The reform of health care is a tremendous feat. The changes made to the program affect our country. This also means that any negative aspects of the program also affect us. President Obama’s Patient Protection and Affordable Care Act (PPACA), also known as “Obamacare”, intends to improve health care and ensure that more Americans possess health insurance. While this seems like a good premise, the new system is flawed and is far from being the perfect healthcare system. Obamacare does have positive aspects. For example, it allows people to have access to more health services. The program also keeps women from being charged more for insurance than men as this was an issue in the past. It also gives women access to women’s health services. Most …show more content…
The main issue with the program is its costs to the government. To ensure that low-income citizens are able to possess health insurance, the government grants subsidies to those who make an annual income of under $46,000. If the government grants these subsidies to people, the money has to be taken from federal and state funds. According to the Motley Fool, Obamacare is estimated to cost $1.2 trillion in its first decade (The Motley Fool). To cover these costs, new taxes will be put in place that mostly affect the health care industry and those who earn a high income. These taxes include the employer mandate, and the individual mandate which will be disscussed soon. (The Motley …show more content…
Individuals who make over $46,000 a year have fail to qualify for government subsidies and are required to pay full price for their insurance or file for exemption. This has the greatest effect on those who make just over $46,000 that can barely afford health insurance but still have to pay full price for it. Also, individuals who refuse to purchase health care face a fee called “individual mandate”. This is a tax that is the greater between $325 or 2% of a person’s modified adjusted gross income. This serves as an issue for a great number of people and is a large reason why a large percentage of the population opposes the new healthcare act. Purchasing health insurance was once a choice and now people are being fined for choosing not to have it. This whole issue makes the program seem unfair. (The Motley
Just mention the word "Obamacare" and a heated debate will start right away. The legal name of Obamacare is "the Patient Protection and Affordable Care Act, PPACA" (Tate 1). The law has over 2500 pages and many have not read the entire law (Tate 12). Democrat Nancy Pelosi made an infamous remark back in 2010 stating "that Congress '[has] to pass the bill so you can find out what's in it'"...(Roff). This law was signed in March of 2010 and has a 54% disapproval rating among Americans today (Amadeo). The main goals of the law are to offer healthcare to all Americans, stop the rising costs of insurance, increase the number of "consumer benefits and protection", and solve several other healthcare concerns (Tate 13-15). What are some of the pros and cons of PPACA, and is this law good or bad for our country at this time?
To begin, one of the common reasons cited in support of Obamacare is a decrease in health and gender-based discrimination by insurance companies. The changes in requiring all Americans to have affordable coverage, as well as changes in how insurers can set premiums, will allow those with medical conditions and disabilities, as well as women who need pregnancy care the ability to have healthcare insurance without having to potentially be denied coverage or forced to pay a much higher than average price (The Pros and Cons of ObamaCare 1).
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
Obamacare is what America needs, and is the middle ground between a single payers system and a public option system. Without Obamacare, the two opposite options I have given would be too extreme and not everyone would agree on them. It would cause controversy in America, and that is the opposite of what we need in this health care crisis. It would also not help the health care crisis grow and replenish itself to the standards that us citizens expect from the government. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Obamacare has been very detrimental to the national economy. People just don't like paying taxes. PERIOD! WIth obama's health care system it forces everyone to have insurance and who pays for it? Tax payers. Instead of putting it into the betterment of society like infrastructure or education it goes to old people who don't deserve it or the poor. My taxes should not go to the poor they should stop being lazy and doing drugs. Because of obamacare insurance rates have skyrocketed, the middle class , THE HARD WORKERS! Have to pay because of other people's incompetence. Insurance is a money making industry and this “affordable care act:” the mere tittle is contradicting to what they did.
The Affordable Care Act benefits to reconstruct the healthcare system by giving more Americans access to superiority, reasonable health insurance and supports to curtail the growth of healthcare spending in the U.S. People with health insurance will have access to a number of new benefits, privileges, and defenses which ensure that they can get treatment when they need it. This helps over 32 million Americans afford health care who could not get it before. It not only helps the consumers but also our budget and economy on a more stable path by reducing the discrepancy by more than $100 billion over the next ten years. Since there are millions of people with health insurance, it will also increase the demand of healthcare provider as more jobs will be open which will help our economy (Mowrey, 2013).
