The Negative Essay: Going Off To College

For most young adults, going off to college represents that they are now on their own and for many it is completely foreign. Due to the lack of thought towards financial planning during your college career, many college students drop out or graduate thousands of dollars in debt. The fact that someone who is hardly into their mid-twenties can be thirty thousand dollars in debt or more is baffling to most, but actually it is not very difficult to overspend money you do not have in college. Most people think this problem is due to books and supplies someone may need to acquire for college, but most of the time that is not the case. College life is often “talked up”, it is supposed to be a fun new experience with new faces and memorable moments,

That money begins to add up, by the time a month rolls around you would have had enough money to buy two or maybe three months-worth of food from the grocery store. Although food is a major aspect in a college students financial troubles, the biggest money waster is coffee. Students every single day spend exorbitant amounts of money on coffee and by the end of the month you would have spent anywhere between $60.00 and $120.00 on Starbuck’s or campus coffee distributers. Coffee is over three dollars a drink and that is not even including how many times a day you may buy other drinks. While everyone is spending up to twelve dollars a day on coffee the cost conscious students could have bought a thirty dollar coffee maker, a five dollar container of coffee, and be set for a month or maybe a little less. Another money spender in the fast track college life is alcohol and spring breaks. Part of the reasons these students partake in these trips ae understandable, they are tired of work, school work, and constantly studying. So why not go have care-free fun for a whole week? This does not sound harmful, that is until they plan their trip to Mexico or Hawaii. Both of these places sound wonderful and sound relaxing… But only when you have the money to spend on an expensive vacation like that. Alongside these trips is usually a tremendous amount of money towards

It is a time of discovering self-control and maturity. Self-control is the most important aspect of a college student’s character. If there is no self-control then, debt will be closer than a best friend. After acquiring self-control, then your maturity will grow. Enjoying the college experience is a wonderful time in a young person’s life, so why live it in debt? Be care-free and relaxed, the only thing that should be a worry it exams and homework. If a college student has the maturity to make it an obligation to live financially safe, then they can graduate and move on with their life and not have college hovering their head at age