The Pros And Cons Of Health Care
analytical Essay
1077 words
This shows that the brand new health care policy provides more coverage to a larger percentage of all Americans, it is more effective for the United States’ budget during these dire economic conditions, and is a moral cause and sign of community that all Americans should strive for in these days and times. Even more, it is sometimes important to note that while democratic candidates such as potential incumbent Obama support a policy for Universal Healthcare, and more conservative and Republican candidates such as Mitt Romney appoint for the privatization of healthcare, and letting the capitalistic market naturally dictated the healthcare industry. Without a doubt, universal healthcare is one of the most numerous issues that were discussed intensely in the 2012 elections that will continue to be debated into the further future. While President Obama passed his compelling piece of legislation in 2010, the Affordable Care Act, there was an undeniable polarization within all the American people which ensued. Regardless, even with all of the potential economic things that may arise from new health care policies, it is formidable legislation the United States should continue to uphold and support. This essay will comprise of several parts. I will initially discuss what opponents of universal healthcare are concerned about. Subsequently, I will then go over the reasons we should support a universal healthcare policy, explaining that universal healthcare Provides multiple benefits ranging between protecting the poverty-stricken and insured to being a more efficient financial plan for the government. I will finally address the two most important presidential candidates and determine how their ideologies support or challenge this vie... ... middle of paper ... ...ording to the Congressional Budget Office (CBO), Obama Care’s effects on the cost of premiums will differ across insurance markets. The greatest savings will be seen in the no group market. The effects on premiums will be much smaller or even costly, however, for the small group and large group markets. But the big picture of it was if you have a low income under Obama Care, you will be able to either enroll in Medicaid or qualify for a subsidized insurance plan through your state’s healthcare exchange. So don’t panic yet if your state doesn’t run a health exchange; the federal government will be setting up health exchanges of their own that you may be able to use. If you have a high income you will also be able to buy a plan through an exchange and its price will still most likely be lower than if you had purchased on the private insurance market pre-Obama Care.
In this essay, the author
- Opines that the brand new health care policy provides more coverage to a larger percentage of all americans, is more effective for the united states’ budget during these dire economic conditions, and is moral cause and sign of community.
- Argues that universal healthcare is one of the most numerous issues that were discussed intensely in the 2012 elections that will continue to be debated into the future.
- Concludes that universal healthcare is a sound policy that will improve the united states government in multiple ways.
- Analyzes how politicians use tennessee's predicament to illustrate how universal health care is potentially a disaster, and employers make sacrifices when purchasing care for their employees.
- Argues that a universal plan would ensure care while eliminating the capitalistic idea of profit that arises when private insurance companies enter the picture.
- Explains that since roosevelt, and every single democratic president elected into office has attempted to pass a version of universal health care, but none have achieved that at that time.
- Explains that obama promised to make health insurance affordable for all, but needed to cut a deal with the health-care companies, which had long opposed such reform. republicans, opposing such an expansion of government, resisted the bill.
- Explains that opponents of the aca present two primary claims in the court. the first is that they argued that the individual mandate exceeded the bounds of commerce clause, which was the power given to congress by the constitution.
- Explains that obama care's effects on the cost of premiums will differ across insurance markets. low-income people can enroll in medicaid or qualify for a subsidized insurance plan through their state’s healthcare exchange.
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- Patient Protection and Affordable Care Act: Pros and Consexplanatory essayOne of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
In this essay, the author
- Explains that the affordable care act provides low-cost, government-subsidized insurance options through the state health insurance marketplace.
- Explains that obamacare's changes in requiring all americans to have affordable coverage will allow those with medical conditions and disabilities, as well as women who need pregnancy care, to be insured without having to potentially be denied coverage or forced to pay a much higher than average price.
- Explains that obamacare requires maternity care to be a part of all new insurance plans. the practice of "gender rating", which allowed insurers to charge women higher premiums, is no longer allowed.
- Explains that obamacare brings affordable healthcare coverage to over 32 million americans who are currently uninsured. the affordable care act expands medicaid and the children’s health insurance program, as well as improving the quality of medicare.
- Explains that obamacare addresses the 'donut hole' in medicare, which is planned to be closed by 2020 under the current affordable care act.
- Explains that 54% of americans are opposed to the affordable care act, despite it being approved four years ago. the opposition has given a number of supporting key points for their position.
- Explains that the addition of more major governmental programs such as healthcare subsidies has many worried that it will only plunge the united states further into debt.
- Explains that pharmaceutical companies will be paying for obamacare to close the coverage gap in medicare.
