What Is The Article Student Debts: Responsibility Or Liability?

As a kid, you may think your life is going to be pretty easy. All you have to do is make friends, get good grades and pass high school, then go to college get a job. However, as one gets older, they will start to realize nothing is as easy as it seems. Once you’ve graduated high school and worked hard to get into your dream college, reality hits. If by chance you are accepted into your dream college, you could face a huge amount of costs. Suddenly, you cannot keep up with the tidal wave of debt, plus the cost of living and buying necessities such has food and clothes. Not to mention the millions of dollars of debt the country faces from college costs alone. Together, these reasons mean colleges need to lower their debt, for students are deprived of everyday privileges, and the amount of debt is causing an economic crisis.

College students are faced with

They look past the hardships and make excuses in favor of the outrageous debts. Many claim that the high costs build character and responsibility traits for the college student. In the article “Student Debts: Responsibility or Liability” the authors address the idea that "college students may embrace a greater sense of responsibility when they accrue debt. They may spend more time on academics, work, or other pursuits in order to earn gainful employment at graduation" (Yurk and Rudel). But in reality no student is going to spend time worrying about responsibility in over their education and debts. They could learn those same traits when working at an actual job instead of stressing about the ton money hanging over their head from just getting a higher level education. In fact, while acquiring debt may help a student stay focused in school, studies show that with an overwhelming amount of debt, students are more likely to drop out of their classes all together (Breuder). So in all actuality a high amount of debt leads to a low work ethic and stress for a