Consumer Paper
I will have to worry about many things later in life, but to get started after college I will need to live somewhere other than my parents' home. Therefore, I intend on moving out of my parents house when the time comes. There will be many aspects of moving out that I will have to look at before jumping out into the "real world". It will be a scary step, but it will need to be taken sooner or later.
Before making a decision about my new home, I will need to check on my finances. I plan on living in San Diego or San Francisco when I first settle on my own. Those two cities (assuming that I live in a nice area) will be very expensive. San Diego will be about $1500 a month and San Francisco will be about $2000 a month. Those figures are not including my utility bill ($150), cable bill ($80), internet provider bill ($20), and phone line bill ($30); adding the four of those together will give me another $280 bill on top of the rent. I will not be able to afford that on my own, which brings me to the second requirement; a roommate.
I will have to find someone who is as financially reliable as my self. I will not be able to pay for both of our rents, therefore my room mate will need to have the rent on time, every time. Not only will the person need to have all of their finances in order, they will have to be very reliable as well. I do not really want a room mate, but I will not be able to afford the rent on my own.
Now that I have all of my financial issues in order I will need to find a place to live. It will be hard to find a place that fits all of my needs. While starting out I will have to look in the newspaper. My mother is a real estate agent so she will be able to find me a place if later on I decided to buy. My roommate and I will most likely end up searching in the newspaper among other possibilities. I think the hardest part of finding an apartment will be agreeing with my room mate.
In the process of renting an apartment there will be a large opportunity cost.
In chapter one of "Nickel and Dimed", Barbara stated that she is renting a room for $500 and having a waitress job which is paying her $2.43 plus tips "from 2:00 till 10:00p.m". After a month, she would get $311.04 without tips and tax. Assume Barbara get $20 tips every day, she would get $711.04 without tax per month. After paying off the rent, she would left with about only $150. This is not enough for food and gas for a month. Which is why Barbara had to get another job where she works at Jerry 's. Meanwhile in the current time, according to an article by Kwelia, it says that "The cost of Bay Area living continues to be a hot topic of discussion in the region. The average asking price for a one-bedroom in San Francisco is now $2,673 a month, up more than 10 percent from last year." Imagine working as a minimum wage worker full time, getting paid 9 dollars per hour for 8 hours a day. The person would earn $1440 without tax. It is almost half of the rent fee. The person is then forced to have two jobs, the only other option is to live with another person to share the renting fee. As a result a person who is unable to get two jobs working at the minimum wage or finding a roommate would likely to be homeless. The person is then forced to move out from the city to find a cheaper place to
we had to look at different apartments. Then we had to sign a few papers
This would not be an issue if my family and I weren’t currently facing financial difficulties. That being said, the reason why I requested a room change in the first place in order to try to decrease my financial costs as much as possible, and now I find myself being in the same place I was
In conducting my research, I observed activity on a rocky shore off the coast of Washington in the Northwest United States (workbook). This environment inhabits 10 species in shallow water nearly on top of each other. Each species helps form a complicated ecosystem where species protect, consume, and compete for space with other species. Out of the 10 species there are three producers, three sessile consumers (otherwise known as filter feeders), and four mobile consumers- one of which is an invasive species. In this environment the producers are Nori Seaweed (Porphyra), Black Pine (Neorhodomela), and Coral Weed (Corallina). Producers make their own food through sunlight, so only have predators and competition for space. Coral Weed is the strongest
Well, a place where to live is essential for everybody. Today I am going to show you a less expensive, practical and ecofriendly solution for this basic but indispensable necessity.
“At first it was over whelming just because its the first house I ever bought and I am in college,” said Caldwell. “ The hardest part is dealing with all the issues, whether it be with the house or roommate drama. People seem to think that the landlord should be the mediator but that’s not the case.”
trailer, our struggles are the same. I had a choice one day between settling and living a
Increasingly, homelessness is becoming more diverse, no longer characterized as a problem of single adult men, but of families, women, children, seniors, and minorities . This continuum of uncertainty and eviction puts the individual in a difficult position, limiting the chances of the individual or family of escaping the cycle. Further pressures from other economical needs in the person(s) lives exacerbates these situations. When a person applies for housing, either through an authority, or in the private rental market, they must provide references. If a person has previously been evicted they forfeit the right to most government subsidized housing programs . If they have been systemically put into poverty and forced eviction has continually occurred, then the person has an extremely difficult time attain adequate housing. A person loses their damage deposit when evicted, and for the next rental, is forced to sacrifice expenditures for food, clothing, or debt payments to produce a damage deposit. The person or family then experiences further poverty, and damage to their credit. Often landlords are asking for a credit check to determine suitability of applicant. When a family or person is displaced from eviction, it usually leads to homelessness and loss of household belongings. This poverty affect follows the individual, and creates ensuing economic
Second, you have to plan how much money you want to pay for an apartment. And if its your first time to rent an apartment. You do not have much experience about that. If you meet a bad landlord, he might lie to you or intentionally ask you to pay alt of money. Making a bugged for your money can help you do not have much emotions when you rent an apartment.
This article explains how one should decide whether to buy a home or rent. Buying a home should be based on decisions of credit report, debt ratios, job stability or relocation, maintenance issues, and financial situation. It explains how not everyone should buy a house. Some people are actually better off renting.
What surprised me the most about living on your own is how much a house cost. The reason that the amount of a house surprised me was that I thought that a 1 room apartment was about $200. When I check to see how much a 1 bedroom apartment was it was between $400 and $500. This is what surprised me most about living on my own.
You might have met your partner at a party, at a coffee shop, online at eharmony.com, Facebook, MillionaireMatch.com, or at the movies, it does not matter. The same rules apply when choosing to live together. Living together as a couple offers quite a few challenges, such as adapting to somebody else’s lifestyle, the affect on your personal finances, deciding who should be in charge of the TV’s remote, and your particular rights to live in your home.
Consumer Decision Making Process A key factor in successfully marketing new/existing products or implementing a product Extension is a thorough understanding of the motivation, learning, memory, and decision Processes that influence consumers purchasing behavior. Consumer purchasing behavior theories have found their way into managerial decision making to help companies more effectively develop and launch new products, segment the market, determine market entrance and in brand management. Therefore, a better understanding of how consumers decide what to purchase is critical to the success of a product. There are numerous theories and models describing the consumer purchasing decision process.
The lessons I have learned in my life from both my parents and life experiences have fully prepared me to excel in college. Being a part of honors classes and taking multiple advanced placement classes I believe I am very ready for the workload to come ahead. After college I hope to fulfill not only my dream, but also my parent’s dream, of seeing myself become a successful dentist or doctor so I could accomplish all of my other life goals. I hope to be able to build a life and future for myself in
As a senior in high school many students ponder the big question of life that seems to be asked by many. No that question is not where do you want to go to college, what are you doing after high school, that question would be where do you see yourself in ten years. As I reflect on my childhood I have many dreams and aspirations that I would like to accomplish within the next ten years of my life. In ten years I can see myself having many of my goal accomplished, if not accomplished, I will be working on accomplishing those goals to fulfill my life.