What Are The Pros And Cons Of The Affordable Care Act

1059 Words5 Pages
America has a health care crisis. The Affordable Care Act is a federal program established to help eliminate that crisis by helping to give uninsured American’s access to affordable healthcare. Uninsured Americans receive inadequate or little to no preventive health care, which can lead to serious illness. When individuals with no insurance become seriously or critically ill, they are left with no options except going to a local hospital who cannot turn them away. More times than not the hospital receives no payment from the uninsured patient, leaving the federal government holding the bill. Uninsured Americans costs the federal government billions of dollars each year. The Affordable Care Act was passed to help eliminate some of those costs…show more content…
The program is designed to make affordable health care coverage available and accessible to all citizens of the United States of America. A complaint many have with the program is that the program is individually mandated, meaning a person must purchase and maintain a health care policy, or pay penalty in the form of an annual tax. Some states have argued that mandating citizens to purchase a health care policy is unconstitutional. While there are a multitude of pros and cons regarding the Affordable Care Act and many argue its constitutionality, one thing that is not arguable is that America has a healthcare crisis which needs a resolution, and the Affordable Care Act is the most viable plan thus…show more content…
On August 12, 2011 the 11th circuit Court of Appeals rules that parts of the law are unconstitutional, on November 8, 2011 the U.S. Court of Appeals in Washington ruled that the law was constitutional. Then on November 14, 2011 the Supreme Court agrees to hear a legal challenge to the law, after twenty-six states, including Texas, petition the high court. The Supreme Court ruled that the individual mandate could be upheld the Congress’ power under the taxing clause (Smith, 2012). The Supreme Court did, however, give states the choice to opt out of the Medicaid expansion portion of the law (Perryman, 2012). The Medicaid expansion would expand Medicaid to cover citizens living below 138% of the poverty, or individuals with an annual income of up to $16,105 and $32,913 for a family of four. Texas, a State with one of the highest populations of uninsured residents, choose to opt out of the Medicaid expansion. This decision ultimately denied Medicaid coverage to more than a million Texans. Also in opting out of the expansion, Texas loses substantial subsidies from the federal Government. The federal Government will cover 100 percent of the expansion costs for the first three years and 90 percent of its cost thereafter (William Earl Maxwell, 2014). Millions of Texans, many of them children, could have greatly benefited from the expansion in the Medicaid program, I personally

More about What Are The Pros And Cons Of The Affordable Care Act

Open Document