INTRODUCTION: People misquote, “money is the root of all evil”; however, 1 Timothy 6:10 states, “the love of money that is the root of all kinds of evil.” The world has fallen into the belief that simply having and loving money will be the cure-all. This belief has sent our country into a downward spiral of indebtedness and greed. My dream is to help those who can’t help themselves; those who were once blinded by this belief, but now have clearer vision and want to get back on the right track. My ultimate goal is to become a budget coach for businesses and families, guiding and teaching them how to manage their money instead of their money managing them. While money management skills are needed everywhere, I would prefer to stay local. There …show more content…
My most enlightening classes were not necessarily my accounting classes, but the classes that complement the accounting side of business; these courses included Math 132, Marketing 300, and ISOM 351. I hope to take more marketing classes, because I know that the marketing side of business is vital and it would be beneficial for me to broaden my knowledge. Since I don’t plan to get my CPA, I plan to make the most of the classes I am taking; soaking up the knowledge that is presented and putting it to good use. Progress tracking will be very challenging once I am in the business world. There aren’t any grades given or bar charts showing just how far I’ve come or how far I have to go. That will be a challenge for me, because I like to have my start and finish very clearly written out and, preferably, on the calendar. At this time I am simply staying close to God and placing my future in his hands. To many this may seem like a cliché or a cop-out, but it is one of the biggest leaps of faith one can …show more content…
This constant submersion in work and business, as well as regular conversations about local financial issues, have certainly given me a good foundation for a financial career. I am far from being prepared for the full-blown business world, but I do have a strong background and supportive network of family and friends. I am surrounded by people who are well versed in various aspects of business.
CONTINGENCY PLAN: Obviously, these plans can change any minute. I have no way of seeing the future and can only prepare so far in advance; life is unpredictable and it would be crazy for me to plan out every last detail. One very plausible alteration is marriage; I do not presently have marriage plans, but, Lord-willing, I hope to be married and have children one day. If this were to occur, I would refocus my efforts on being a supportive wife and nurturing mother.
SUMMARY: When people ask me what my plans are, I tell them, “I am presently studying accounting at Ball State University. I am planning on using the knowledge I earn to ultimately be a budget counselor, helping people manage their money and create a financial plan. This plan is subject to change, but I’m just heading down the path that God is leading me on, and I will adjust as necessary.” I strive to maintain an optimistic attitude and continue to readjust and refocus my goals in line with God’s
My sister shared her testimony with Janet and how Financial DNA got her to understand her finances, to assign goals for money and live in victory. I asked Janet what where her goals? Janet expressed she wanted security, resources, and the ability to take care of herself. I informed Janet that she was in the early earning stage in life. Furthermore, Dr. David Murphy (n. d) in his lecture Introduction to Financial Coaching gave financial insight for early earners to consider as priorities. Dr. Murphy asserts, “Pay off student loans. Learn to manage money and budget. Lastly, short and medium term savings objectives” (p. 6). Janet disclosed she wanted to purchase a car but needed a down payment. Out of curiosity and to have a better understanding of Janet, I asked what kind of car did you plan to buy? Janet said “Lexus, Acura or a BMW”. I asked her did she think a thousand dollars would get her in those cars? She said, “the ad says $1000 everyone drives”. We needed to set some goals and prepare a financial statement to evaluate her finances. It was time to pray, Janet mind and spirit need calming and plan. I asked Janet to read aloud Matthew 6:25-34 and let focus in prayer on the kingdom of God and that God will add all things to you. Additionally, we need to pray for discipline, revelation and take every thought captive to obey
As a child growing up I was taught that being a business man was substantial in becoming a man. My father always made it his responsibility to engineer the foundation of business. His main goal for his son was to become an entrepreneur. Unfortunately, I became interested in a different field. With the same intentions of staying in business, business analyst grew on me unexpectedly. My father being the disciplinarian kept me business orientated but sports had an effect as well. Life began to hit me once I was leaving High School. As a high school student, I chose to take business classes but my attention was more so in sports. As a basketball player for 1-2 years and taking business classes, I became distracted in finding my career until I took this business class. The business class involved analyzing a business organization to examine its weakness and
It includes the same beginning aspects of my five-year plan however adding the aspects of having graduated with a Masters degree and having four years of work experience as a speech language pathologist. Along with the professional aspect of my life within the next decade, I also plan to establish a work-life-family balance, as I want to get married and start a family as well. This adds many challenges as my plan now involves others, however it is my ultimate goal. Although thinking this far in advance has many positive effects; it allows you to set short term and long term goals, lets you see an over view of how you envision your life within the given time frame and also provides you with the ability to time-manage to avoid potential stress, it also has many negatives too. For example, life is never as perfect as we plan out and many challenges which steer individuals in various directions occur creating an added pressure for the individual to actually complete the goal by the given time which causes additional stress. However, besides the pros and cons of planning one’s future, I strongly believe it has many benefits which outweigh the disadvantages and ultimately allow for greater levels of
I prayed about it and made the decision to pursue the Master of Arts in Christian Counseling and Family Ministry. Obtaining this degree will definitely help me achieve my spiritual and academic goals. The degree will also prepare me for a career in counseling in the church and community. Jeremiah 29:11 has given me courage to move forward to obtain my Master degree. My academic goal is to obtain my degree in the Master of Arts in Christian Counseling and Family Ministry.
