The Affordable Care Act has been at the center of political debate within the United States for the since current President Barack Obama signed it into law in 2010. The act represents the most significant regulatory healthcare overhaul of the United States healthcare system since the passage of both Medicaid and Medicare collectively Initially, the ACA was enacted with the goals of increasing the availability of affordable health insurance, lowering the uninsured rate by expanding public and private insurance and reducing cost of healthcare for individuals and the government (Robert, 2012). Proponents of the act’s passage have articulated that the ACA provides service for free, such as preventative health coverage for those registered, it requires that insurance companies can no longer deny person’s or children with pre-existing conditions and will close the Medicare “Donut Hole” for prescription drugs. While the Act has the potential to provide better quality of healthcare for the American populace, opponents argue that the ACA is flawed and could create a quagmire of cost and confusion with its implementation. Arguments against it hold the belief that it would force employers with religious affiliation to provide services to employees through their health plans that directly contradict their values. As a result of cost, companies may void out of their employer health insurance and pay a penalty as opposed to pay for employee insurance. Lastly, the act is said to focus more on registration the actually addressing cost of healthcare. While these issues are pertinent, the overall accessibility to healthcare created by the ACA and outweighs the negating arguments. A primary reasoning for promoting the act for the fact that it off... ... middle of paper ... ...azine/story/2014/03/how-to-fix-the-affordable-care-act-105071_Page2.html#.U0ybQq1dWZM Mears, B. (2014, March 3). Court majority harshly critical of Obamacare contraception mandate. Retrieved from http://www.cnn.com/2014/03/25/politics/scotus-obamacare-contraception-mandate/ Nather, D. (2013). Politico's guide to undertsanding the affordable care act. Retrieved from http://www.medicare.gov/part-d/costs/coverage-gap/part-d-coverage-gap.html ObamaCare: Pros and Cons of ObamaCare. (2014, April 4). Retrieved from http://obamacarefacts.com/obamacare-pros-and-cons.php Obamacare Pros and Cons. (n.d.). Retrieved April 14, 2014, from http://useconomy.about.com/od/healthcarereform/a/Obamacare-Pros-And-Cons.htm What are my preventive care benefits. (n.d.). Retrieved April 14, 2014, from https://www.healthcare.gov/what-are-my-preventive-care-benefits/
Moncrieff, A. R. (2013). The Individual Mandate as HealthCare Regulation: What the Obama Administration Should Have Said in NFIB Sebelius. America Journal of Law & Medicine,39, 539-572.
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
The United States (U.S.) has a health care system that is much different than any other health care system in the world (Nies & McEwen, 2015). It is frequently recognized as one with most recent technological inventions, but at the same time is often criticized for being overly expensive (Nies & McEwen, 2015). In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (U. S. Department of Health & Human Services, n.d.) This plan was implemented in an attempt to make preventative care more affordable and accessible for all uninsured Americans (U.S. Department of Health & Human Services, n.d.). Under the law, the new Patient’s Bill of Rights gives consumers the power to be in charge of their health care choices. (U.S. Department of Health & Human Services, n.d.).
Governing bodies for the prevention, treatment, and management of illnesses in America are now in a commotion because of the cost of care and patient access and the need for a more efficient system. There are approximately 50 or more million people currently in The United States that are without insurance today. In March of 2010 a country wide health care charge called The Patient Protection and Affordable Care Act was passed, that seemed to offer solutions to some of the major issues facing our health care system. June of 2012, this new health care law or tax was challenged in the U. S. Supreme Court on the Constitutionality of the bill with proponents wanted the Act repealed. A few weeks later the Supreme Court gave its answer, which was the law or tax is Constitutional and upheld it as tax. One of the biggest issues to this Act was the part where all Americans have to be insured by someone or be penalized, but the final analysis of this...
