Medical Insurance Is It Really Necessary Essay

Medical Insurance Is It Really Necessary Essay

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Medical insurance is it really necessary
Have you ever looked at a medical bill or overheard someone speaking of his or her medical bill. It is said that you cannot put a price on health, well somehow doctors and hospitals and medical drug and application produces sure have found a way to put a hefty price tag on all medical visits. Be it from a single day doctor’s visit or to hospice stay or life prolonging care. It has become a question where is it better for you to visit the doctor for a common illness or to just live with and avoid all debt that comes along with that single doctors visit. Also now the patients with medical insurance are getting charged a lower amount than those who are insured. Hospitals and medical facilities seem to have a found a way for them to be bullet proof against any lawsuits or legislation against them for choosing there own prices.
Just for routine care people are being hit with bills that rival many insurance plans. To have health care you need to pay for it, but on top of that many Americans can not afford the amount of insurance they actually need, so then they need to pay their insurance plus then the overages on there bills or in some cases they need to pay for the assumed values of there bills before they even visits the doctor. It does not seem fair that you need to pay for an insurance that does not even supply you with all you needs, you should be able to pay a certain amount that is affordable and it should cover all your medical bills and only need you to pay a meager deductible on a visit to the doctors office or a hospital.
In the article a “Bitter Pill: Why Medical Bills Are Killing Us”, in every scenario that the writers write about is that if the person had insurance that th...


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...gh prices have not changed, the bill has changed who pays for what. Also Obamacare stops exclusions from insurance because of pre-existing conditions, as well as restrictions on co-pays and finally the end of annual or lifetime payout caps. This seems like a full proof plan but this does not fix all problems, insurance companies will begin to charge higher premiums, which may hurt people in the long run. This is a beginning step in the long battle against excessive medical bills. We have take a page from many countries where universal healthcare if affordable for every person but we need to find a way to make it so every person pays the same price and receive the same medical care. Obamacare is a good first step but there needs to be more steps taken to make sure that hospitals conduct medical ventures so that people can feel healthy and still have a place to live.

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