Consumer Paper
I will have to worry about many things later in life, but to get started after college I will need to live somewhere other than my parents' home. Therefore, I intend on moving out of my parents house when the time comes. There will be many aspects of moving out that I will have to look at before jumping out into the "real world". It will be a scary step, but it will need to be taken sooner or later.
Before making a decision about my new home, I will need to check on my finances. I plan on living in San Diego or San Francisco when I first settle on my own. Those two cities (assuming that I live in a nice area) will be very expensive. San Diego will be about $1500 a month and San Francisco will be about $2000 a month. Those figures are not including my utility bill ($150), cable bill ($80), internet provider bill ($20), and phone line bill ($30); adding the four of those together will give me another $280 bill on top of the rent. I will not be able to afford that on my own, which brings me to the second requirement; a roommate.
I will have to find someone who is as financially reliable as my self. I will not be able to pay for both of our rents, therefore my room mate will need to have the rent on time, every time. Not only will the person need to have all of their finances in order, they will have to be very reliable as well. I do not really want a room mate, but I will not be able to afford the rent on my own.
Now that I have all of my financial issues in order I will need to find a place to live. It will be hard to find a place that fits all of my needs. While starting out I will have to look in the newspaper. My mother is a real estate agent so she will be able to find me a place if later on I decided to buy. My roommate and I will most likely end up searching in the newspaper among other possibilities. I think the hardest part of finding an apartment will be agreeing with my room mate.
In the process of renting an apartment there will be a large opportunity cost.
In chapter one of "Nickel and Dimed", Barbara stated that she is renting a room for $500 and having a waitress job which is paying her $2.43 plus tips "from 2:00 till 10:00p.m". After a month, she would get $311.04 without tips and tax. Assume Barbara get $20 tips every day, she would get $711.04 without tax per month. After paying off the rent, she would left with about only $150. This is not enough for food and gas for a month. Which is why Barbara had to get another job where she works at Jerry 's. Meanwhile in the current time, according to an article by Kwelia, it says that "The cost of Bay Area living continues to be a hot topic of discussion in the region. The average asking price for a one-bedroom in San Francisco is now $2,673 a month, up more than 10 percent from last year." Imagine working as a minimum wage worker full time, getting paid 9 dollars per hour for 8 hours a day. The person would earn $1440 without tax. It is almost half of the rent fee. The person is then forced to have two jobs, the only other option is to live with another person to share the renting fee. As a result a person who is unable to get two jobs working at the minimum wage or finding a roommate would likely to be homeless. The person is then forced to move out from the city to find a cheaper place to
As I reflect on my college life, I wonder about the choices I have made that have led me to where I am today and that will guide me into shaping who I long to become. The things I have had to sacrifice, the support and experiences I have had with family, friends, strangers and work colleagues. I don’t know what I will be doing three months or thirty years from now but I do know that I want to have new experiences. When I graduated from high school, I knew I didn’t want to be that person that moved back to the same town and stayed there for the rest of my life. I even contemplate leaving the United States in my adult life. Who really knows, maybe those cards are still in the deck. For now, I know my immediate goals include focusing on completing my college education the best I can, and moving away from my comfort zone, broadening my horizons and taken risks.
This article explains how one should decide whether to buy a home or rent. Buying a home should be based on decisions of credit report, debt ratios, job stability or relocation, maintenance issues, and financial situation. It explains how not everyone should buy a house. Some people are actually better off renting.
The cosmetic industry was highly influenced by the changes in the way persons consumed. From the development of new perfumes, make-up tools and colors, to the everyday lotions and cream men and women use today, the industry looks much different than it did in the late 19th century.
