THE NATIONAL HEALTH INSURANCE The national health insurance is new health financing system meant to cater for all South Africans of all race and gender in all locations of the country. The national health insurance was introduced in 2011 after numerous financing systems introduced in the before it failed on their goals like the most recent one which is the social health insurance while others never got a chance to act such as the Committee of Enquiry into National Health Insurance (1935) and the National Health Service Commission (1942 – 1944). The main aim of the NHI is to eliminate the current unsustainable system where those who are in great need of medical attention receive less and most attention is given to those who rank top in terms social economic class which is irrational because they make up minority of the population in the country and the majority of the population is the lower class. The current health system is divided into two main sectors which are the public sector and the private. The public sector is funded by the money derived from the taxes paid by all the working citizens and the services are open to all citizens for free however there is limited amount of service offered per individual and in the case of the individual not being satisfied with amount of service offered to them, they are free to access more service with funds from their own pockets which becomes a big problem taking into account the fact that the people who turn to the public sector for better health are the lower working class and may not be able to afford to pay for better health for their income may not be sufficient to cover their lifestyles and medical costs. The private sector is also funded by the same budget as the public secto... ... middle of paper ... ... therefore they are paying for their health, one would argue that if people who fall under the private sector are people who are able to afford a better health care then there is nothing wrong with that and you should not compare them to people who get their health care for free, you cannot expect a mine worker to receive the same health care as the owner of the mine. The NHI: It uses public or private-sector providers, but payment comes from a single government-run insurance program that every citizen pays into. Since there's no need for marketing, no financial motive to deny claims and no profit, these universal insurance programs tend to be cheaper and much simpler The single payer tends to have considerable market power to negotiate for lower prices, control costs by limiting the medical services they will pay for, or by making patients wait to be treated.
Universal health insurance is available to everybody with an option to purchase private insurance coverage (The U.S. Health Care System: An International Perspective, 2014). Approximately 90% of the population uses the national system in which premiums are income based. The system uses 240 private insurers for a non-profit, competitive system. Insurance costs are significantly less than the U.S. due to cost negotiations for medical facilities, appointments, and prescription medications (Sick Around the World, 2008). B. United States Healthcare System Healthcare in the U.S. has recently been affected by implementation of the Affordable Care Act (ACA) of 2010.
One of many solutions to help families to be able to afford health care is public option. This is an alternative solution to affordable healthcare for all. This works by having a government-run healthcare program which are exclusively available to two groups that lack employer provided health insurance. This program is also available to low income families or individuals. This program is sold just like how private companies sell their insurance in a New Health Insurance Exchange. The system is designed so that private companies are not able to take advantage of customers and opening a wider range of choices to choose from. Keeping costs down and premiums low helps avoid the problem of losing customers.
While most countries around the world have some form of universal national health care system, the United States, one of the wealthiest countries in the world, does not. There are much more benefits to the U.S. adopting a dorm of national health care system than to keep its current system, which has proved to be unnecessarily expensive, complicated, and overall inefficient.
Unlike the United States, nearly every other industrialized country in the world utilizes a non profit socialized health care system provided by their national government to provide healthcare to all of its citizens.This system, known as a single payer system, is able to set definitive prices on medical procedures while eliminating the need for negotiating and extra administrative task.Through socialized health care, countries such as Canada and the UK have been able to hold down cost benefitting the people in their respective countries (Goldman, Phyllis
Universal Health care or more commonly referred to as National Healthcare began in the 1880’s in Germany. (Mcguigan) Every employee and employer in the country paid in a percent into the local health bureaus. Then the health bureaus would distribute the money to the doctor offices when you visit. If this bill is passed this would be the way it would work. For example if they were going to have you pay 10% if you made a 1,000 dollars and someone else made five hundred a week you would pay one hundred dollars and the other person would pay fifty dollars. Even though the healthcare coverage would be the same for you and them you end up paying more than the other person. In a way you would end up paying for their coverage. This is good depending on your pay class if you’re in the upper end of the spectrum you are getting screwed, but in the lower end of the spectrum it’s the best thing to happen.
