We'll give you a free t-shirt if you fill out this credit card application... You can drive home in this brand new car, with no payments until 2000... It's so much easier to not worry about these details. We'll take care of them for you.
All we ask is that you send in your payment every month like a good slave.No, no, don't read books. Libraries are closing more and more everyday anyway because they're obsolete, now superseded by television. That concept we taught you in grade school called "literacy" was just a lie, just like everything else we crammed down your throat. We just want to make life easy for you! We'll even give you pretty pictures and animation to protect you from that mean computer! Just you don't worry about that.
We'll manage all the details for you for the low, low price of $99.95.The less you know, the better off we are. Job security. Think we're stupid? We are, but we can bullshit our way onto your desktop, because you're even stupider than we are.
The truth is, you never knew you had a choice. You probably wouldn't even know there was such a thing as software, without which the computer can't operate, if it hadn't been for our constant reminders that you can upgrade the crap we sold you for the low, low price of $79.95. But it's worth it because you get a 30% increase in performance. That will actually impress you because we're competing with ourselves here.It's actually not that hard.
After a late night and a hang over, we quickly code this crap and hire graphics professionals to candy coat it. Then we break anti-trust laws and cut every corner possible to shove it down your throat. Once we've got you convinced that we're the only people who make software, then we just have to make our code a little bit better, which isn't difficult considering how shitty it was in the first place, and then sell it to you again! The greatest part about this deal is that you'll buy it!We know that and we use it to our advantage, destroying all possible competition by using what we call Fear, Uncertainty, and Doubt and we whisper little messages to you that you don't want the competition because it's "not well supported," which is just our fucked up way of saying that we've got everyone brainwashed into thinking that we're the only option.
Applying for a credit card or personal loan has never been easier or faster. A myriad of financial products are available for all types of clients and all kinds of purposes. Terms and conditions are even becoming more and more flexible. How to decide whether a credit card is needed? How to handle a card? How to settle a loan? How to spend a loan? How to spend a car loan on a car, whose price is relatively reasonable compared to one’s pay? Is a loan the good sourcing tool to purchase a very expensive? These are all questions, which require a minimal to reasonable level of financial literacy.
the next time you go in to buy something you will have money off your
Cullen, Lisa. "What It Means For Your Wallet". Time. April 10, 2006. Off of NewsBank
In the Spring of 1949, Alfred Bloomingdale, Frank McNamara, and Ralph Snyder came up with a new plan for a modern type of credit card. While out to lunch one day in New York, the President of the New York Credit Card Company Frank McNamara had forgotten his wallet at home (Evans 53) . He had a thriving business yet credit cards at the time were only given to selected people. The first modern credit cards was introduced by Diners Club Inc. because of this. The modern day credit card is a small, plastic, rectangle, more than three inches. There is an account number and a name that is embroidered on the front. The first credit card did not look much like what credit cards look today. They were made out of paper not plastic, and they weren’t cards they were a lot like a tiny booklet that had all the same information the modern day credit card has now(Weiss 38). The modern day credit card can carry up to a $200 line of credit meaning you can buy anything you want at that certain time and pay it back at a later date such as months or a year after that time. Some companies require you to pay the full amount of your charge on the card at once, but some allow you to pay in small amounts. In order to apply for a credit card you must be at least eighteen years of age and if you are not you must have an adult sign the paperwork to apply for one. Prior ...
American population is made up of people with different ethnic background, religious ideologies, political beliefs, and American has accepted an arrival of new people from overseas very warmly. However, America is been cautioned about an immigration issue for past hundred years. During Progressive Era, and Industrialization, rate of immigration has increased exponentially, and American government has set up a strict immigration laws to control the flow of people across the US borders. Legal immigration favors American society, and economy. However, illegal immigration weakens America. America looses money in taxes, local community with high number of illegal immigrants suffer financial burden, and crime rate increases among illegal immigrants.
“Guidelines and Considerations for Developing a Public Library Internet Use Policy.” American Library Association. 2000. American Library Association, Office for Intellectual Freedom. Accessed 1 April 2008. http://www.ala.org/ala/oif/statementspols/otherpolicies/guidelinesconsiderations.cfm
Credit card companies blame consumers for being too gullible and forthcoming with their private information for many reasons (Shelly, 2010). Out of the six most common ways, that identit...
