Essay on Obamacare:Threat to America

Essay on Obamacare:Threat to America

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The Patient Protection and Affordable Health Care Act (ACA), also known as Obamacare, was signed into law on March 23, 2010 by President Barack Obama. The purpose of the Act is a health care law aimed at improving the health care system of the United States by widening health coverage to more Americans, as well as protecting existing health insurance policy holders. As of October 1, 2013, Americans have the option to apply for medical coverage through the government controlled Health Insurance Marketplace website. The Marketplace will allow Americans to apply directly for coverage through multiple insurance companies with price comparisons. The downfalls of the Act are becoming more evident as Obamacare will officially be mandated in January 2014. The information that was relayed to Americans has been somewhat misleading. In this paper, I will argue that Obamacare will not improve healthcare but rather cause increased cost to the American public resulting in a failing healthcare system and closed businesses. Major concerns with President Obama’s ACA are that many Americans current policies will likely be cancelled, the real cost of Obamacare to every American, and the effects on business owners.
At the present time, millions of Americans are finding out they are going to lose their current health insurance coverage due to non-compliance issues with The Affordable Care Act. If you read the Affordable Care Act when it was passed, you would of known it was dishonest for President Obama to claim that “if you like your plan, you can keep your plan,” as he did—and continues to do—on countless occasions (Roy, Par. 2). The reason behind the policy cancellations, The Affordable Care Act has many “essential health benefits” requirements t...

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...d reduction of uninsured young adults (Cantor 1787). This part of the ACA is helpful for young adults that recently graduated high school or college. As many in the age group of nineteen to twenty-six are only employed part-time or can’t afford the cost of healthcare coverage. The benefits of this new reality to young adults and their families are clear, but this trend is not without costs. In particular, family premiums will increase as more young adults are enrolled (Cantor 1787). As many insurance policies tend to have significant premium increases if you are insuring dependents. Another downfall of the ACA dependent coverage rule is that monthly premiums and taxes are likely to increase. The ACA is relying on the young and healthy to purchase plans expecting them to be less likely to utilize the insurance, offsetting the high cost of insuring the old and sick.

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