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ObamaCare Research Paper
Americans these days need an affordable universal health insurance from the American government , Can the government give what the people need ? First of all many americans owe the government cause they can’t afford their medications , Second of all is Obama care really is worth it ? , Furthermore the US’s medical System is not working for most of the people who is on medication. US spends far and away more on healthcare than any other. Half of the americans are uninsured by the government. Over Half of the american population hasn’t gotten their Insurance and even if they do they still pay a lot of money for their medication.
First of all What is Medicare ? Medicare is a federal health insurance both old and young people that needs a cheaper medication and people who are disable. According to Robert Preidt’s Article about medicare he stated that “At least one in four Medicare patients received at least one of these services in 2009, according to the analysis of claims made by more than 1.3 million Medicare patients that year “ his analysis tells us that a bit of americans get their insurance and most of them still pay a lot even though they have insurance provided by the government for example Isadore Cassuto an 88 year old man and a retired tax attorney , broke his pelvis on nov. 12 on a parking lot and spent more than 3 weeks at the rehab hospital . He was stuck with 6,000 bill for his follow up care because of Medicare the federal health plan for people over 65, only pays for inpatient rehabilitation following a serious hospitalization , this analysis is telling us that even an insured retired person who is eligible to pay lesser bill didn't get it instead he payed more . Karen Rowan state...
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...re will be a success and it will fix the US medical system. Imagine the people who are in dept right now actually wasn’t in dept if the government had a better plan to improve the system. In my own opinion if only the government wasnt corrupting the whole medical system peoplewould’ve in so much dept in thei life right now.
Bibliography
1. Lipson, Peter. "What Patient Dont Know about Obama Care." Forbes Magazine21 Dec. 2013: 1-2. Web
2. Rosenthall, Andrew. "The Shame of American HealthCare." NY times [New York] 17 Nov. 13: 1-2. Web
3. Gillespie, Nick. "The Great Medicare Swindle." The Daily Beast [New York] 24 Oct. 2013: 1-3. Web.
4. Tozzi, John. "Most Obama Care Enrollees Lack of Prior Health Insurance."Bloomberg Business Week 1 Oct. 2013: 1-3. Web.
5. WIll, George F. "Obama Care's Doom." THe Washington Post [Washington] 2013: 1-2. Print.
"The Pros and Cons of ObamaCare." UPMC. N.p., 6 Nov 2013. Web. 14 Apr 2014.
Wekesser, Carol. Health Care in America: Opposing Viewpoints. San Diego, CA. Greenhaven Press, Inc., 1994.
Klein, E. (2014). A health industry expert on ‘the fundamental problem with Obamacare.’ The Washington Post. Retrieved on 2/8/14 from http://www.washingtonpost.com/blogs/wonkblog/wp/2014/01/09/a-health-industry-expert-on-the-fundamental-problem-with-obamacare
Medicare is a social policy many of our seniors look to for their stability when they reach 65
Medicare and Medicaid are one of important government programs. According to Medicaid.gov site, there are more than 4.6 million low-income seniors enrolled in Medicare and about 8.3 million people that are enrolled in both Medicare and Medicaid. Anyone that enrolled with Medicare and limited income and resources are eligible to get assistance paying for their premiums and out-of-pocket medical expenses from Medicaid. Not only does Medicaid cover additional services, but, services covered by both programs are first paid by Medicare with Medicaid in the difference up to the state’s payment limit (Medicaid.gov, 2015) .
In conclusion, there still needs to be a lot of work done to health care in the United States. Other nations provide universal health care to their citizens, but this would cause dilemmas in balancing two often conflicting policy goals: providing the public with equitable access to needed pharmaceuticals while controlling the costs. Universal health care probably would not work in the U.S. because our nation is so diverse and our economy is so complex. The system we have now obviously has its problems, and there is a lot of rom for improvement. HMO’s will still create problems for people and their medical bills, but they definitely should be monitored to see that their patients are receiving just treatment.
Until Obama-care, The United States was one of the only developed nations that did not provide some sort of health care for its citizens. To most other nations that do provide healthcare, it is because it is considered a human right that all people should be entitled to. That hasn’t been the case in America, however, where only those who could afford it could have healthcare plans. Those who stand to gain the most from universal healthcare are the already mentioned 45 million americans who currently don’t have any form of healthcare. For many of these individuals, there are many obstacles that prevent them from gaining healthcare. 80% of the 45 million are working class citizens, but either their employer doesn’t offer insurance, or they do but the individual can n...
Medicare was designed as a universal healthcare program for individuals 65 years old and older. This program is funded by Medicare taxes and general federal funding withholding taxes. Medicare is a partnership between federal and state with the goal to provide medical insurance to the elderly that is poor and disabled. Generally all people who are 65 years or older and qualify for social security will automatically qualify for Medicare.
Niles, N. J. (2011). Basics of the U.S. health care system. Sudbury, MA: Jones and Bartlett.
Reese, Philip. Public Agenda Foundation. The Health Care Crisis: Containing Costs, Expanding Coverage. New York: McGraw, 2002.
According to Medicare’s WebPage Medicare is a Health Insurance Program for people 65 years of age and older, some disabled people under 65 years of age, and people with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant). Medicare has two parts, Part A which is for basically hospital insurance. Most people do not have to pay for Part A. In addition it has a Part B, which is basically medical insurance. Most people pay a small monthly fee for Part B. Medicare first went into effect in 1966 and was originally administered by the Social Security Administration. In 1977 the control of it was switched over to the newly formed Health Care Financing Administration. Beginning in July 1973 Medicare was extended to persons under the age of 65 with certain disabling conditions. In 1988 Congress passed legislation to expand the program to cover health care costs of catastrophic illnesses.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
The two major components of Medicare, the Hospital Insurance Program (Part A of Medicare) and the supplementary Medical Insurance program (Part B) may be exhausted by the year 2025, another sad fact of the Medicare situation at hand (“Medicare’s Future”). The burden brought about by the unfair dealings of HMO’s is having an adverse affect on the Medicare system. With the incredibly large burden brought about by the large amount of patients that Medicare is handed, it is becoming increasingly difficult to fund the system in the way that is necessary for it to function effectively. Most elderly people over the age of 65 are eligible for Medicare, but for a quite disturbing reason they are not able to reap the benefits of the taxes they have paid. Medicare is a national health plan covering 40 mi...
One in six Americans and mostly all of the population 65 years and older, are covered by Medicare. In 2012, Medicare provided for 50.7 million people, 42.1 million aged and 8.5 million disabled, with a total cost of $574 billion. This is about 21% of national health spending and 3.6% of Gross Domestic Product (Davis, 2013). Medicare, being a social insurance program, is required to pay for covered services provided to enrollees so long as the specific criteria is met. On av...
Two thirds of doctors do not support Obamacare, as shown in a study of 20,000 doctors (Is it True?). In this same survey “80% of Doctors are Over-Extended or at Full Capacity, Demonstrating a Growing Challenge for Patient Access” (The Physicians). America is in 19 trillion dollars in debt, yet government spending is not slowing down (U.S. National). To pay for universal health care, you will need to tax the American people into oblivion. According to Data Decision, America will need to come up with $562 billion a year to pay for Universal Health Care (How Much).