Investing in Human Capital

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Investing in Human Capital

When you think of investments you may think of stocks, bonds, mutual funds, savings accounts, CD's, and etc. There is some other way that you can invest. You can invest in your life through various things whether it is volunteer or paid. That is called human capital and that is "the stock of knowledge and skill, embodied in an individual as a result of education, training, and experience that makes them more productive" (1). I have invested in my life in a variety of ways and I will talk about this in the next few paragraphs.

The first thing that I went through was something that started when I was six. That is when I started kindergarten at Kirbyville School. I went to Kirbyville until grade six and then transferred to Branson and went there until I graduated as a senior of the class of 2002. Here is where I learned valuable skills that I can use in college. We all know that we learn the basics like counting and our ABC's all the way up to trigonometry and College Prep English. The most important thing about high school though is that you learn perseverance to get through rigorous studying and long homework assignments. These things prepare you for college. So schooling before college is a very big investment because that is the first building block of getting a job later in life that provide you with a lot of capital.

The next step that I took was going to College of the Ozarks. If this is not preparing me for better money in the future I don't know what is. I am an accounting major and I am taking classes that are giving me a very big potential for a wide variety of jobs in the future. I have taken beginning and intermediate accounting and am taking advanced accounting right now. I have taken cost accounting, government/not-for-profit accounting, tax accounting, and am taking a class to make me better on the computer for accounting. I have also taken business classes to help me understand the managing and marketing aspect of a business. The main teachers in my field of study have been Mr. Mahlman, Mr. Bearden, DR. PETTY, Mrs. Davis, Mrs. Moody and Mr. Reily.

I am also going to a college that is a work/study college and that means that you work for your education on campus.

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