On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
The U.S. expends far more on healthcare than any other country in the world, yet we get fewer benefits, less than ideal health outcomes, and a lot of dissatisfaction manifested by unequal access, the significant numbers of uninsured and underinsured Americans, uneven quality, and unconstrained wastes. The financing of healthcare is also complicated, as there is no single payer system and payment schemes vary across payors and providers.
The Declaration of Independence states three unalienable rights which are life, liberty, and the pursuit of happiness. Of these rights mandated by the government, the right of every individual to have access to some form of health care falls under all three. Not only is access to health care an unalienable right, it could prevent the progression of injury or disease and could also improve economic productivity.
Health care systems are known as an organized and structured plan for health services. It is arranged by people and institutions that provide health care services to reach the health demand of a specific population. There are many health care systems around the nation that are made specifically for a country. These countries must make an arrangement based on their population needs and resources. Systems implemented help facilitate effective and efficient, patient-centered, and stable care. Adequate treatment, as well as, correct performance of procedures, must be done for the best outcome for the patient. The health care system is patient-centered by allowing the individual to express their preferences and values, in addition to, the health
In today’s society, medicine faces several issues. A major issue is healthcare insurances. Healthcare Insurance is getting more expensive, which mean less people have access to it. The purpose of medicine is to provide a better life to the people; however, insurance companies stands in the way of this goal. For example, poor people who do not have access to healthcare insurance cannot afford treatment to their sickness. Also, insurance companies decide the type of medicine to be provided for the patients. As a result, insurance companies have the say in deciding who will live and who will die. Medicine should be a right, not an option. People’s wealth should not determine their health status.
In 2012, over 47 million Americans were uninsured. Due to the rising costs of health care, decreases in employer sponsored health care, and ineligibility gaps for public programs, the number of insured people has steadily increased (KFF, 2013). In an effort to overhaul the broken, fragmented system, massive health care reform has been launched. The most far-reaching law affecting managed care since the creation of Medicare and Medicaid, the Patient Protection and Affordable Care Act “ACA” was signed into law on March 23, 2010 (Kongstvedt, 2013). This controversial and comprehensive piece of legislation focuses on provisions to expand coverage improves health care delivery systems, increase consumer protection, and control health care costs (KFF, 2013).
In the United States, the health market system is defective to the citizen. Even though the market is available to all citizens; There are at least half of a million Americans without health insurance plans. The costs of health in the United States have historically been unfavorable. This can be traced to the fact that the health sector is driven by a market-based system (Fernandez, 2010; Harris, 2011). This means that most of the health insurance companies are privately owned. The companies provide including basic medical expense plans and catastrophic hospital expense plans to accommodate the needs of consumers. It also offers supplemental products that provide protection against risks, including dental, vision, disability, critical illness, accident, hospital indemnity, and multi-benefit products. For many years, the American population had been subjected to severe exploitation by medical insurers, through imposition of hefty medical covers. The establishment of the The Patient Protection & Affordable Care Act is now one of the most historical acts in the United States, considering that the act was championed by the United States president; Barack Obama. In the recent past, various policies introduced by the government have positively affected health care system in the United States. Consumers who are displeased with minimum restrictions of health care insurers may avoid signing up for insurance plans. As an example, since the beginning of the Obama care plan; health insurance for family coverage’s has risen up to $5,000 dollars. The premiums are low but the deductibles are high. Government taxes may cause little freedom and discourage patients to apply for health insurance. This can cause a downfall for physicians and organi...
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Due to the fact that I want to become a healthcare administrator in the future, this book is an incredible resource. The United States healthcare system is a complete and total disaster; it has become the driver of social and economic instability for most American families. Insurance companies, pharmaceutical corporations and government bureaucrats filling their pockets from America’s largest, most dysfunctional industry. In 2004, the USA spent $3 trillion on healthcare, more "than the next ten biggest spenders combined: Japan, Germany, France, China, the United Kingdom, Italy, Canada, Brazil, Spain, and Australia" (Brill, p. 4). As Brill details, the healthcare system is dysfunctional because of the influence of the pharmaceutical, hospital and medical lobbies who influence decisions made by officials in the government (Brill,
“The human right to health care means that hospitals, clinics, medicines, and doctors’ services must be accessible, available, acceptable, and of good quality for everyone, on an equitable basis, where and when needed.” Universal healthcare is an entitlement that