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problems associated with rising tuition costs
problems associated with rising tuition costs
problems associated with rising tuition costs
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The Grey Area
Now in the twenty-first century a college degree is required to have a good, steady and reliable career. Years ago people could get a job based upon good standing in their community. Like my great- grandmother use to always say “I use to get a loan based on a handshake and now they want this credit history crap”. Years ago people worked and retired at one job, not anymore. In the year of 2011 a high school diploma or a GED will not get somebody very far unless you aspire to become an entrepreneur (and that even depends on what you do). With the constant rise of a college education students no matter what age will come across one aspect, financial aid. For most college student’s financial aid is a nightmare and there are so many loop holes and grey area’s affiliated with the financial aid process. Even though the government can only give out so much, the grey area is overwhelmed with student loans and the difficulty of being independent.
Governor Rick Perry wants to challenge the legislative to create a $10,000 bachelor degree, not only is that thought unrealistic but with the proposed budget cuts reaching millions per school that could mean a degree is further out of reach for thousands more Texans (Mulvaney). As the saying goes “you get what you pay for” so if a student can achieve a four year $10,000 bachelor degree will it still hold up to the same standard with a bachelor degree from University of Texas or Rice University? Or will a college education not mean the same. According to the Texas Higher Education coordinating board even a degree at the least expensive state university Texas A&M University-Texarkana cost $18,584, which doesn’t include textbooks or room and board (Mulvaney).
Texas tuition rates beg...
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...ts." Financial Aid Faces Tough Tests 6 Sept. 2010. Dallas Morning News. Web. 23 Mar. 2011. .
"FinAid | Loans | Loan Forgiveness." FinAid! Financial Aid, College Scholarships and Student Loans. Web. 29 Mar. 2011. .
Hewitt, Doug, and Robin Hewitt. College Resource Book. Waco, TX: Prufrock, 2010. Print.
Kristof, Kathy. Taming the Tuition Tiger: Getting the Money to Graduate--with 529 Plans, Scholarships, Financial Aid, and More. Princeton, NJ: Bloomberg, 2003. Print.
"Private Student Loan: Pros and Cons, Plus A Few Extra Tips." Need Money for College? This Site Is for You
. Web. 10 Apr. 2011. .
Education comes at a high price for this generation and not just financially. Going to college can give students plenty of debt with no promise of a job in return, which can set a student father back on their course of life. Young adults trying to start their lives by going to college encounter many setbacks. Today the average cost for a private university is $25...
“The Good, the Bad and the Ugly of Student Loans” references many great points that recent college graduates or futures college graduates should follow. These include paying student loans fully and on time, as well as consideration of refinancing. The article’s main purpose is to help college graduates prepare to pay off their student loans carefully and correctly. It chooses to focus on the good points of paying off student loans, giving hope to those who may be worried about paying them off.
Community colleges and vocational tracks are not wrong about the high cost of traditional higher education. According to the U.S. Department of Education’s National Center for Education Statistics, one year at a public, four-year institution costs upwards of $23,000 on average, while private institutions will cost nearly $10,000 more on average. Coupled with the fact that prices at public institutions rose 42 percent and private institutions rose 31 percent between 2001 and 2011, it’s not a shock that parents and students alike worry about paying for college. However, this won’t always be the case, as this rise in prices simply cannot continue the way it has. Eventually, people will be unable to pay the price that colleges charge. They will either settle for com...
Over the past years, getting a college degree has been the pathway to a settled career. College has been a reason for people to carry on after high school. Now that tuition has been raised, getting a degree seems to drain students with more loans and could be in debt. College has been raised to the point where people rather start working at a minimum wage than continuing with school. Working in a part-time job would be an easier choice rather than pursuing a degree.
College is one of the most fundamental institutions in our modern world. It is a place where most of our future politicians, doctors, scientists, and leaders are made. Though, it seems that the price tag that comes with a college education is something that is too hefty for some students. Countless debates go on about whether the price of college should be abolished or whether the cost still is on the students to pay for.
Smith, Craig. “Student Debt State Policies Leave Families with Few Good Options.” Education Digest 79.7 (2014): 42. MasterFILE Premier. Web. 15 Apr. 2014.
Webley, Kayla. "Is Forgiving Student Loan Debt a Good Idea?" Educational Financing. Time: Business & Money, 20 Apr. 2012. Web. 16 Feb. 2014. .
In previous times it has been thought, by some, that with a college degree a person could have any job and would be very successful. In Colonial America, colleges were mainly founded by the wealthy. The goal of college at this time was to “produce Christian gentlemen who would inherit their family business” (Thelin). After a “college boom” so many state colleges were built and some became co-ed, adding “special” courses for women. The goal of college attendance still was not completion of a bachelor’s degree. College during this time was mainly primary learning so students could eventually move onto college-level higher learning. “Students sometimes took two years of courses in order to earn an LI (license of instruction) certificate to teach public school” (Geiger). Recently there has been debate over whether or not a college degree is really worth it anymore. Some people think getting an education isn’t worth the money. It can be argued that with a college degree you can get a better job. Going to college, seems to be the obvious next step for many high schoolers. Getting a college degree and education is worth it. Students will come to find that the benefits of having a degree outweigh the negatives. College helps prepare students for the future and exposes them to life experiences.
If you graduate from college, and want to start a family one day. Your choice in going will amplify your children’s interest in going as well. If you expect your children to go to college but you did not, then who is to blame for their poor decision? Going to college now can start a tradition in your family that could live on for decades. Research shows that someone with a bachelor’s degree makes almost two times more than one who does not have one. High school graduates make an average of $28,000 and college graduates with a four-year degree make $45,500. It is also proven that the unemployment rate is lower for people who have a bachelor’s degree. As a result high school graduates are more prone to living in poverty once out of high school. College should be a requirement because many college graduates earn more than high school graduates. Bill Gates is the most successful man in the world and he went to college. Carlos Slim is the second richest man in the world and he too went to college. What I am trying to say is that the top two wealthiest and successful people in the world have gone to some degree of secondary education. This is not complicated math. If you go to college you will increase your probability of becoming successful or becoming even more
There are two major Stafford loans: Subsidized and Unsubsidized. To be eligible for these loans, students...
Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up
Fischer, Mary Claire. “Student Loan Forgiveness: What to Know.” MSN. 9 Oct. 2013. Web. 17 Feb. 2015
“New Data Confirm Troubling Student Loan Default Problems.” Project on Student Debt: Home. N.p., n.d. Web. 29 Oct. 2013. .
“Debt Burden: Repaying Student Debt.” American Council on Education. One Dupont Circle NW. Sep. 2004. Web. 12 Nov. 2011.
Individuals in my generation that decide to go away for college may graduate with a degree but they also graduate with debt and have a hard time finding work in their area of study. College graduates are young and many may not have much experience in their field. It is a bittersweet option to go to college and further your education, I am all for it, but I am not for getting yourself in tons of debt, that will cause you to live your whole life paying off student loans and such. Which is one of the reasons why I chose to stay at home and go to community college, I’m saving money while still getting a great education. In earlier generations, people may not have felt that college was important because they needed a job to support themselves and their families. That is understandable because in the early years becoming an adult meant turning of age, 18, getting a job, moving out and starting your own family, but now turning 18 doesn’t mean you automatically are an adult and can move out and start your own life, I have friends that went to college, have a job but still are not able to move out on their own even in their