Commonplace to the role of government is protecting the rights of citizens. In the world of healthcare, the Affordable Care Act (ACA) attempted to do just that, however, it is becoming increasingly clear that the initiative has veered severely off course. According to the Democratic National Convention, the Affordable Care Act, also known as Obamacare, was passed to secure the concept of universal healthcare for all generations (Democratic National Convention 36). Instead, many of these hard-working Americans are being cornered by conflicts arisen between the federal government and insurance companies. As a result, individuals are facing sharp increases in insurance prices, but decreases in personal rights to choose. To ensure more stability for the nation’s citizens as well as settle the issues between the federal government and major insurance companies, the ACA must be reformed. We can make the Affordable Care Act more affordable by giving more incentives to insurance companies and removing the individual mandate, thereby encouraging competition among companies while providing more economical coverage options and variety to the citizens who need it most.
Though only a few years old, the Affordable Care Act has made drastic a difference in the nation 's uninsured population, but recent trends are just cause for its reevaluation. A study published in Health Affairs Journal revealed that the nation has seen a net increase of 16.9 million people having received health insurance between 2013 and 2015 (Carman). The National Health Interview Survey calculated that this brings the amount of uninsured Americans to a record all-time low of 8.6% as of the first quarter in 2016 (Cohen). These statistics reveal the milesto...
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... (Cannon). Instead, the government and insurance companies must agree on a plan that ensures any patients who desire insurance to acquire it and financial incentive to companies willing to participate in ACA marketplaces.
Still under debate, the question is not whether the Affordable Care Act must be reformed, but how. There is a middle ground between the federal government and insurance companies that can be met so that the American people will not continue to suffer. The best plan of action is to reinstitute risk corridor, allow competition across state lines, and remove the individual mandate. These alterations to the law would maintain accountability on the government 's part, give incentives and improved competition among insurers, and provide more security and wider variety of lower premium costs or even none at all to best fit the needs of the American people.
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- Healthcare Reform Commonplace to the role of government is protecting the rights of citizens. In the world of healthcare, the Affordable Care Act (ACA) attempted to do just that, however, it is becoming increasingly clear that the initiative has veered severely off course. According to the Democratic National Convention, the Affordable Care Act, also known as Obamacare, was passed to secure the concept of universal healthcare for all generations (Democratic National Convention 36). Instead, many of these hard-working Americans are being cornered by conflicts arisen between the federal government and insurance companies.... [tags: Insurance, Health care, Health insurance]
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