Essay on Finance Course Reflection

Essay on Finance Course Reflection

Length: 2036 words (5.8 double-spaced pages)

Rating: Term Papers

Open Document

Essay Preview

The three most important things that I learned in this course are as follows:
1) Causes of Financial Crisis
Financial crises have influenced the os of financial markets in past. The most important the Great Depression in 1929-30, the 1970s inflation failures and the banking difficulties in the 1990s led to problems in the financial markets causing serious disturbance. The recent financial crisis which became known in 2007, though the roots were implanted much earlier, has been the worst situation financial markets have ever faced.
Causes of the Financial Crisis
Several financial statements have been prepared to describe the causes of this current financial failure. There are a variety of factors that has resulted in the explosion of this financial crisis. Downfall of the US housing market; highly benefited financial dealings and a low interest-rate promoting borrowings, have all contributed to the recession monetary market. Let us now consider these various reasons in a little detail.
Low Interest Rates
Following the sudden increase of the dot-com bubble and the possibility of decline threatening the US management started dropping the interest rates to improve the economy. The interest-rate turned as low as 1.5% in June 2003 which was at its least possible point since 1958 (Gerding, 2009). This low interest-rate found its users in the shape of homebuyers and borrowers with the housing market at last expressing some development after period of declining movement. Indeed the rate of a thirty year unchanging mortgage in the year 2003 was the lowest in 40 years and thus the dream of owning a residence in US was becoming an incredibly simple reality for Americans (Ely, 2009). With increasing housing charges borrowers assumed th...

... middle of paper ...

...l Financial Crisis. Washington Law Review, 84(2), 127+.
Kim, J. (2008). From Vanilla Swaps to Exotic Credit Derivatives: How to Approach the Interpretation of Credit Events. Fordham Journal of Corporate & Financial Law, 13(5), 705+.
Kuttner, R. (2009, June). Betting the Fed: The Federal Reserve Can Do What Democratic Institutions Can't. but Its Days as a Shadow Government May Be Numbered. The American Prospect, 20, 33+.
Meltzer, A. H. (2009). Reflections on the Financial Crisis. The Cato Journal, 29(1), 25+.
Neville, L. (2009, November). Derivatives Stage a Comeback. Global Finance, 23, 32+.
Perloff, J. (2009, April 13). How the Monetary Mayhem Began: The Federal Reserve Has Inflicted a Century of Financial Havoc on Americans. Looking at How This Came to Pass Reveals Who Desires This State of Affairs and How They Profit from It. The New American, 25, 32+.

Need Writing Help?

Get feedback on grammar, clarity, concision and logic instantly.

Check your paper »

The Three Most Important Things I Leaarned in This Course Essay

- We learned so much in course that applies to our everyday lives and the condition and operation of the country that I actually wish they had taught it back in high school. There was so much subject matter covered that it is difficult to narrow what I learned down to just three things. The textbook and supporting documentation and discussion pertained to the financial system. The financial system is basically how the money moves through our economy. Funds flow primarily through the financial markets which our book defines as; “Markets in which funds are transferred from people who have excess available funds to people who have shortage”....   [tags: Course Reflection]

Term Papers
1289 words (3.7 pages)

The Three Most Important Things I Learned in This Course Essay

- The course that I took this term on money and banking was of great value to me. It taught me some very important things. One of the most important things that I learned in this course was that the Federal Reserve is the best resource for information concerning the economy. Another important thing that I learned was that interest rates mean different things to different people. A third very important thing that I learned was how a financial crisis can start in the United States. There is an abundance of information about our economy on the television newscasts, in the newspapers, and on the Internet....   [tags: Class Reflection]

Term Papers
1846 words (5.3 pages)

Child Development Course Reflection Essay

- Over the past eight weeks this class has not only fulfilled my major requirements, but also made me understand more about the complexity of child development and how I can become a better person as a future parent and educator. Since I am an Education major, the four topics that would benefit me in the future are Erikson’s stages, Induction, Educational Self Fulfilling Philosophy, and Adolescence. I plan to be successful with my career and use what I have learned in Child Development to prepare future’s leaders of tomorrow....   [tags: Course Reflection]

