ObamaCare Essay Do you know what ObamaCare? If not you will know anyways because I will be explaining to you what exactly ObamaCare is. ObamaCare is a health reform law that was passed by our current president Barack Obama on March 23, 2010. It was passed in an effort that more Americans would have healthcare and would be able to afford it. In order to apply for ObamaCare the person must be an American citizen. ObamaCare has not really affected Americans in any form because most American stayed with the health provider they already had. However, for those people who actually decided to get Obamacare where most likely the ones who have Pre-existing conditions. For example, children with heart diseases or anything similar to that like if they were born with birth defects. ObamaCare provides coverage for that unlike other healthcare insurances. ObamaCare can’t deny coverage to any American no matter what health issue they have. Before the ObamaCare reform was put into place insurance companies would take advantage of people. If the person got ill or injured for any particular reason insurance companies would/can make an excuse that the person had an error in the paperwork therefore the insurance company can’t be held accountable for covering that persons bills. Insurance companies would also discriminate against people of any age with Pre-existing conditions because they didn’t want to have to pay for their medications which most likely are expensive. the care was also very limited. Something that insurance companies would do often was take advantage of people since most people to this day aren’t very knowledgeable with the laws of insurance companies and don’t really pay much attention to it. It makes me angry ... ... middle of paper ... ...rly physicals and be assured that nothing is wrong with them. Bibliography 1.) Unknown, 05/17/2014. “Health Care That Works For Americans”. http://www.whitehouse.gov/healthreform/healthcare-overview#consumer-rights 2.) Unknown, 05/18/2014. “Medicare Program”. http://www.benefits.gov/benefits/benefit-details/598 3.) Unknown, 05/22/2014. “How does the health care law protect me?”. https://www.healthcare.gov/how-does-the-health-care-law-protect-me/ 4.) Steven Brill, 04/04/2013. “Bitter Pill: Why Medical Bills Are Killing Us”. http://time.com/198/bitter-pill-why-medical-bills-are-killing-us/ 5.) Unknown, 10/09/2013. “Fact Check: Did President Obama exempt members of Congress from Obamacare? http://politicalticker.blogs.cnn.com/2013/10/09/fact-check-did-president-obama-exempt-members-of-congress-from-obamacare/
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
In 2010, President Obama signed into law the Affordable Care Act in order to bring reform to the current healthcare system. The law was designed to provide healthcare coverage for people that did not have access to healthcare, improve the quality of the types of healthcare provided, and contain costs (HHS, 2014). Some of the features of the law are:
Obamacare is necessary in America because it calls for all citizens to have health insurance. To understand Obamacare, health insurance, in general, must be understood. It can be defined as “coverage for medicine, visits to the doctor or emergency room, hospital stays, and other medical expenses” (health). Every insurance policy is different; different plans call for different coverage, different co-payments, and different treatment options according to Investor Words. However, until the Obamacare law was passed, millions of Americans were uninsured. In summary, Obamacare mandates that all Americans have health insurance while offering the in...
The Affordable Care Act benefits to reconstruct the healthcare system by giving more Americans access to superiority, reasonable health insurance and supports to curtail the growth of healthcare spending in the U.S. People with health insurance will have access to a number of new benefits, privileges, and defenses which ensure that they can get treatment when they need it. This helps over 32 million Americans afford health care who could not get it before. It not only helps the consumers but also our budget and economy on a more stable path by reducing the discrepancy by more than $100 billion over the next ten years. Since there are millions of people with health insurance, it will also increase the demand of healthcare provider as more jobs will be open which will help our economy (Mowrey, 2013).
The Affordable Care Act (ACA) or ObamaCare as it is widely known, has been a controversial political debate since day one. The Republicans have tried over 50 times to repeal it, to no avail. Like any other bill, there are good sides and negative consequences to it. People can go to healthcare.gov to sign up for insurance under the ACA. There is a plethora of information on the site about what should be covered, who has to participate, who can be exempt, where to get healthcare, why you should have insurance, and how to get it, along with a lot of other information under the Topic selection at the top of the screen. While there is a lot to go through and understand, the ACA still remains widely misunderstood for millions of Americans.
