Recently President Obama has enacted new Health Care Reforms requiring everyone to have some form of insurance. Many citizens have a problem with being forced to buy insurance that is to expensive; or finding insurance policies that are affordable monthly, but the copays are too expensive to ever be able to use their policies. There is also the issue of some people do not believe in western medicine and have other practices of healing. I feel that it is unfair to make people finically or morally burdened by forcing them to buy health insurance. I know many people who would rather pay a fine than be forced into something they do not want or cannot afford. THIS LEADS TO THE ARGUMENT IS IT FAIR TO FORCE PEOPLE TO HAVE HEALTH INSURANCE.
Obama care is designed to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. according to (obamacarefacts.com). Is forcing citizens to sign up for health insurance really going to help them get quality health insurance or reduce health car spending? I feel that we need to fix our systems and how doctors treat people; and maybe than more people would be inclined to have health insurance and use it. For example I have insurance through my husband’s work, but the copays are so high we cannot afford to use it regularly. When we do go we are not treated like our time and money matter, for instance I went for severe abdominal pain, and was told I am over weight go home and lose weight and I should be fine. Why would anyone want to pay monthly for insurance rates and high copays to be treated that way? If people were not rushed and treated with respect and dignity, more people would not have a problem paying for services.
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...s paying into health insurance would increase jobs in the medical field. LA Times reports to the contrary “Among the questions they're asking is: If healthcare spending is rising so fast, why is healthcare job growth flat? As Austin Frakt of Boston University puts it, the data "suggest that Americans recently poured a lot more of the national economy into health care without moving the needle on the rate of growth in real, human resources (jobs) devoted to delivering care.” (LA times) So if imposing health insurance on American citizens was supposed to help with lowering cost and create an opening for more jobs why is this not the case? I feel it is because like me a lot of Americans feel we should have the freedom of choice. Again if we try and fix the system of how people are treated and the cost of insurance we would not have to force people into insurance.
Our healthcare system has developed into a burden for most people and has terrible consequences for others. It consists of everyone paying for healthcare as a whole, instead of people paying for themselves. This system of healthcare has burdened the people who take care of themselves and have money, but extends the life of people who do not take care of themselves and live in poverty. This is not pleasant for the one’s who decided to go to school and make well over minimum wage. In turn, they are the individuals who end up paying for the people who decided to make bad decisions in their life that put them in the minimum wage position. Clearly, laws regulate the insurance companies but these regulations do not make any sense to many. Balko explains that, “More and m...
Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when they have an unexpected health concern. No HMO with a convenient co-pay amount when their son or daughter develops an ear infection.
Obamacare is necessary in America because it calls for all citizens to have health insurance. To understand Obamacare, health insurance, in general, must be understood. It can be defined as “coverage for medicine, visits to the doctor or emergency room, hospital stays, and other medical expenses” (health). Every insurance policy is different; different plans call for different coverage, different co-payments, and different treatment options according to Investor Words. However, until the Obamacare law was passed, millions of Americans were uninsured. In summary, Obamacare mandates that all Americans have health insurance while offering the in...
Health care can benefit everyone and their different income values. Health care should be required and the risk of spending on insurance should be taken even if many Americans believe they do not need health insurance. There are always possibilities of emergencies occurring and in need of insurance for the high costs of medical care. I personally believe and argued my opinion that health care needs to be required for everyone. To conclude my argument, I have argued that there are more benefits to have healthcare insurance required and that everyone in America deserves a happy and healthy
I say this because a person shouldn’t have to pay ridiculous rates for quality care and I like to know that when I have to get insurance, I’ll have more protection against discrimination since I’m female. And, it’s unfair that certain groups of people pay higher rates because they’re considered to carry a higher risk for something that may never be a factor. If they prove themselves to be high risk by behavior, their lifestyle, or their condition worsens, then, prices should increase. Problems health care reform could cause would be religious tension because of contradictions between law and morals. Another possible problem could be employees paying more for health coverage from their
We are the wealthiest country yet we don’t have free universal health coverage. The insurance companies are attempting to manage cost through price controls and we’re still having to pay out of pocket for a lot of the expenses. Personally I think that The Obama Care (and the Affordable Care Act) will have little to no effect on me until maybe later in life because the insurance I have works great for me. I do have to meet my deductible every year, and it depends on which doctor I go to if I have a copay or
Half of the 50 million people in the U.S are currently uninsured. The new healthcare laws were intended to expand health insurance coverage, but one trade association warned that it will end of driving 60 million manufacturing workers out of coverage supplied by their employers over the next decade unless it was fixed before that occurs.(Newton-Small). Companies offered health coverage to their employers but certain laws prevented them from giving some benefits, forcing them into something that is called a one sized fit's all system. Basically like a waiting list. The problem with the one sized fit all system is that healthcare is just simply too large and complexed to manage at a government level. This is a system the government created that they cannot fix. The charge of Obama care would dump 60 million workers into the laws state and federal insurance exchanges which lead to the Affordable Care Act (ACA). With the economy down, the ACA is far from being aff...
