Essay on Is The Affordable Care Act Really Affordable?

Essay on Is The Affordable Care Act Really Affordable?

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On March 23, 2010 the Affordable Care Act (ACA) was passed into law. The ACA mandates that every taxpayer buy health insurance or pay a tax penalty if not purchased. Prior to the passing of the ACA, promises were made that were essential in passing the law and some of those promises have not been preserved. Not only were American’s rights trampled on by forcing them to purchase insurance coverage, but higher costs and penalties surround the Affordable Care Act. If the purpose of the mandate was to insure the uninsured, then why will the U.S. have those that were insured become the uninsured as well as a portion of the uninsured will remain uninsured?
Ilya Somin writes in her article “The federal government argues that the mandate is authorized by the Commerce Clause, the Tax Clause, and the Necessary and Proper Clause. All three arguments logically imply unlimited federal authority to impose virtually any other mandate, especially one that has economic effects of some kind. The only exceptions are those barred by individual rights provisions of the Constitution. In addition, it seems likely that Congress and various interest groups will try to take advantage of this slippery slope in practice” (Somin, 2012). In other words, the ACA is a “Trojan Horse” designed to move towards a single pay socialized medicine controlled by the federal government.
Based on the shattered promises, health care in the United States is no more affordable now than it was before the passing of the Affordable Care Act. For the individuals that exceed the 138% of the Federal Poverty Level they are the most in jeopardy of not having affordable health care. The negative effects of the ACA on those who had insurance and the changes that are taking pla...


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...is: Obamacare To Increase Individual-Market Premiums By Average Of 41%. Forbes.
Avik, R. (2014, 1 18). Coverage Expansion Fail: Less Than One-Third Of Obamacare Exchange Enrollees Were Previously Uninsured. Forbes.
Kaiser Family Foundation. (2014). Retrieved from KKF.Org: http://kff.org/uninsured/
Labor Market Effects of the Affordable Care Act: Update Estimate. (2014). Retrieved from http://www.cbo.gov/sites/default/files/cbofiles/attachments/45010-breakout-AppendixC.pdf.
Sachs, S. (2012). The Uneasy Case For The Affordable Care Act. Law and Contemporary Problems.
Somin, I. (2012). A Mandate For Mandates: Is The Individual Health Insurance Case A Slippery Slope. Law and Contemporary Problems, 75-106.
Suderman, P. (2014, 2). They Lied. Reason, pp. p22-28.
Tanner, M. D. (2014, 1 16). More Woes Are Ahead for the ACA. Retrieved from CATO Institute: http://www.cato.org/

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