We are the wealthiest country yet we don’t have free universal health coverage. The insurance companies are attempting to manage cost through price controls and we’re still having to pay out of pocket for a lot of the expenses. Personally I think that The Obama Care (and the Affordable Care Act) will have little to no effect on me until maybe later in life because the insurance I have works great for me. I do have to meet my deductible every year, and it depends on which doctor I go to if I have a copay or
The Affordable Care Act protects and insures every individual and household to give them comfort of not paying out-of-expenses. The main reason citizens feel they should not be mandated to become insured with health benefits is because they believe it’s unaffordable and they should not have to have health insurance if they do not want to. Congress feel citizens should be mandated because they are looking at the bigger picture such as the United States debt, hospital billing, budgets and insurance profits. As an ending result the “Obama Care” is passed and citizens have a specific amount of time to apply and receive health benefits or pay a fine until it is completed.
Taxes in relation to the new healthcare reform is a prominent topic when one examines the supporting and opposing sides of the law. New taxes on businesses producing medical equipment and new Medicare taxes on investments have been established. For individuals and businesses choosing not to participate in purchasing health insurance there will be a penalty called a "shared responsibility" tax. The accrued money from these taxes is being used, among other things, to provide low-cost insurance plans on the marketplace and to create subsidies for those purchasing the plans. Through these subsidies, "any individual making up to $45,960 or a family of four with household income up to $94,200 is eligible" ("Obamacare tax guide") to qualify and get assistance at the end of each year to off-set the cost of the insurance even more...
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
which provides us with insurance and all you have to do is sign up for it. When you work for a company they provide you with insurance and if you are unemployed or in between jobs and something happens to you you won 't have insurance. Obama care provides people that are unemployed or their businesses don 't provide insurance helps them by giving them insurance in case of situations like this. It 's good that they at least provide people with some form of insurance even if it 's not the best insurance it still helps. The healthcare system isn 't completely bad that would be even better if it was free. Many people have tried to convince our government that free health care is beneficial for everyone, but as we can see they 're still hasn 't been a change. Yes there has been minor adjustments within our healthcare system that is beneficial for the middle to lower class individuals but I feel like we can do much better. The reason I believe that we don 't have free healthcare is because these insurance companies are making so much profit off of the people and it 's benefiting them in the end game. There are convincing the government that if we change our ways that it 's only going to harm our community versus helpless. I don 't see the harm in saving someone 's life but I guess the price of wealth is more important than a human life. If we are paying taxes I don 't see why we don 't get the
ObamaCare, also known as the Patient Protection and Affordable Care Act, is a Health care reform law that was signed on March 23, 2010. ObamaCare’s goal is to provide more Americans with affordable health care insurance. ObamaCare also hopes to improve the quality of healthcare and health insurance in America, regulate the healthcare industry, and reduce the cost of healthcare in the United States. ObamaCare is made up of ten titles; I: Quality, Affordable Healthcare for all United State Citizens, II: The Role of Public Programs, III: Improving the Quality and Efficiency of Healthcare, IV: Prevention of Chronic Disease and Improving Public Health, V: Healthcare Workforce, VI: Transparency and Program Integrity, VII: Improving Access to Innovative Medical Therapies, VIII: Community Living Assistance Services and Supports Act (CLASS Act), IX: Revenue Provisions, and X: Reauthorization of the Indian Health Care Improvement Act.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
In response to this continuous issue, on Mar. 23, 2010 the senate approved President Barrack Obama’s bill entitled, Patient Protection and Affordable Care Act (ACA). The purpose of this bill was to reduce medical costs while simultaneously providing every American access to health insurance. In order for the Obama administration to effectively improve health care is to consider all other governmental polices that will be directly and indirectly affected, whether it is positively or negatively. As with any new law, there are those who ...
According to obamacare.com what this law is trying to do is to provide equity for all eligible American citizens concerning insurance rates. The idea is based upon the principle of the same rates despite of pre-existing conditions or sex. Not to forget to ensure that insurance companies will give coverage that is within new minimum standards for all applicants. Obamacare should make sure that, at the end of the day, all Americans have at least some health care coverage. Consumers are offered discounts, called tax credits, on health insurance plan sponsored by government and increasing the Medicauid assistan...