Term Papers
1725 words (4.9 pages)

Education Course Reflection Essays

- Looking back over the course of the semester, I feel that I learned many new and interesting uses for technology within the classroom – both for classrooms that have a lot of technology and for classrooms that are limited with technology. For the majority of the class, we utilized William Kists’ book The Socially Networked Classroom: Teaching in the New Media Age (2010), which provided multiple modes of instruction that both utilized and/or created technology. One of the first things that I remember, and consequently that stuck with me through the course’s entirety, is that individuals must treat everything as a text....   [tags: Course Reflection]

Term Papers
979 words (2.8 pages)

Professional Development as a Teacher: Personal Reflection Essay

- Being a teacher is not an easy task as many people could think. To be a teacher does not only imply to know the subject to be taught, it also includes being willing to constantly improve oneself integrally, as much as updating the resources and materials one uses in teaching. Reflecting and analyzing over and over again the best way to teach to learn and how to make students to extend what has been learned. The many hours spend in the classroom will never be enough to plan lessons, prepare materials, review pupils tasks and exams, as well, all the administrative requirements one has to cover for whatever institution we work....   [tags: Teaching, Learning]

Term Papers
891 words (2.5 pages)

Essay on Seminary Course Reflection

- Now that I have completed this course, I can see the course applying to my ministry in the following ways so that I may understand the text and the different ways of preaching each subject. As a preacher, it is necessary to understand how to explain God’s promise in which he will pour His Spirit upon people in every special way so that every man receives a different gift that he who has ears and hearts will listen to God’s words and come to Him. The most significant things to my ministry are that each theme has four main different parts of teaching such as introduction, Law, Gospel, and application....   [tags: Course Review]

Term Papers
1114 words (3.2 pages)

Course Reflection Essay

- Without a doubt the lessons and exercises on time management were the most meaningful to me. They brought insight into why I seemed to be constantly working yet still never really got anything I wanted to accomplish throughout the day finished. I realized the majority of the activities I had been spending the most time on didn’t reflect my values of hard work and self discipline and long term academic goals to be successful in college. This motivated to completely change the way I managed my time by effectively striking a balance between my maintenance, committed, and free time....   [tags: Reflection ]

Term Papers
447 words (1.3 pages)

A Writer's Reflection Essay example

- English is a hard language to learn, for there are numerous elements of effective usage and writing. Many people, including me, struggle in writing because of a lack of knowledge. Since middle school, English was not a strong suit of mine. I struggled with the simplest of tasks often taking a considerably longer time to complete a task than the other students. Unmotivated teachers and a lack of interest resulted in remedial writing skills. To put it simply, I had little confidence in my writing and I dreaded taking the class because of the writing involved....   [tags: Course Reflection]

Term Papers
1097 words (3.1 pages)

Curriculum, Instruction and Assessment Course Reflection Essay

- Through the completion of my graduate program in Curriculum, Instruction, and Assessment, I have gained an immense amount of knowledge and a plethora of skills which I have used and found valuable in my seventh grade English classroom. My outlook on student learning and my empathy towards students has also been positively affected by the program. These learning opportunities have led me to become a better educator both inside and outside of the classroom. One of my most influential experiences took place with my very first class, ED 523 taught by Dr....   [tags: Self-Reflection]

Term Papers
1305 words (3.7 pages)

Reflection on Lessons Learned During Course Essay

- "The angel of history must look just so. His face is turned towards the past. Where we see the appearance of a chain of events, he sees one single catastrophe, which unceasingly piles rubble on top of rubble and hurls it before his feet. He would like to pause for a moment so fair, to awaken the dead and to piece together what has been smashed. But a storm is blowing from Paradise, it has caught itself up in his wings and is so strong that the Angel can no longer close them. The storm drives him irresistibly into the future, to which his back is turned, while the rubble-heap before him grows sky high....   [tags: Self-Reflection]

Term Papers
1847 words (5.3 pages)