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the effects of the affordable health care act paper
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America’s health industry, primarily the health insurance and pharmaceutical industry, is careless and just plain greedy! I have learned there are about fifty million Americans who are uninsured while the rest who have insurance could become and are “victims of insurance company fraud”(Moore). If you have a certain age or health problems health insurance will deny you no matter what. THE IMPACT OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT ON MIDDLE-SIZED CLASS. THE CIRSIS AND THE NEED TO REFORM HEALTH CARE. HOW WILL THIS AFFECT THE MARKET? The patient protection and affordable care act, PPACA, more commonly referred to as “Obama care”, signed by Obama in 2010, is a health care system that requires insurance companies to cover all applicants and offer the same rates regardless of pre-exiting conditions or gender, amongst other benefits (wiki). There are many pros and cons to this new health care reform that has people rebelling against it while others are begging towards a healthy future. After doing research, I found that in 2014, with Obama care, millions of Americans will have access to reliable, high quality medical care, protecting patients from insurance abuse, and giving our people a better, healthier tomorrow. The PPACA provides benefits to low and middle low income families and businesses while increasing taxes of those in upper classes, to technically support the cost of others who are disabled, and/or unable to afford health insurance. I found that the average American has a lot to gain and little to lose, while making more could notice a negative financial effect; in the end, all Americans will benefit from the additional protection when boiling down to their healthcare. This reform would allow Americans to re... ... middle of paper ... ...eb. 25 Apr. 2014. "Affordable Care Act Summary." Affordable Care Act Summary. Web. 26 Apr. 2014. Hartocollis, Anemona. "New York Will Keep Affordable Care Act Health Plans Restricted." The New York Times. The New York Times, 25 Apr. 2014. Web. 25 Apr. 2014. "Michael Moore: Obamacare Sends over $100 Billion Annually to Insurers."PolitiFact PunditFact. Web. 27 Apr. 2014. Moore, Michael. "The Obamacare We Deserve." The New York Times. The New York Times, 31 Dec. 2013. Web. 27 Apr. 2014. "ObamaCare Facts: Facts on the Affordable Care Act." ObamaCare Facts: Facts on the Affordable Care Act. Web. 27 Apr. 2014. "Patient Protection and Affordable Care Act." Wikipedia. Wikimedia Foundation, 27 Apr. 2014. Web. 27 Apr. 2014. "Pharmaceutical Industry." WHO. Web. 26 Apr. 2014. "Pharmaceutical Industry." Wikipedia. Wikimedia Foundation, 26 Apr. 2014. Web. 26 Apr. 2014.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
South Carolina Medical Association. (2012, August 8). Medicaid Expansion: What is best for South Carolina? Retrieved May 16, 2014, from South Carolina Medical Association: https://www.scmedical.org/newsroom/article/medicaid-expansion-what-is-best-for-south-carolina
Shapiro, I. (20013). Like Eastwood Talking To A Chair The Good, The Bad, And The Ugly Of The Obamacar Ruling. Obamacare Final , 1-23.
Ghosh, C. (2013). Affordable Care Act: Strategies to Tame the Future. Physician Executive, 39(6), 68-70.
Peterson, Mark A. "It Was A Different Time: Obama And The Unique Opportunity For Health Care Reform." Journal Of Health Politics, Policy & Law 36.3 (2011): 429-436.Academic Search Complete. Web. 23 Mar. 2014.
The Affordable Health Care Act or Patient Protection and Affordable Care Act (PPACA) is the new law that touches the practice of public health or community health nursing. PPACA, also known as the Affordable Care Act, (ACA) is a United States federal decree signed into law by President Barack Obama on March 23, 2010. The ACA proposal emphasizes three foremost approaches. Dropping costs and increasing productivity so the organization works. 2).
...lth Insurance Rules, Regulations and Standards." ObamaCare Health Insurance Rules, Regulations and Standards. Obamacare Facts, n.d. Web. 01 Apr. 2014. .
With congress passing ObamaCare last year we are taking baby steps towards a health system overhaul we so desperately need. The skeptics, though, still argue against it, citing the costs as too much or that it’s un-american. Health care is a basic need for everyone, and as such should be right protected and provided for by the government. There are great, economic, moral, and social benefits to be reaped, and so it is important for our government to continue down this path its started and also important for Americans to provide our full support. There is much to overcome to completely reverse the direction of the health system, and I’m sure it will take many years for the results to pay off, but I’m glad we’ve at least provided the groundwork for future generations to build
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
Reese, Philip. Public Agenda Foundation. The Health Care Crisis: Containing Costs, Expanding Coverage. New York: McGraw, 2002.
Sahadi, Jeanne. "Health reform's tax bite." CNN Money. 30 Mar. 2012. Web. 7 Dec. 2013.
There are several issues concerning the uninsured and underinsured patient population in America. There are many areas of concern the congressional efforts to increase the availability of health insurance, the public image of the insurance industry illustrated by the movie "John Q", the lack of good management tools, and creating health insurance coverage for all low income Americans. Since the number of uninsured Americans has risen to 43 million from 37 million in the flourishing 1990s and could shoot up even more severely if the economy continues to decrease and health care premiums keep increasing (Insurance No Simple Fix, 2001).
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
6. The special characteristics of the U.S. health care market are Ethical and equity considerations, asymmetric information, spillover benefits, and third-party payments: insurance. Each one of these characteristics affects health care in some way. For example, ethical and equity considerations affect health care in the way that society does not consider unjust for people to be denied to health care access. Society believes that it is the same thing as not owning a car or a computer. Asymmetric information also gives health care a boost in prices. People who buy health care have no information on what procedures and diagnostics are involved, but on the other hand sellers do. This creates an unusual situation in which the doctor (seller) tells the patient(buyer) what services he or she should consume. It seems like the patient has to buy what the doctor tells him. The topic of spillover benefits also cause a rise in prices. This meaning that immunizations for diseases benefit not only the person who buys it but the whole community as well. It reduces the risk of the whole population getting infected. And the last characteristic is third-party insurance. Which involves all the insurance money people have to pay. This causes a distortion which results in excess consumption of health care services.
ObamaCare Summary: A Summary of Obama's Health Care Reform. n.d. Web. 18 03 2014. .