Medicare and Medicaid are programs that have been developed to assist Americans in attainment of quality health care. Both programs were established in 1965 and are federally supported to provide health care coverage to vulnerable populations such as the elderly, the disabled, and people with low incomes. Both Medicare and Medicaid are federally mandated and determine coverage under each program; both are run by the Centers for Medicare & Medicaid Services, a federal agency ("What is Medicare? What is Medicaid?” 2008).
Distinguishing between Medicare and Medicaid
Medicare is a federally governed insurance program, primarily serving Americans over the age of 65, younger disabled meeting specific disability criteria, and dialysis patients having permanent kidney failure. Medicare is linked to Social Security, is not income based, and is available to every American meeting the requirements of the program. Those entitled to Medicare can select Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) paying co-insurance and deductibles or opt to add Part C (Medicare Advantage Plans) paying a monthly premium and co-payments normally less than the out-of-pocket expenses for Original Medicare.
Medicaid is an assistance program for low-income people regardless of age. A federally mandated program, Medicaid is run by state and local governments under the established federal guidelines. Income and resource levels are the primary means for each state to determine eligibility with the level varying from state to state. Eligibility is also affected by other factors such as age, whether you are pregnant, if you are blind or have other disabilities, and U.S. citizenship or lawful immigration status. Some states req...
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File, T. & Crissey, S. (2010 ). Voting and Registration in the Election of November 2008 – Population Characteristics. Retrieved August 21, 2010 from http://www.census.gov/prod/2010pubs/p20-562.
“Medicare and the New Health Care Law — What it Means for You.” (2010). Medicare Publications, http://www.medicare.gov/Publications/Pubs/pdf/11467.pdf
Kenney, G. M. & Cook, A. (2010). Potential Impacts Of Alternative Health Care Reform
Proposals For Children With Medicaid And Chip Coverage. The Urban Institute Health Policy Center. Retrieved August 20, 2010 from http://www.urban.org/uploadedpdf/411993_CHIP_coverage.pdf
Explaining Health Care Reform: Questions About Medicaid’s Role. (2010). The Kaiser Family Foundation. Retrieved August 20, 2010 from http://www.kff.org/healthreform/7920.cfm
MDCH (2014). Health Care Programs Eligibility. Retrieved and viewed on February 10, 2014 at http://www.michigan.gov/mdch/0,1607,7-132-2943_4860-35199--,00.html
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Among the many ways Americans can participate in politics, voting is considered one of the most common and important ways for Americans to get involved. The outcome of any election, especially at the national level, determines who will be making and enforcing the laws that all Americans must abide by. With this in mind one might assume that all Americans are active voters, but studies show the voter turnout is actually astonishingly low. With this unsettling trend it is important to know what statistics say about voter turnout as was as the four major factors that influence participation: Socioeconomic status, education, political environment, and state electoral laws, in order to help boost turnout in future elections.
Ghosh, C. (2013). Affordable Care Act: Strategies to Tame the Future. Physician Executive, 39(6), 68-70.
Since the initiation of the Affordable Care Act in 2010, Americans have been put back in charge of their individual health care. Under this new law, a health insurance marketplace provides a haven for individuals without insurance to gain coverage. Just this year, citizens found out early whether they qualified for Medicare or the CHIP formally known as the Children’s Health Insurance Program. So much is to be learned about the Affordable Care act and this paper provides the roles of the different governmental branches, along with other important factors associated with this law.
The author also believes that the Medicaid expansion extends beyond the politics, and has an aim to impact the life, health, and financial stability for the state and individuals. Medicaid expansion can be beneficial to many countries that have a large proportion of low-income people that are uninsured and or with disabilities. This can aid in saving the state money because much of the cost is provided and covered by the federal government, that encourages healthier behavior and results to a reduction in chronic disease due to lower health care costs. Although Texas opted out in adopting the expansion, legislators should decide on the advantage and disadvantage of participating in the Medicaid expansion to improve the welfare of the state. The expansion of Medicaid coverage will give low-income pregnant women the chance to reduce the rate in infant mortality and provide an opportunity for those that were unable to get coverage to be
When America was first established, they had the highest voting turnouts ever in American history. Ever since, America’s voting turn-out has dropped (Fortin). The reason for the high turn outs were because American colonists wanted change from the British’s electoral system. As history writes, American colonist rebel and over time becomes one of the greatest countries ever. Today, Americans are one of the worst countries in vote to registration as they rank 120 in the world (Pintor). Over the summer, I got to learn more about Ohio’s electoral system and voting turn outs in a first hand experience. A decreasing number of voting to registration is not only a national problem, but a local issue as well and there are creative ideas in fixing these
Reese, Philip. Public Agenda Foundation. The Health Care Crisis: Containing Costs, Expanding Coverage. New York: McGraw, 2002.
