What does banking mean to you? To me, banking is definition of making our lives more accessible and simple. Not having the ability to use any banking capabilities made me realize how I rely on banking and lending services. This experience absolutely made me think twice about spending my money. Spending cash is always more difficult than swiping a card.
Dr. Jim Taylor questions the extent of reliance on the self-help books for personal improvements: People are still looking for honest to goodness ways to change. let’s be really frank here, as George Carlin has also observed, “If you’re reading it in a book, folks, it ain’t self-help. It’s help.” But help is okay too as long as it actually, well, helps. Unfortunately, change has gotten a bad rap because of the self-help manufacturing; it has become a parody of itself and many of its leading supporters… (“Personal Growth: Is the Self-Help Industry a Freud?”). The self-help industry is in high demand because it privileges to provide the greatest value of personal growth and learning to individuals beyond a college education.
And the vast majority of those people have never been taught good money management techniques. They simply don’t know any better. This is something we need to change and change NOW. I firmly believe that when people are equipped with the correct financial information, they can better take control of their lives and their futures – it’s why the program offered at F... ... middle of paper ... ...cisions made following high school will impact their long-term wealth building skills, and ultimately the nation’s economy. And for those folks trying to get a loan who perhaps don’t have these skills, it will likewise help them be able to maintain their homes and lifestyles through tough economic times.
Numerous banks began to stop caring about people, and more about the highest profit they could earn. They handed out loans to first-time home owners with no credit report or even equity. They took tons of gambles and didn’t consider the consequences for themselves or the buyer. They also allowed people to purchase houses that they couldn’t afford. Many banks ignored pay stubs and tax information.
No one should ever be satisfied with the level of knowledge they are at and should involve with the economy. To me knowledge helps you gain the power to be better. They say ignorance is bliss, and that’s a level I myself and many have been or are at. For I know my weakness of spending money when it comes to family and my strengths of finding a way to balance it all out. Working numerous of jobs just to satisfy the way of living in a challenging economy.
Breaking everything down in one’s life and only believing what is obviously true is an easy way to examine their life or live their life. People constantly believe lies and take on more than they can handle. People also tend to try to solve difficult stuff not even knowing if they can handle it rather than just opting out for something easy. Doing these things can ruin a person’s life or ... ... middle of paper ... ...being able to control ourselves can allow us to “lead a free and fulfilled human life” (p.86). Reading these books has led to questions that I never would have thought about before.
This article explaining emotional branding was an interesting read. The beginning of the story really grabbed my attention. I have always found it a comfort to realize that even truly intelligent people cannot understand everything and do sometimes have to ask for explanations. Although we have all been told that there is no such thing as a stupid question, except a question that is not asked, it is difficult in the business world to ask for help or an explanation, without feeling inferior, or worrying if your business colleagues will think you are incompetent. The author actually wrote in this article that, “after years of helping companies build their brands, I’m still baffled by the reality that so many smart business people still don’t understand the power of a brand.” At first I was irritated with this statement and worried that the rest of the article would just be egotistical praise on the author and his vast knowledge.
Seeing this trend makes me think back and realize how most of the money that I spend has no real purpose and doesn’t matter in the long run. Although I understand the concept of wanting to seek innovation and wanting to purchase new things, I dislike the way how it leads toward our life being more and more materialistic than it ever has before. I remember while in class someone was wondering where our money would go if we weren’t to spend it all on materialistic goods that make us feel better about ourselves. I feel like along with investing more and saving more of the money, it would be extremely beneficial for us to start putting
In the Essay he writes,” I do not want to paint too romantic a picture. Dumpster diving has serious drawbacks as a way of life.” When people refer to America they only r... ... middle of paper ... ... everything is available to them for a price and society standards require them to buy those things for whatever price. We love the idea of buying the new stuff about buying the best and that is a sign of a society where goods determine self-worth. But we accept that and because we accept it is why we are referred to as an overly materialistic country. Worse of all, the details that back up the argument are all true.
Also remembering people’s names that you meet because you never know if you’ll need them as a reference or even as a connection to get a job. I feel like this is the most important part of business. Like I’ve said before I really enjoyed reading this book and normally I don’t prefer book that are assigned. I enjoyed how Mr. Carnegie was very honest about life and how he approached different situations in life. I also l liked how he used his mistakes as a life lesson.