- Explains the disadvantages of reduced coverage options from employers and the penalization of those who are already on private healthcare plans.
- Opines that the opposition to obamacare raises some good points, especially in our current economic climate, but the supporters are also correct in saying the current system is not sustainable in the long-term.
- Analyzes the pros and cons of the affordable care act, including reduced discrimination by insurance companies, increased regulation of their practices, and affordable healthcare for the large quantities of uninsured americans.
- Cites kimberly amadeo's article, "obamacare pros and cons." about.com, 14 dec 2013.
1398 wordsRead More - The Pros And Cons Of Health Careanalytical essayLuckily under the new health care reform law, most people will receive help paying for their healthcare premiums and cost-sharing expenses that people with insurance have to pay out of pocket for doctor visits, and prescription medicine. Families and individuals will be able to receive this assistance with incomes between one hundred and four hundred percent of the federal poverty line. One hundred to four hundred percent makes up at about $23,000 to $94,000 a year assume this is for a family of four.
In this essay, the author
- Explains that under the new health care reform law, most people will receive help paying for their healthcare premiums and cost-sharing expenses that people with insurance have to pay out of pocket for doctor visits, and prescription medicine.
- Explains that public option is an alternative solution to affordable healthcare for all. it works by having a government-run healthcare program which is exclusively available to two groups that lack employer-provided health insurance.
- Explains that public option is taking on full effect by the end of 2013 and it will be a self-sustaining program that is able to run without government subsidies.
- Explains that single-payer health care is a form of healthcare programs that cost absolutely no money at all.
- Argues that single-payer system makes sense for middle to low-income families since paying for health insurance separately can put a huge dent on their wallets.
- Explains that obamacare's medicaid expansion is specifically designed for poor working families that are most likely to not have insurance due to financial obstacles.
- Opines that obamacare's medicaid expansion is a great way to help families below the federal poverty line get insurance and stay healthy. without it, they will fall between the cracks forcing them to use obamacare.
639 wordsRead More - Obama Care: Affordable Health Care Insurance for Allopinion essayThe concept, affordable health care insurance for all, in theory sounds impressive and the practical application seems realistic. However, as the idealistic theory unfolds, the cost and the coverage are all falling or failing to deliver every aspect and causing so much controversy. The bill and Obama are rapidly dropping in popularity; initially Obama had the backing of the house and congress, which has changed drastically as well. This topic is a concern to all as everyone would like to have affordable health care insurance for their families, not just for catastrophic illness but also to cover preventative health care.
In this essay, the author
- Opines that the idea of affordable health care insurance for all sounds impressive and the practical application seems realistic. however, the cost and coverage are falling or failing to deliver every aspect and causing so much controversy.
- Explains that obama managed to get congress and congressional staff to receive a special subsidy to purchase healthcare insurance on the obama healthcare exchange, which was unavailable to other americans of the same income level.
- Opines that there are many negative reactions to the "forced health care coverage by employers" due to higher employer costs.
- Explains that states can opt out of the medicaid expansion, which would leave millions of poor working class americans without coverage.
- Explains how the federal government is threatening to withhold funding for medicaid, the strong arm of the government to enforce obama care.
- Explains that there have been forty-four attempts by the republican party to nullify and void obama care, declaring it as unconstitutional. the federal government can and does threaten the states by withholding federal monies.
- Analyzes how the obama care board threatens both medicare and the constitution’s separation of powers.
892 wordsRead More - The Healthcareopinion essayFor this semester I have chosen to address the issue of the United States healthcare system. My tentative thesis for the Researched Position paper is “The United States federal government should implement a single-payer government ran healthcare system.” In this particular essay, I intend to present a concise, organized argument that this thesis is sound and important. The main topic is a universal topic for many people; thus I will be able to address great swathes of Americans while remaining focused on national legislators, my core audience. While this topic is controversial, I believe that I can present a valid and convincing argument.
In this essay, the author
- Wishes to write an essay on the topic that the u.s. should transition to a single-payer system immediately.
- Opines that they are aware of the political minefield surrounding this issue and plan to proceed carefully.
- Opines that while this essay is relevant to any adult american, the audience that i will focus on is the adult audience.
- Argues that the current american healthcare debate remains a major component of national discourse in the us.