Voting is one of the citizens’ rights living in a country. In the past, not everyone can vote. Voting used to be for only white American men. However, our ancestors fought for that rights. Eventually, any American who are older than eighteen can vote, despite their race or gender. In addition, voter turnout is used to keep track of the voting. It is the percentage of eligible voters who cast a ballot in an election. Unfortunately, the voter turnout has been decreasing over time, and it means that there are less and fewer people who actually show up and vote. This essay will discuss the voter turnout in Harris County, Texas.
The United States presidential election of 2012 was the 57th presidential election. The election was held on Tuesday, November 6, 2012. The Democratic political leader was the incumbent President Barack Obama, and his candidate was vice President Joe Biden. Throughout this election the proportion of eligible voters who cast ballots shows that the rate was lower than in the past two presidential elections. Voter turnout decreased from 62.3 percent of eligible citizens voting in 2008 to an estimated 57.5 in 2012. The above calculation was also below the 60.4 percent in 2004 election, however above the 54.2 percent turnout in the 2000 election. Despite a rise of over eight million voters within the fitted population, turnout dropped from 131 million voters in 2008 to an estimated 126 million voters in 2012. When all ballots were computed, some 93 million eligible voters didn’t vote. There must be some contributing factors to see why there's a decline in voters’ turnout.
According to Medicare’s WebPage Medicare is a Health Insurance Program for people 65 years of age and older, some disabled people under 65 years of age, and people with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant). Medicare has two parts, Part A which is for basically hospital insurance. Most people do not have to pay for Part A. In addition it has a Part B, which is basically medical insurance. Most people pay a small monthly fee for Part B. Medicare first went into effect in 1966 and was originally administered by the Social Security Administration. In 1977 the control of it was switched over to the newly formed Health Care Financing Administration. Beginning in July 1973 Medicare was extended to persons under the age of 65 with certain disabling conditions. In 1988 Congress passed legislation to expand the program to cover health care costs of catastrophic illnesses.
Medicaid is a broken system that is largely failing to serve its beneficiary’s needs. Despite its chronic failures to deliver quality health care, Medicaid is seemingly running up a gigantic tab for tax payers (Frogue, 2003). Medicaid’s budget woes are secondary to its insignificant structure, leaving its beneficiaries with limited choices, when arranging for their own health care. Instead, regulations are set in order to drive costs down; instead of allowing Medicaid beneficiaries free rein to choose whom they will seek care from (Frogue, 2003)
The two major components of Medicare, the Hospital Insurance Program (Part A of Medicare) and the supplementary Medical Insurance program (Part B) may be exhausted by the year 2025, another sad fact of the Medicare situation at hand (“Medicare’s Future”). The burden brought about by the unfair dealings of HMO’s is having an adverse affect on the Medicare system. With the incredibly large burden brought about by the large amount of patients that Medicare is handed, it is becoming increasingly difficult to fund the system in the way that is necessary for it to function effectively. Most elderly people over the age of 65 are eligible for Medicare, but for a quite disturbing reason they are not able to reap the benefits of the taxes they have paid. Medicare is a national health plan covering 40 mi...
Medicaid is a joint federal-state health insurance program. In most states it is called Medicaid, but three states have renamed it. California calls it Medi-Cal,
Health care is the maintenance and improvement of physical and mental health, especially through the provision of medical services. The United States does not have a single nationwide health care system. Health insurance can be purchased through private marketplace or it’s provided by the government to certain groups. Private health insurance is usually purchased from various for-profit commercial insurance companies or from non-profit insurers. The two major types of public health insurance, both of which began in 1966 are Medicare and Medicaid. Medicare is a uniform national public health insurance program for aged and disabled individuals. The second type of public health insurance program, Medicaid, provides coverage for certain economically