Importance Of Medical Insurance Essay

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Medical insurance is it really necessary Have you ever looked at a medical bill or overheard someone speaking of his or her medical bill. It is said that you cannot put a price on health, well somehow doctors and hospitals and medical drug and application produces sure have found a way to put a hefty price tag on all medical visits. Be it from a single day doctor’s visit or to hospice stay or life prolonging care. It has become a question where is it better for you to visit the doctor for a common illness or to just live with and avoid all debt that comes along with that single doctors visit. Also now the patients with medical insurance are getting charged a lower amount than those who are insured. Hospitals and medical facilities seem …show more content…

These charges are created by a system administrator called the “Chargemaster” each hospital has there own Chargemaster, who decides and administers the prices for each medical venture, they set the prices for medicine and procedure as well as anything that comes along with a doctors visit. As well no Chargemaster price match those at another hospital there are all independent decisions made at each separate hospital. Another problem with the healthcare system and hospitals in particular, those who can not pay the highest amounts are the ones that have to pay those values and those that can afford or have insurance for the higher values of medicine pay a lower amount. This is backwards and makes no sense, why punish those who have little money, by making them sick and ill because they cannot afford the extremely high value of medicine. Medicine should not be an industry to make money but to make people healthy, I understand that it cost money to make people feel better but people should not have to mortgage there house because they contracted cancer, hospitals should charge the exact amount it cost to keep there machines serviced and to keep the hospital supplied with medicine and other

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