There are benefits that can be provided with the use of government health insurance coverage, specifically by Blue Cross and Blue Shield’s Federal Employee Program. This includes providing discounts for every health care service if a person becomes ill for a certain period of time. Blue Cross and Blue Shield Federal Employee Program is a preferred provider organization (PPO) that allows you to choose between coverage under the Standard Option or the Basic Option. There are a few differences between the two options to consider when choosing the right plan. Neither option requires you to choose a primary care physician and referrals are not required as well.
The standard option allows you to go outside the network for care but required you to pay a $350 deductible per member every calendar year and a $700 deductible with a family limit eve...
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... risk for developing cardiovascular or metabolic diseases.
The government offers a variety of Health Insurance Companies to their employees. You can choose from Consumer-Driven and High Deductible plans, health savings/reimbursable accounts and lower premiums, Preferred Provider Organization (PPO), Health Maintenance Organization or a Fee-for-Service plan (FFS). Often times the huge determination is how many people are being covered and how much you are willing to pay for coverage. There are plans for Self Only, Self plus one and Self and family coverage. However, when considering the right plan its best to consider the service, cost and the availability of the provider. One of the most valuable benefits as a Federal employee is the Federal Employee Health Benefits Program (FEHB) but coverage is not automatic, you must enroll in a plan to be covered.
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