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Who should get health care? How should we pay for it? Do we have a responsivity to ensure all our citizens get the same level, health care, regardless of their station in life? These are all questions that have been debated and asked during the history of our government. But what are the answers to these questions? Let us look at the different ways our government has chosen to answer some of these questions over the years. It is a fact that compared to other Western nations, our government has spent more per-capita on health care than any other nation, this shows just how much of an important issue our government believes it to be. People have had many different ideas about how a universal government-run health care plan would look, in their article “Universal Health Care in the US” by Lora Cicconi and Kerri Strug, (Cicconi, Strug May 25, 1999) they believed that
Everyone though out the United States is required to have some sort of health insurance since the enactment of the patient protection affordable care act that began in the beginning of 2014. The reform act basically states all individuals have to have some type of health insurance and if they fall to have the minimum required insurance then will face a tax penalty. However, with the way the law is written the information can be difficult to understand and even more difficult to determine what the impact will be if individuals fail to comply and obtain insurance (Suelzer). Although the coverage is mandatory there is a loophole in the act making some individuals exempt from being required to have health insurance. Individuals who have a religious belief, undocumented emigrants, incarcerated individuals, Indian tribe members, and families who have income that is below the taxable threshold all fall into the exempt status and are not required to have health insurance according to Marcia Richards Suelzer, MA, JD (Suelzer). My goal is to focus on health insurance showing it is not benefiting the people of the United States because of the extremely high costs.
Health Insurance is one of the nations top problems, the cost is rising for premiums, and many businesses just cannot afford it. As Americans many of us have the luxury of health insurance, but far too many of us have to go without it. This is something that always seems to brought up at congressional debates, but little is done about it. “In 2013 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn’t afford treatment.” We need to find someway to make sure that every citizen of the United States is able to have affordable healthcare for themselves, and their families.
The United States passed bill that health insurance should be mandatory in the year 2014. Under the Patient Protection Affordable Care Act, each person is required to have at least a minimum level of health insurance failure to, the individual will face a penalty. The mandatory health insurance issue has faced reactions from both sides with some people supporting while others opposing. It is mandatory for every individual to purchase a health insurance depending on their earnings. The health care insurance is mandatory for all US citizens, and all legal residents in America. It is considered as an individual responsibility requirement, and those without this insurance are subject to a tax penalty of $750 per year up to a maximum of three times that amount ($2,250) per family. However, there are exemptions for financial hardships, incarcerated persons, religious objections, and undocumented immigrants. Mandatory health insurance is important, and should be applied in all states because, everyone gets ill and at one time, they have to visit a health care facility for medical services. In addition, it protects the health future of families, and protects people from unexpected high medical costs because they are covered.
...ing in the U.S. The Affordable Care Act expands the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. I believe mandatory health coverage is a step in the right direction towards a future with universal health care. Although Obamacare may help americans to better afford quality health insurance, it is not a national healthcare program provided to the U.S citizens free of cost. The fact that citizens will be forced to purchase ObamaCare plans or be fined or penalized on their taxes for not doing so, further suggests that healthcare today is a priviledge not a right.
This is a basic economic rule and unless it is followed to begin with it will never work. There is no such thing as “free” health care. This was and still is a common misconception among many Americans. For a long time everyone believed we would be receiving free health care, but this was not true we would only be getting affordable health care. But what if our health care is already affordable and we don’t want to change? If you like your health care you can keep your health care along with the extra money piled on your deductibles and premiums.
Such as the notion of being “over covered”, studies show that 30% or more of U.S health care spending is on unnecessary care, since over-coverage reduces the cost of risky behaviors, such as unhealthy eating and smoking, people who are over covered have less incentives to make healthy lifestyle choices. Approximately 70% of all health care costs are directly related to personal behavior, costs that could have been prevented. Another interesting thing I learned was the idea that in the market for healthcare supply drives demand. In principles, we learned that as supply increased prices would fall. Title five of Obamacare talks about subsidizing education for healthcare workers, creating scholarships and loan repayment programs for physicians and nurses as well other healthcare professions. The government also tried this back in the 70’s with the idea that if there are more doctors there will be an incentive to lower the costs to compete for patients. This did not work out as expected, in healthcare supply drives demand, so when the supply increased, so did demand and, unfortunately so did the prices. When supply is high, doctors may lower their criteria for certain procedures, increasing the number of procedures done, as well as prescribe more visits to patients so that doctors continuously have