Identity Theft
Per the National Crime Victim Survey, the meaning of identity theft has three main types of occurrences in order for it to be considered identity theft. Those include “unauthorized use or attempted use of an existing account, unauthorized use or attempted use of personal information to open an account, and the misuse of personal information for fraudulent purpose.” (Victims of Identity Theft, 2014)
Victims of Identity Theft, 2014
When the survey was taken in 2014, it was a result of finding out that 17.6 million Americans, which is about 7 % of United States residents 16 years or older, had fallen victim to identity theft. Most of the victims, about 86%, had experienced theft from their credit card of bank account. Another
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With that, Caucasians had the higher identity theft rate at 8%. African Americans came in at 5%, other races 6% and Hispanics at 5%. Those that fell into the age range of 25 years old to 64 years old had the highest identity theft rate at 8%. Also, those that had an annual income at $75,000 or more had the highest rate at 11% which was compared to those at a lower income bracket (Victims of Identity Theft, 2014). Statically, Caucasians make more annually than any other minority therefore, that statistic makes sense that they would have a higher identity theft rate. Also, persons with a higher income will be subject to identity theft because who would want to steal from someone with no money? The one that was interesting was that women had their identity stolen more than more seeing that men are known to make more but it’s possible that they “hide” or are more careful with their personal information (Victims of Identity Theft, 2014).
Loss of
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Those who had their personal information taken or a new account opened seemed to suffered a bigger out of pocket loss versus those who had a pre-existing credit card or bank account misused. Nearly 14% had some kind of out of pocket expense that was one dollar or more. Of those people, approximately half of them had losses of less than one hundred dollars and about 14% had a loss of more than one thousand dollars (Victims of Identity Theft, 2014).
Resolution When it was time to resolve their issues with identity theft, approximately 52% were able to fix their problems with 24 hours or less. For a handful of victims it took more than a month. When it came to those, whose existing accounts were compromised, their banks had it resolved also, within a day. Less than 10 % of those victims reported the crime to the authorities. Those that took more time to fix their problem ended up having more problems related to their occupation and their personal relationships. They also suffered from emotional stress versus those you had a resolution more quickly (Victims of Identity Theft, 2014).
Bucerius, Sandra and Tonry, Michael. The Oxford Handbook of Ethnicity, Crime, and Immigration. New York: Oxford University Press, 2013. Print.
Larceny and vehicle theft on both systems display white people has have being the must victimized out the other races. This includes white males and white females. This is broke down to head of household.
Identity theft is something that has been around for some time and it will not be gone anytime in the future. With many of the technology that comes out every year may pose a threat to our privacy and personal information. The harm that an identity theft can cause can be from minor to severe. As a result no one would want to become a victim of an identity theft crime because we would never know if we can even restore everything to its original state. For those that have a dependency on technology, be careful about what you do, what you put on the Internet, what information you give out, this is because it could come biting you back into the future.
theft are financial, driver license, medical, child identity theft, and synthetic identity theft. It is
Identity theft has been around for decades, so it’s nothing new. The only difference now is that the general public and the government are aware of the problem and actively pursuing strategies to combat it. However, identity theft wasn’t always about stealing someone’s credit card information or trying to extort large amounts of cash. It began mostly as a political tool to stuff ballot boxes or used by teenagers to obtain fake ID’s in order to get around laws that prohibited underage people from participating in certain activities such as drinking alcohol. In more recent years however, identity theft has become much more sophisticated and advanced. With the help of computers and advanced technology, identity theft, especially through the electronic world, has become easier and easier for criminals to acquire. (FBI) Most people who engage in the illegal act typically use it for economic gain, essentially to get rich. As any crimes go, identity theft is a nonviolent crime that is relatively easy to conceal which attracts more people to at...
Latinos are also overrepresented in the criminal justice system. Each theory of crime offers a different explanation for this link between crime and race.
The primary use of stolen identities is for credit card fraud which can occur by an offender placing charges on a victim’s existing cards or by opening new accounts in his or her name. A common activity for these fraudsters is to change the billin...
There can be numerous reasons to believe immigrants are more prone to commit crimes, for example, they have to learn to adapt into the cultural traits and social patterns of the harboring country, as natives do not (Desmond & Kubrin, 2009). However, despite such claims, empirical studies have revealed that immigrants are understated in criminal statistics. Throughout the years many texts and scholarly articles have been published further analyzing and proving that immigrants are less prone to committing crimes than their native peers. Furthermore, researchers examine the reason as to why immigrants are weighed as a whole even though ethnic groups among immigrants have different rates of crime. For example, Hispanic immigrants are far more prone to commit crimes than a Japanese immigrant. This makes it unfair to consider that because a Japanese is an immigrant, they are also more prone to commit crimes. Much like in the past, the publ...
In modern days, there is a type of crime that is growing very fast. It has become a very popular crime because it’s easily done, and it doesn’t leave a big trace, whether the crime is successful or not. The crime in question is Identity theft. Identity theft is a crime that involves a person or group pretending to be someone else for their own personal wants. The criminals use personal financial information such as social security number, bank and card information, your address and other personal information. According to the Insurance Information Institute, 15.4 million U.S. consumers have been victim to this crime, amounting to a loss of $16 billion, making it the most growing crime
Crime and criminalization are dependent on social inequality Social inequality there are four major forms of inequality, class gender race and age, all of which influence crime. In looking at social classes and relationship to crime, studies have shown that citizens of the lower class are more likely to commit crimes of property and violence than upper-class citizens: who generally commit political and economic crimes. In 2007 the National Crime Victimization Survey showed that families with an income of $15000 or less had a greater chance of being victimized; recalling that lower classes commit a majority of those crimes. We can conclude that crime generally happens within classes.
Saleh, Z. (2013). The impact of identity theft on perceived. Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Identity theft is when someone gathers your personal information and uses it against you illegally.
Identity theft according to Wikipedia.com is the deliberate assumption of another person's identity, usually to gain access to their finances or frame them for a crime. Less commonly, it is to enable illegal immigration, terrorism, espionage, or changing identity permanently.