Obamacare, a government initiative, is based upon an existing fact in America called ‘privatized medical service’. Obamacare has to work along the lines of private businesses – hospitals and insurers in this sense – in order to carry out a government objective. Medical price tags have not actually changed. Rather they have increased citing that government is now freely subsidizing millions of young Americans. The power of price tagging still belongs to the private sector but the access of funds leads to government coffers. I think the implementation as it stands today is a disaster, promoting inefficient government spending and medical
ObamaCare, also known as the Patient Protection and Affordable Care Act, is a Health care reform law that was signed on March 23, 2010. ObamaCare’s goal is to provide more Americans with affordable health care insurance. ObamaCare also hopes to improve the quality of healthcare and health insurance in America, regulate the healthcare industry, and reduce the cost of healthcare in the United States. ObamaCare is made up of ten titles; I: Quality, Affordable Healthcare for all United State Citizens, II: The Role of Public Programs, III: Improving the Quality and Efficiency of Healthcare, IV: Prevention of Chronic Disease and Improving Public Health, V: Healthcare Workforce, VI: Transparency and Program Integrity, VII: Improving Access to Innovative Medical Therapies, VIII: Community Living Assistance Services and Supports Act (CLASS Act), IX: Revenue Provisions, and X: Reauthorization of the Indian Health Care Improvement Act.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Obamacare, otherwise known as the ACA (Aaffordable Ccare Aact), will significantly change major aspects of theour health care system here in America. Without a doubt, our current system has its issues, especially the costs related to health insurance and medical care were rising far too quickly (Pattron, 2013). Some may believe chainsaws have been called in to fix issues that could possibly be fixed with a mere scalpel. In spite of everything, typically, our health care system contained many more strengths than weaknesses. Considering the number of patients that have come from various countries to seek medical care in the U.S., the entire world sincerely agrees. However, despite the many strengths, changes have and will arrive that will affect all who seek medical care in the U.S.
Patient Protection and Affordable Care Act is the real title of the bill, enacted in 2009. It is far better known as The Affordable Care Act or Obamacare. This bill represents the biggest revolution and improvement, or at least an attempt towards it, in the health care of the United States of America since the passage of Medicaid and Medicare in 1965. The main purpose of the ACA implementation was, as the bill states in its title, to make: ˝ Quality, Affordable Health Care for All Americans˝ possible. Before the ObamaCare, there were millions of American who were uninsured, or had poor quality insurance plan. On the other hand those who did have health care coverage, even the decent one, we left on their own when insurance companies abused their trust and deprived them of their rights. That was the reason why the government and the President Obama, hoped to increase the quality and make the health insurance more affordable. The idea was to lower uninsured rate by firstly increasing the extent of public and also private coverage, and then secondly, to minimise the costs of health care for both individuals and the government.
Patient Protection and Affordable Care Act, also called “Obamacare”, was enacted into law, signed by President Obama, on March 23, 2010. Since then, it has been a much debated topic in our country. According to realclearpolitics.com, only 38.2% of Americans approve of the law and 51% disapprove. Obamacare has a lot of provisions and features in the bill has been implemented since the bill has been enacted that will affect the U.S. economy and society.
In March 2010, the future of health care system in United States changed when The Affordable Care Act (ACA) (most popularly known as Obama Care) was approved. The law expands quality Health Care to more than ten million of previously uninsured people in United States. The Health Care law opens the door for access to care, more affordable to the cost of illness and the possibilities to get the care needed for citizens to be healthy.
Possible threat of losing health care coverage if President Trump’s repeal passes through Congress, puts millions of Americans’ health at stake. The health care reform, known as the Patient Protection and Affordable Care Act of 2010, was created to expand and improve access to care and curb spending through regulations and taxes (F, n.d., p.1). It has successfully accomplished its key elements in this strategy (Ku, Steinmetz, Brantley, 2017). Since the Affordable Care Act (ACA) passed, 13.3 million Americans have gained access to health care coverage that they once could not afford. Repealing this law would result in economic, psychological, personal, familial, community, and society repercussions that would cripple the American people and
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,