The Benefits Of Mental Health Care

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Mental health has been hidden behind a curtain of stigma and discrimination for a long time. Suffering, burden, and magnitude in terms of disability and costs to individuals, families, and societies are overwhelming. The world has become more aware of the enormous burden and potential that exists to make progress in mental health. We really need to invest substantially more in mental health and we must do so now. In the United States, government health insurance plans exist for eligible patients with these disorders, although they sometimes do not cover everything patients need.

For mental health disorders, there is a huge emotional and financial burden for individuals, families, and society. The economic impacts …show more content…

Even in countries where insurance plans exist, they often do not cover mental and behavioral disorders to the same degree as other illnesses. This creates enormous difficulties for both patients and their families. The costs are expressed in international dollars ($) that take into account purchasing power in different countries. More severe psychiatric conditions such as schizophrenia require higher inputs than the relative costs, especially as affected individuals require hospitalization or care in out-of-hospital residences. Unlike the cost to effectively treat an episode of depression is estimated at 100-150 dollars.
Insurance covering part of the treatment of patients with mental disorders:
Mental Health Services (Inpatient) Hospital insurance such as (Medicare Part A) covers the mental health services you receive at a hospital that requires you to stay in the hospital. Both in a general hospital and in a psychiatric hospital that cares exclusively for people with mental health conditions. You only pay up to 190 days for psychiatric inpatient services throughout your life.
What Medicare Covers:
- Deductible of $ 1,316 per benefit period
- Days 1-60: Coinsurance of $ 0 for each benefit period …show more content…

- 20% of the amount approved by Medicare for doctor visits or other health care provider to diagnose or treat your medical condition. Part B deductible applies.
- If you receive your services at an outpatient clinic or outpatient department of a hospital, you may have to pay a hospital copayment or coinsurance. Your doctor or other health care provider may recommend that you get services more often than Medicare covers. If this happens, you may have to pay some or all of the expenses.1 There are institutions such as the NAMI Family-to-Family in San Diego, which includes a free twelve-week course for family caregivers of people with mental illness. Materials are free for classroom participants and their families. The curriculum focuses on schizophrenia, bipolar disorder, clinical depression, panic disorder, obsessive-compulsive disorder and borderline personality disorder, with a new resource on post-traumatic stress disorder. The course discusses treatment for these diseases and teaches the knowledge and skills family members need to cope with the challenges of living with a family member with a mental

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