I’m a student at Tompkins Cortland Community College this is my first semester as a college student. I plan to go to college for four years and only be at TC3 for this one semester, then transfer to a four year school. College has grown around the world more than ever and more people are attending college more than ever. I have chosen to go to college because of the rewards after graduation. Yes it is another four years of school but by getting more education and an extended degree gives me more opportunities for better jobs and more money. The career I have chosen to study is business administration. I am hoping that it takes me to a great job managing a company or possibly being an accountant.
My thoughts on this career have definitely changed after doing research into this career. I only kind of wanted to do this job but, when I was done doing the research I really wanted to go into this career field it is bizarre or fantastic. Now that I have information from researching, I am going to be putting guidelines together for success. The next steps are for me to start taking classes in high school that will go with this career. Then, after high school, I will go straight into college to study for my major in finance, but, for now, I am embryonic or undeveloped.
...ing church at least three times a month, starting in March. Over the next year, I will also take time every night to read the Bible (at least three chapters) and pray to receive guidance on the direction my life should take and to further internalize my preexisting value set. Additionally, I will go on at least one mission trip before I am finished with my undergraduate degree.
What do you understand by the phrase “stakeholder analysis”? Attempt a stakeholder analysis of an organisation that you are closely associated with.
Based on Horton’s (2009) article, I believe I fit into two approaches, which are the “Bull’s Eye Approach” and the “Relationship-Formation Approach” (Horton, 2009, pp. 8, 9, 11, 12). I follow the Bull’s Eye Approach because I trust that God permits believers to stray from His plan, but to a certain extent (Horton, 2009, p. 8). I also believe God has a detailed plan for all His followers. Our talents are given to us to bring glory to God and to expose the world to righteous living. However, I do not believe I aim to make decisions, which align with God’s plan for my life because it has yet to be
This career peaks my interest since in this role I will have the opportunity to construct my future and I will never stop learning. The constant innovation in finance is commonplace and it creates a work-day that is fast paced and so with this career, I see a promising future. This career interests me also because I will have the chance to practice what I have learned in school and the career places a premium on consistent results, rigorous analytical ideas or thoughts,
Managing personal finances is an important skill to acquire. However, no where in school is this subject taught. As a result of a lack of preparation, our society is subject to a high percentage of people who lack financial success. Those who are successful at managing their personal finances will find that they are successful in many other areas as well. To learn how to manage personal finances there are books and web sites that provide a step by step guide to successfully managing personal finances. Those who lack financial success often possess many of the same traits.
Kuttner, R. (2009, June). Betting the Fed: The Federal Reserve Can Do What Democratic Institutions Can't. but Its Days as a Shadow Government May Be Numbered. The American Prospect, 20, 33+.
Personal Finance is a class I’ve wanted to take for a while now. My major is Finance not because I want a career in finance but more to learn about finance for my own personal situation. This class taught me so much! During this class I was able to evaluate my financial situation and set financial goals for myself. The four topics that helped me the most were emergency savings, buying a car, purchasing a home, retirement, and estate planning. After completing this class I have a better understanding of these topics and how to achieve my financial goals.
I am currently majoring in Finance Management. Most of the time people think of finance as just managing money. However, finance is needed for so much more! The finance industry deals with starting businesses, developing new products, expanding markets, as well as everyday things like saving for retirement, purchasing a home, and even insurance. The stock market, asset allocation, portfolio analysis, and electronic commerce are all key aspects in finance. In this paper, I will explain how these features play a vital role in the industry, along with the issues that come with these factors.