The Affordable Care Act (ACA) is a federal that was signed into law by President Barack Obama on March 23, 2010 to systematically improve, reform, and structure the healthcare system. The ACA’s ultimate goal is to promote the health outcomes of an individual by reducing costs. Previously known as the Patient Protection and Affordable Care Act, the ACA was established in order to increase the superiority, accessibility, and affordability of health insurance. President Obama has indicated the ACA is fully paid for and by staying under the original $900 billion dollar budget; it will be able to provide around 94% of Americans with coverage. In addition, the ACA has implemented that implemented that insurance companies can no longer deny c...
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
The Affordable Care Act may be an expansion of Medicare that helps provide for needy United States citizens, but it negatively impacts members of the medical field. Many United States Citizens will receive medical care that they originally could not afford to receive, but not all citizens will be eligible for Medicare even with the program’s expansion. The Affordable Care Act could and will provide help to many United States citizens, but it will not perform its purpose efficiently without more thought and consideration of the act’s secondary effects. This act will prove to be both a tremendous help to those in poverty and a menace to those working in the healthcare setting.
1.) BBC News, March 28, 2014, “Why is Obamacare so controversial”, May 16, 2014, http://www.bbc.com/news/world-us-canada-24370967 =
Obamacare also introduces new taxes that are created in order to subsidize costs for middle class Americans and smaller businesses, this coupled with an employer mandate to provide health insurance to all full time employees by 2015 has created a strong sense of dissatisfaction within a plethora of interest groups and political parties (Obamacare Facts). Many felt as though the push for Obamacare was a push towards a more socialized America in terms of medicine and corporate health care (Faria, 2012). Should individuals or companies decide not to comply with the law, large fines are to be administered by the federal government. In turn, this brought about a heavy sense of “usurpation of liberty” and “gradual loss of freedom” that Americans have gotten u...
Obamacare, otherwise known as the ACA (Aaffordable Ccare Aact), will significantly change major aspects of theour health care system here in America. Without a doubt, our current system has its issues, especially the costs related to health insurance and medical care were rising far too quickly (Pattron, 2013). Some may believe chainsaws have been called in to fix issues that could possibly be fixed with a mere scalpel. In spite of everything, typically, our health care system contained many more strengths than weaknesses. Considering the number of patients that have come from various countries to seek medical care in the U.S., the entire world sincerely agrees. However, despite the many strengths, changes have and will arrive that will affect all who seek medical care in the U.S.
Healthcare is a worldwide issue but lately it has been on the minds of many Americans. The citizens of the United States are at risk of losing their health insurance due to the American Health Care Act. The American Care Act (ACA) which was passed by former president Obama protects Americans from having high insurance premiums. “The ACA, dubbed Obamacare, banned insurance companies from denying coverage outright on the basis of a pre-existing condition and also did not allow them to charge higher premiums” (Walters, 2017, pg. 2). The American Health Care Act (AHCA) which outlaws the American Care Act allows insurance companies to discriminate against the millions of Americans who have health care. The AHCA allows insurance companies to
In my opinion, healthcare controversy has not improved. Ever since Trump mention repealing Obamacare, I think healthcare controversy has been at an all-time high. People are questioning his form of healthcare and are trying to figure out if his plan will ultimately do more harm than good. Healthcare is something that I believe people will never stop talking about though, it affects so many people’s lives and America as a whole. When it comes to something as important as healthcare, people want it to be as perfect and flaw-free as possible because if something is wrong it can turn into a matter of life or death. The videos that I included in my montage talk about overall healthcare and Trump care/Obamacare. I also added a little clip that mentions
This past January, Donald J. Trump was made 45th President of the United States of America. In his message of radical change to an overtly bureaucratic Washington that had supposedly failed the needs in providing for the American people, he promised to enact enormous reform in areas such as border security, foreign trade, and terrorism. Yet, for President Trump and a Republican-controlled Congress, it is now in their hands how the nation will face perhaps its first biggest challenge this year concerning the issue of national healthcare reform. With Obamacare slowly veering into an economic death spiral due to issues like spiking premiums, large corporate health insurers pulling out of federal marketplaces, and the development of insurance