must be affordable to anyone who wishes to attend. If colleges lack to provide this to students, it can affect dropouts, a student’s ability focus, and cause stress. The problem of lack of funding is that colleges have insufficient funds. Therefore, the best possible solution for the problem of lack of funding would be increasing and collecting more funds from state taxes. Collecting funds from the state’s taxes is an effective solution because students get more academic support programs, which decreases dropouts.
The problem that is faced with the two kinds of aid is which party should receive the money, the hard working students or the lower class students? When first looking at the argument, need-based aid appears to be the best way for the government to spend their money, but it is not completely fair. Merit-based aid is the best way to fairly give financial aid to college. Need-based aid is often not backed up by a strong educational background, making it less reliable. If a student truly wants to go to college, they should work hard and not expect it to be handed to them (Donoghue 2).
Fees and loans are too big of a load for young people to carry. A lot of students drop out do to the pressure of having to worry about all the loans they have to pay back after they are done with college. This should not be an issue to the student. According Iatham Emmmons, “Even worse, a large portion of students never receive funding at all due to the multitude of stipulations that must be adhered to in order to qualify for assistance. A major flaw in the current federal educational assistance programs is that the students’ parents’ income is used to calculate financial need” (Emmons 3). Even citizens who try to get help by applying for funding never end up getting it because they do not meet the needs required for the funding. Education should be p...
Discuss the arguments made by scholars such as Thomas Dye, Hebert Simon, Charles Lindblom and Edward Woodhouse among others, for the need to recognize the limitations of public policies in eliminating socio-economic and political problems.