Everyone having health care is a way that the government wants to equalize its citizens. As Kurt Vonnegut would say, “everybody was finally equal” (Vonnegut 1.) Unfortunately, everyone does not have the luxury to afford health insurance. The government then came up government healthcare that would try to put everyone a step closer to being on the same socioeconomic level. Some people believe that government healthcare is a good, but it comes with pros and cons. One of the pros is that everyone will have access to health care. On the other hand, there are new taxes installed for people who earn over a certain threshold or businesses in the health care
Currently in the United States, acquisition of affordable health insurance plans through employers and private corporations is one of the main topics in the political landscape between liberals and conservatives. The traditional way of obtaining health insurance is either by subtracting a certain amount of payout from one’s salary/paycheck or pay out of pocket. However, many people do not have access to health care because of the high costs associated with poor insurance plans that require individuals to pay high premiums and deductibles, which may or may not contain good benefits such as free preventative care. In addition, due to the past economic recession in 2008, many employers could not afford to pay for health benefits and canceled numerous plans for many employees. This effectively increased the rate of uninsured Americans as well as the increasing health care costs.
A country’s health care system refers to all the institutions, programs, personnel, procedures, and the resources that are used to meet the health needs of its population. Health care systems vary from one country to another, depending on government policies and the health needs of the population. Besides, health care programs are flexible in the sense that they are tailored to meet health needs as they arise. Among the stakeholders in the formulation of a country’s health care system are governments, religious groups, non-governmental organizations, charity organizations, trade/labor unions, and interested individuals (Duckett, 2008). These entities formulate, implement, evaluate, and reform health services according to the needs of the sections of the population they target.
Healthcare plays an important role in almost every person’s life at one point or another. Many times, one can get caught without, or underinsured and it can be detrimental to their livelihood. With the rising cost of healthcare, it is likely that having a national healthcare policy in place, and as an individual, being able to afford and obtain adequate health insurance has not been required until now. With the new national healthcare plan, it is required for all citizens to obtain and maintain some sort of public or private insurance policy. The rising costs can be attributed to many things. A significant reason for the astronomical cost of health care is because of the staggering amount of uninsured or underinsured individuals receiving medical attention and almost many never paying the bill. Those who do have insurance have seen a gradual increase in their premiums and deductibles to make up for this.
In the United States of America, people view health care as a product to be bought and sold. Therefore, anyone who could not avail the health care would not have any coverage. Without any form of health care, someone could not achieve their outstanding potential when sick. United States has spent so much money in trying to make this country as one of the best in the world. There is economic growth if the health of the citizenry is safeguarded. In this nation that is known for its wealth, it is very ironic to find people without proper insurance due to high cost and therefore are denied health care (Bergen, Fultz, Kessie, & Osburn, 2015). Society is denying them the right to live. Butts & Rich (2005) stated that in order to achieve social
In countries that offer free health service for all its citizens, the program is funded with tax money. In some cases , this leads to higher the taxes in order to fund the system.
Private health care is superior than the public health care system because it has efficient treatment, better individual care and is cost efficient. I think that the socialist health care system weakens a person's ability to reach a quality of life.
In many other countries the health care is government controlled and all citizens are provided government assisted health care. Most systems over in Europe are indeed government controlled and are taxed my wages. The United States government does not pay for most of its citizens healthcare in contrast. If you are fournate enough to afford insurance it's usually through your employer. In comparssion almost all government operated insurances provide better care for babies and pregant mothers than the United States system of health care. The United States system are more flexible than government aided systems though.
Health insurance is available from several sources. Private health insurance is provided by private companies. Subscribers pay health insurance companies a monthly fee for health insurance. In return, the company agrees to pay the doctor and hospital costs if the subscriber gets sick. There are different levels of coverage that a subscriber can purchase, but the cost of a health insurance policy is also set by the amount of risk the subscriber is willing to take. The more expense the subscriber is willing to pay, as either deductible or co-payment, the less the insurance company will charge for the insurance. Some Americans purchase their own health insurance, but most employers pay for the health insurance of its workers. Often this insurance
Long time ago, there was no need for health insurance in America, as doctors had many clients because their services were not so expensive and in some cases in rural areas, people could pay by giving other items. Doctors were not as knowledgeable as they are nowadays to care for the sick, therefore this didn't have much effect then on the patients, as they were treated for the basic illnesses.