The National Health Insurance Industry

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The health care prices had continued to consume national budget, even individuals the increasing health care cost with the rapid economic growth because money intended for development used for health care. The National Health Insurance (NHI) costs had gradually increased in the recent past, causing a major concern about the impact on individuals, service providers the government, the United States government had adopted the individual approach that had capitalized by nature, thus encouraging private insurance providers to compete for customers (Ubokudom, 2012). Directing and regulating the industry has been almost difficult because of the changing environment, political input, healthcare stakeholders demanded the citizen-employer insights of the cost basses applied. The US insurance industry had influenced by market forces like any other commercial product regulated by profit-minded actors this paper evaluated the different value processes adopted by stakeholders through history in determining the prevailing NHI standards. Debates on health reforms have been the main avenue for changes in years, but had failed due to the ever changing of positions by stakeholders focused element of the stakeholders the US government strived to achieve an integrated model of insurance administration that would boost efficiency, improved access proper administration that controlled the cost within health care institutions. The Patient Protection and Affordable Care Act of 2010 targets on overall expansion in access to Health Insurance among other relevant emerging issues in the healthcare realm (Ubokudom, 2012); the emphasis had on cost containment, accountability coordinated high-quality care, Comparison with the Israel 's NHI program gave an overv... ... middle of paper ... ...the right to medical care for citizens ' labor groups were split during this era with examples of AFL-CIO, United Auto Workers are backing the president, but UAW is supporting employers to pay for health benefits resultant pension (Starr, 2013). Better-working terms for employees made labor unions believed, they could bargain more for their members ' welfare in the future. This was wrong because it gave time for opportunists to exploit citizens’ health insurance coverage. Some lobby groups, including the American Hospital Association (AHA), Chamber of Commerce and American Bar Association, preferred only private voluntary insurance (Starr, 2013). Labor unions, businesses were growing the private, employer-based insurance system that existent in the present day. Political ideologies prevented the progress of the NHI society phenomenon arose in 1960-1965 period.

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