I never once in my life sat down with myself and really thought about what my parents had to go through and all the sacrifices they had to make in order to ensure that I have a better life and a brighter future. Thinking back now, the frustration I feel eats away at me constantly that I was not more thankful and did not do more to help. This is most definitely a lesson that is learned better late than never. Going forward now I have three main focuses for when I enter college, the first is undoubtedly God and my spiritual life, which forced me to have this revelation. The second focus has to be my family, which I appreciate and value more than ever now. The final focus I have, but certainly not the least, is to be successful in my endeavors throughout college. Seeing how much my parents cared for me by seeing them work as hard as they could just so my siblings and I could live a better life gives me all the motivation in the world to work as hard as I can to not only give back to them, but for my future children to live an even better life than I
Americans today are consumer-driven and rely on materials to fulfill them. Unfortunately, this has permeated through our whole society, but why is that? Because the American market has been controlled by unnecessary consumption for decades and this is not incidental. As Americans we are surrounded by an atmosphere of advertisement that constantly portrays to us the benefits of buying good things and the drawbacks of being the only one without a phone or a computer. They do this in order to replace a want with a need. If a consumer believes something is necessary to a happy life then they will go out of their way to purchase it even if they do not have the ability to pay for it. This “need” complex not only arises from the media or newspapers, but from our neighbors and friends. This social competition for luxury goods has been noticed since the 1950’s and has been created from another need to satisfy. Consequently, Americans have placed many of their identities and lives in materials because they believe that these unnecessary goods will satisfy something that only God can fulfill.
This report aims to provide a mix review of theories and personal case study. I will apply two consumer behaviour theories in relation to my own purchase decisions.
Consumer Decision Making Process A key factor in successfully marketing new/existing products or implementing a product Extension is a thorough understanding of the motivation, learning, memory, and decision Processes that influence consumers purchasing behavior. Consumer purchasing behavior theories have found their way into managerial decision making to help companies more effectively develop and launch new products, segment the market, determine market entrance and in brand management. Therefore, a better understanding of how consumers decide what to purchase is critical to the success of a product. There are numerous theories and models describing the consumer purchasing decision process.
Well, a place where to live is essential for everybody. Today I am going to show you a less expensive, practical and ecofriendly solution for this basic but indispensable necessity.
As a senior in high school, many students ponder the big question of life that seems to be asked by many. No, that question is not where do you want to go to college, what are you doing after high school, that question is where do you see yourself in ten years. As I reflect on my childhood, I have many dreams and aspirations that I would like to accomplish within the next ten years of my life. In ten years I can see myself having many of my goals accomplished, if not accomplished, I will be working on accomplishing those goals to fulfill my life. I live with my mommy and daddy in La Cresta, along with my brother.
College is going to start my own life on a foot that is ready to leap because my career is going to take off right out of the gate. All-in-all I’m going to college for three main reasons. My immediate family is a reason because I want them to be proud of me for doing something right for once. My future family is also one because it’s a big part of my life that I want to be happy and always feel comfortable. Finally for my personal financial well-being, so I can be able to treat myself to all the luxuries I want for myself. Going back to line one, all of these things are a part of my future. Isn’t that what college is for after all, to prepare people for their own futures and what they bring? A university is not my future, it’s only the beginning of it.
“People recognise themselves in their commodities; they find their soul in their automobiles, hi-fi sets, split level homes………social control is anchored in the new needs which the consumer society has produced." (Marcuse,1968:24)To what extent are we controlled by the consumer society we live in?
There are many important aspects in my life that can be applied in college. Over the years, I 've learned a bountiful of life strategies. I am going to use part of those aspects to aid me with my current and upcoming college life. When I graduate college, I will be successful. When I graduate college, I will not end up stuck with a boring job, or even worse, no job. When I graduate college, I will not end up like my older sister, who is stuck at home taking care of her baby. When I graduate college, I will not be stuck. When I first started college, I was petrified as well as really anxious. I thought it would be really different compared to high school, which in some aspects it is. I was expecting a bundle of work with no time to relax or go out. Now that I 've seen a snippet of how the rest of my years will look like, I am not as concerned. I am ready to put everything I 've got into these years. I will use all the strategies I learned over the decade to help me pull through this journey. I am going to set more and more goals for myself. At the same time, I will be successful with the help of my parents who will always be by my side. I understand
Housing is a major accommodation for elderly. An ongoing problem for a lot of the elderly today is finances. Even in 2009 elderly struggled with finances because it was approximated that 12.9 percent of elderly people were at the poverty level (Bookman 2011).
Growing up, my parents, they always told me keep my grades up, to never put important things aside. They said learn from them, they had my oldest sister at a young age and they were not able to graduate or go back to continue educating them self. They struggle for so long, from buying themselves clothes, to paying the mortgage. Always put school first, work on myself to have the life I want when I am older, my parents said. Saying that, I believe; all the money I am spending, sacrifices I am making, skills I am gaining, and being able to say I fulfilled my goal will be worth it in about seven years for me.