Essay on Free Application For Federal Student Loan Debt

Essay on Free Application For Federal Student Loan Debt

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Every parent dreams of sending their child off to college; many students also reciprocate this dream. The fact of the matter is not every parent can afford to send their high schooler to receive a higher education and not every incoming college freshman wants to take on the debt they will soon have in four short years. The Institute of College Access and Success states, in 2014, roughly 70 percent of college graduates, from both public and private institutions, had student loan debt. The average debt was around $28,950. Many students do not apply for all the scholarships that are available to them because they are not informed of which they can apply for. Also, many students do not file an application for the federal aid available to them. Applying for federal and nonfederal financial aid and working for additional scholarships and grants are the best ways to finance a college education.
Many students depend on the federal government loaning them money for their college education. The government uses an application, the Free Application for Federal Student Aid, or FAFSA, as it is more commonly known, to decide which students and their families are in the most need for funds to finance the student’s college education. This application uses the past year’s tax information of both the parents and student to determine how much money the family of the student makes and how much of that money is available for a college education. Some colleges and universities also require that the student fills out the College Scholarship Service, or CSS, profile. This extra application
“is a much lengthier and more extensive application than the FAFSA. The application considers income streams, assets and expenses not included on the FAFSA, such as...

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..., seeking together the common good and well-being of all, especially the poor and vulnerable" (Byron). Attending college has become a human way of participation. No person should be stripped of this right because they can not afford it. Pope Pius XI states in his encyclical “Quadragesimo Anno” (translated as “In the Fortieth Year”).
"It is impossible to promote the dignity of the person without showing concern for the family, groups, associations, local territorial realities; in short, for that aggregate of economic, social, cultural, sports-oriented, recreational, professional and political expressions to which people spontaneously give life and which make it possible for them to achieve effective social growth".
We must help those who can not afford to attend college, so they may fully participate in in human nature. This also creates a fulfillment of human life.

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