The computer processor is the brain of the system. Our client requires a heavy punch, multi tasking brain. Due to his low income and student status, he does not have a large budget to put towards his computer. The AMD AthlonXP 1900 was chosen because of it's low cost and it's higher performance rating than that of the higher priced equivalent Pentium 4. The AMD AthlonXP 1900's speed is 1.6GHz. This means 1600Hz, which is a very fast processor. Amazingly, the clock speed of this processor is faster, albeit barely, than the Pentium 4 2.0GHz processor, and is much cheaper as well. This is important, as, for less cash, our student can afford a better processor.
For many, the dot com collapse in the mid nineteen nineties seemed like the end of corporates’ place on the internet. Very few people trusted these new online companies, which led to many promising websites disappearance, but a few Silicon Valley projects that were able to survive greatly shaped the new wave of e-commerce. Following in the footsteps of success stories such as Amazon.com, many companies have reshaped the way they conduct online business and are fighting to stay in front of new technological advancements during this decade of rapid technological change. The history of Amazon’s success, transformation, and creation is a good reference point to a developing problem world-wide, the displacement of jobs due to the internet and other
Credit card debt, can be easy to get into, but yet can take years to get out of. Credit card usage has become an increasing occurence in the 21st century for any person above the age of seventeen. Carrying cash has become uncommon for the average man or woman and unlike cash where someone is limited to only what they have in their wallet, credit cards can have upwards to thousands of dollars on them. Granted, there are great things about owning a credit card. For example, in case of an emergency and there is not enough cash to cover the expense, a credit card can be a great back up plan. However, with all the positives there are negatives, the biggest one being, a person can wind up in debt. Thus, credit debt is an individual’s fault, derived
Microsoft was able in the OS segment to double their revenue per PC when Windows 3.x emerged which still needed MS-DOS to run. Most of the sales Microsoft made were to OEMs who would take the additional step of installing Windows on a computer’s hard drive. This strategy was effective in that the cost of production was relatively low, as an OEM may only need a single master copy to do the installation. The costs to Microsoft would largely be bore in R&D expense rather than production. As part of the Microsoft business model for this segment, Microsoft designed their OS to need periodic upgrades. The upgrades did come at a cost, and in essence, Microsoft was able to create an “annuity” stream for the Microsoft OS segment. In this segment, Microsoft had a monopolistic structure that allowed them to realize huge returns, especially during such a period of technological growth and rapid obsol...
Credit to buy goods or services has been around since the early 1900s, when consumers would use credit to buy goods or services and pay for them at a later date. The bill would send the bank containing a description of the items bough, their price, tax, and overall total. The consumer would visit to the bank and pay it before a set date set by the retailer. Today, “7 out of 10” Americans have one or more credit cards. Credit Card companies introduced the ‘chip,’ a magnetic strip in cards to prevent fraud in brick-and-mortar stores, in late 2015. Major credit card companies, such as Visa and MasterCard, pushed the new cards onto their cardholders by mailing out chip cards and letting the cardholder know their regular card
We all have to pay, but how the question remains. While online purchasing has become a very popular choice to buy specialty items, as well as our everyday items, some people still prefer to shop at local shops. Whichever way you decide to shop, you must still find a method of payment that is right for you. Two of the most popular forms of payment are cash and credit. Cash payments have been around for many years, and is still a widely accepted and preferred method of payment for many. This form of payment was around long before the others were introduced into our society, which aids in the popularity with our older generations. However, recently the popularity of credit has greatly increased due to several reasons; convenience and the
With technology progressing from drones fulfilling shipments to electronic books becoming cheaper, major companies such as Apple and Amazon have had a big impact on not only the tech industry but the publishing industry as well. Companies are outputting resources like IBook’s and the Kindle bookstore to take full advantage of the transition to digital publishing. As a result of this we have greener, more budget friendly books, and outdated traditional copies of text. With the introduction to these resources it is making the lives of students and the mass market more convenient. Students are now able to purchase books on one device that won’t weigh their bags down on a daily basis. Companies have created bookstores that can be accessed from devices that we use every day, resulting in paperless copies of books that are substantially cheaper than the traditional hard copy. E-books are replacing physical books and textbooks rapidly, and as a result they are becoming more widely and readily available for students.
I cannot forget how excited I was when I first bought my own computer. Like a mother who spends time sewing and knitting for her newborn baby, I spent hours and hours to sparkle my computer. I waited a long time to buy a brand new computer. I had to work more hours and saved money to buy a computer. I did not want to buy a cheap computer, but I wanted to buy a professional one. Was I professional on computer? No! I was not. I did not even know how to type, but I was sure that my expensive com puter could make me a computer expert. 17 inches monitor, color printer, two speakers and well-designed fancy keyboard made me just happy by looking at them on my desk.