The New Affordable Care Act Essay

The New Affordable Care Act Essay

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In the past several years the healthcare system has experienced new changes in its structure and technology. The macro trends in healthcare are healthcare reform and the regulations of technology in healthcare that the government has put in place. Healthcare systems in the past have had some real complications both in the provided care and computer technology
Recently in 2010 President Obama restructured the healthcare system to work more efficiently. The new program is called the Affordable Care Act, which went into law on March 10, 2010 (Obamacare, 2015). The new healthcare system is putting in place comprehensive reforms that will improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices (Whitehouse, 2015).
In the past, people with chronic illnesses or cancer ran out of insurance coverage because their health care expenses reached a dollar limit imposed by their insurance company. Under the new Affordable Care Act law, insurers can no longer impose lifetime dollar limits on essential health benefits and annual limits were phased out in 2014. More than 105 million Americans no longer have lifetime limits thanks to the new healthcare law (Whitehouse, 2015). In the past insurance companies were putting limits on how much they will pay for people who are experiencing and fighting long term diseases.
Insurance companies were also denying people health insurance because of pre-existing diseases. With the new healthcare reform insurance companies can no longer deny coverage or charge more because of a pre-existing condition (Whitehouse, 2015). Insurance companies can no longer discriminate by denying healthcare coverage or charge more because of a pre-existing c...


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...clination of chronic diseases and co-morbidities increases medical expenditures. The growing rate of older adults suffering from chronic diseases may increase the frequency of older adults having a disability. This increase in disability as a result of chronic disease will require emphasis on long term care options for older adults.
Another demographic change expected in healthcare is the rise of insured younger adults under the Affordable Care Act as dependents on their parent’s health insurance. Since healthcare reform, there has been a decline in young adults using emergency department services and an increase in primary care visits (Lau, Adams, Boscardin & Irwin, 2014). This represents a healthcare trend of decreased out of pocket costs for younger adults seeking healthcare services and an increased need for healthcare providers in the field of primary care.

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