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Recommended: Case analysis on business ethics

Graphco, Inc., a subsidiary of a tobacco company, involved in litigation concerning promotion of their products to children, had requested a ten million dollar loan. Elaine had disapproved the loan, which some felt was the right course of action. However, there were others in the bank that felt that this was a wrong course of action. Had Elaine decided to approve the loan, Graphco had offered to pay an additional point, the bank could have seen significant profits. The advantage to this decision is purely individual. Elaine made a choice based on her personal morals. I feel that deciding to disapprove this loan, the bank has lost a client that could have been financially rewarding. Choosing to disapprove this loan, in my opinion was not the best business decision. When faced with the decision to approve or disapprove a loan for a Canadian company that imports cigars from Cuba. Elaine, again, decided to disapprove this loan. Elaine cited the regulations governing US involvement with transactions with Cuba, however, this was not an American company subject to US regulation. ...

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