1484 wordsRead More - Analysis Of The Universal Health Care Systemopinion essayThe universal health care system is the development direction of the medical security system. At present, the universal health care reform faces two major problems. First, the enormous pressure from vested interests. The reform of the new medical system not only directly damaged the interests of insurance companies and large pharmaceutical groups, but also the interests of small business owners in a short time. Privatization and monopoly of the medical system make medical pricing lack of transparency, and hospitals and pharmaceutical companies enjoy huge profits. Anderson Cancer Center in 2010 the turnover of 2.05 billion US dollars, the profits is up to 531 million US dollars and the profit margins are as high as 26%. On the one hand, these big interest groups use the money to buy politics. On the other hand, they buy media and elite groups and use public opinion to mislead people. Second, universal health care is facing the challenge of traditional ideology. The reform of the entire healthcare system emphasizes the role of the government in the universal access to health care, which will stimulate the nerves of the American people, especially conservatives, who advocate freedom. Right-wing Republicans insist that only free markets are the only way out of medical problems, but that 's not the case. Political consensus and social common sense are the core of government reform of health
In this essay, the author
- Compares the united states' health care spending with the uk's, which is only 9.1% of gdp in 2014 and 6.7% in taiwan.
- Explains that the social gap between the rich and the poor is the major problem in our society. the universal health care system can improve the situation.
- Opines that the american dream has given americans the same ideals and goals, but we are gradually moving away in reality.
733 wordsRead More - Obamacare: Pros And Cons Of Obamacareopinion essayThere are many human rights that individuals are entitled to no matter where they live or where they are from. According to the article, “Universal Declaration of Human Rights”, the United Nations saw the importance of individual rights and developed a declaration stating the human rights of every person. “Drafted by representatives with different legal and cultural backgrounds from all regions of the world, the Declaration was proclaimed by the United Nations General Assembly in Paris on 10 December 1948 General Assembly resolution 217 A as a common standard of achievements for all peoples and all nations” (Universal Declaration of Human Rights). The declaration of human rights was created to apply to all people, of all races, of all cultures,
In this essay, the author
- Explains that the united nations recognized the importance of individual rights and developed a declaration stating the human rights of every person.
- Explains that obama signed the affordable care act, the most expansive social legislation enacted in decades. it took a year of talk and disagreement before it was signed into law.
- Analyzes how the cbo report paints a bleak picture of the effect the president’s health care law will have on the job market and wages, especially for lower-income employees.
- Opines that the affordable care act does benefit some americans but not all americans. according to cnbc news, lower-income people loved obamacare, but the rest of us.
- Opines that obamacare was created to give americans their human rights, or was it a way for the government to control health care?
- Explains that obamacare has forced americans to have health insurance or pay a penalty, which will include extra money that will have to be paid to the government at tax time
- Analyzes how the government has been able to have more control over health care and insurance because of obamacare.
- Opines that the affordable care act has made insurance affordable for americans who don't have the money to pay for insurance.
- Opines that the affordable care act has not benefited everyone, but instead has caused people to pay a penalty if they choose not to buy health insurance.
1702 wordsRead More - The Pros And Cons Of The Affordable Care Actexplanatory essayJust a few years ago the Affordable Care Act otherwise known as the ACA. The Affordable Care Act is also famously know as Obamacare. This has not been very good for the American people in several ways. It has caused the people of this great nation a very difficult time in signing up for this new healthcare, everyone’s insurance prices have risen, people have been losing a lot of hours at work, and if people decide not to have insurance they can be fined. The way to get rid of all of these problems is to get rid of the Affordable Care Act all together.
In this essay, the author
- Explains the medical device manufacturing tax, the high medical bills tax and the flexible spending account cap.
- Explains the benefits of the affordable care act, such as more people having health insurance and no limits on care. prescription drug costs have also been lowered.
- Explains that the federal deficit has grown in the years while president obama has been in office. the affordable care act will add $6.2 billion dollars to our deficit.
- Opines that the affordable care act has some positives but they are outweighed by the negatives. they argue that we should get rid of the mandate and go back to old system of having people buy their own insurance.
- Explains that the affordable care act has not been very good for the american people in several ways.
- Explains how the affordable care act website crashed due to the overage of people on the server. the state average for insurance premium increase is about 10.5%.
1527 wordsRead More - The Pros And Cons Of Obamacareexplanatory essayThe market based system requires that all parts of the system make a profit. Since government programs like Medicare and Medicaid are a large piece of the puzzle, we do not have truly privatized system of coverage anyway.
In this essay, the author
- Opines that bureaucratic processes add layers of expense and complication that can often be a headache. some people feel strongly that less government is generally better than more government.
- Opines that there is expected to be an uptick in demand for physician services, particularly primary care services. some people believe that the need for emergency care should go down as people stop putting off getting the care they need until it is unavoidable.
