A core principal of the traditional American Dream was home ownership. Home ownership has declined in recent years, but should be embraced, as home ownership has powerful social and economic benefits—both to the individual and the community. Although buying a home is a serious decision that should be based on a person’s ability to afford the mortgage payments, maintenance, property taxes and insurance, as well as the desire and ability to stay in one place for a long time; home ownership should be prioritized by Americans to ensure a stable economic and community base.
“For years, owning a home was a symbol of responsibility and a source of security for millions of middle-class families across the...
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...arents are more likely to get involved in their children’s school when they know they will attend the school for several years. One American study showed that homeowners’ children had 9% higher math scores and 7% higher reading score than renters’ children, with income differences not influencing the research. ("Shelter, or Burden”).
Homeownership can be a valuable economic and social tool for many people. The economic benefits of homeownership over renting can range from cheaper and more stable monthly payments, increase tax benefits, appreciation and equity building; and lower cost of living during retirement. The social benefits of benefits of homeownership over renting are increased community involvement, stability, privacy, and security, as well as pride of ownership and individual style. Home ownership should remain a core principal of the American Dream.
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