- Explains that there has been a report of an increase in emergency room visits due to people finally having coverage. the increased demand for physician services is expected to cause longer wait times to get an appointment.
- Opines that the market-based system requires that all parts of the system make a profit, since government programs like medicare and medicaid aren't privatized, so moving to government-provided universal coverage would make sense.
- Explains that the affordable care act contains many rules and stipulates that there shall be an independent payment advisory board. these changes are expected to provide much needed protections to the american healthcare consumer.
- Explains that the hyde amendment allows for abortion using federal funds in cases of rape, incest or to save a life. the mandate requires that certain services for women have no out of pocket expenses.
- Explains that the hyde amendment prohibits federal funds to any health plan that includes abortion except for rape, incest or to save the life of the mother.
- Explains that every state will have an online marketplace where consumers can compare shop for coverage. states may opt out of certain aspects of the program.
- Explains that the employer mandate will require companies with 50 or more full-time workers to offer health insurance coverage through their employer. this is expected to expand coverage to low-income workers who do not qualify for government programs.
- Explains that some companies have shifted some of their workers from full-time to part time status in order to sidestep the mandate. many low-income workers feel they cannot afford the insurance.
1098 wordsRead More - Pros And Cons Of Universal Health Careanalytical essayWhile Universal Health Care is viewed as having a positive effect on the world and seems to do only good, it is a thorned rose, that will produce more negative, disastrous, and unforeseen outcomes than positive ones. Universal Health Care is a system in which the government provides financial aid and medical care to everyone within the nation. Canada, Denmark, Taiwan, and Sweden have single-payer systems in which every citizens medicare costs are covered for. Currently in the United States we have private insurance and health care, meaning that if citizens can afford it they pay for their own health care privately. There has been much debate over if the United States should adopt a single payer system or if we should continue on with the system
In this essay, the author
- Opines that implementing a universal health system in the united states will cause major problems that may not have been originally foreseen. the overall cost of the system must be paid for and the money cannot come solely from the government.
- Explains that funding a universal right to health care in the united states would cause payroll taxes to double and cause major damaging effects on millions of families and individuals nationwide.
- Opines that if the united states has a single payer system, it will increase in debt and decrease in strength.
- Opines that a single payer system would cause an abuse and overuse of the healthcare system.
- Argues that the united states should not adopt a system of universal health care because it will cause more negative effects than good.
- Analyzes the pros and cons of universal health care in the united states.
- Analyzes the pros and cons of universal health care. politics.org, 25 jan. 2017.
- Argues that universal health care is a thorned rose that will produce more negative, disastrous, and unforeseen outcomes than positive ones.
1689 wordsRead More - The Pros And Cons Of Health Careexplanatory essayNothing is free! You pay either price or tax for the air you breathe, no way can you get health care free of cost. Health insurance is a way to pay the cost for health care. Most people cannot afford to pay the high cost of health care on their own and that’s where the insurance comes in. It simply a protection from paying the full cost of medical services when you’re not well. The payment is in the form of monthly premium. People have freedom to select the plan from different insurer in the health insurance market and pay decided fix amount as a premium. In return, the health insurer agrees to pay a portion of covered medical costs. Payments by the health insurance are typically based on discount rates insurers negotiate with doctors and hospitals. So instead of paying hundreds of dollars as out of pocket costs for a doctor visit and investigations, or thousands for surgery, consumer pays a lesser amount depending on enrolled health plan. Each plan is different and has different coverage with related monthly premium. Some plans cover dental and vision, but you may need to purchase it separately and those plans will have higher premium rate.
In this essay, the author
- Explains that health insurance is a protection from paying the full cost of medical services when you're not well. the payment is in the form of monthly premium.
- Explains that when one buys insurance, they become a member of the "risk pool" because they measure the amount of risk associated with those people.
- Explains that health coverage in the united states can be classified in four major segments: employer-based, private, public as in government and uninsured.
- Explains that commercial health insurers are generally stock companies or mutual insurance companies owned by the policy holders. the affordable care act makes substantial changes in group coverage insurance.
- Explains that in self-funded plans, the employer reserves fund to pay claims and set fixed cost per employee, assuming the liability and risk associated with uncertain healthcare costs.
- Explains that all health plans include some preventive care services at no cost to reduce the number of cases for chronic and serious conditions.
- Explains the importance of tracking health maintenance organizations and insurers in the competitive market, including geographic location, network provides, financial practice, payment methods, utilization management, sales and marketing, accreditation, etc.
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