The Importance Of Debit Cards

724 Words2 Pages
bulb-icon

Recommended: Disadvantages of using computer an smartphones.

When going off to college, a young adult may feel overwhelmed with the looming sense of responsibility hanging over his/her heads. Starting off a new life is hard and it seems as if when one finally gets the freedom they’ve been looking forward to for his/her entire adolescent life, they just don’t know where to start. Family member and friends can give all the advice they can but it will never be enough; they can make a list of all the items the new adult needs but it may be too long or too short for them. No matter what is given, it will never be good enough since everyone enters the new world in a different light. Nevertheless, no matter the start or outcome, there are important items that an emerging college student needs; the most important …show more content…

It is true that with a credit card, an irresponsible student may get themselves into debt, but those types of people should be more educated on credit cards and the trouble they can get themselves into when considering getting one. To those that can handle the responsibility, a credit card can be a very useful item to college students due to the mass amount of purchasing the college student has to do, the most expensive item being books. However, if a credit card is off the list, a debit card is the safer route. Debit cards prevent overspending and do not access money that one does not have. If a college student has a job, it is very important to have a debit card so they can cash their paychecks and not have to pay with everything in cash, especially if there needs to be some purchasing online. Having both the credit card and the debit cards are very helpful to a college student, but having just the debit card is fine …show more content…

But, for the most part, it is a given that most students either need these items or find them very useful to himself/herself to help the student get through college. When facing the real world on his/her own, it is harder for those not sure of what to need. The list is compiled of what is necessary to the average student starting off college and what students might find the most useful in her/her life. Though some would disagree, a computer, an alarm clock, and a debit or credit card is essential due to all of these items

Show More
Related

  • Patrick Sullivan's 'Essential Habits Of Mind For College Readiness'

    1315 Words  | 3 Pages

    We have been taught all throughout our years of school that grades are important. True, grades are very important, but are they the only quality we should be focusing on as we enter college? Perhaps we should look past grades and focus on things such as the adaptation into the college life. Patrick Sullivan shares college education is more than just tests and intelligence. He also shares tips on how to prepare for this life-changing move into adulthood. In his article “Essential Habits of Mind for College Readiness”, Sullivan discusses specific qualities that are crucial in college years and beyond, such as curiosity, openness, creativity, accountability, humility, and character. I believe these qualities are what shape a college student, because

    Read More

  • Returning to College as an Adult

    666 Words  | 2 Pages

    Returning to College as an Adult Coming to college as an adult, we have many expectations and preconceptions of what college will or will not be. The expectations we have can influence our college life for the better or the worse. My experience since starting college has been an interesting one. People have misconceptions about college because they do not know what to expect. After doing some research, I have concluded that there are three major factors that are often misunderstood about college life.

    Read More

  • Comparing The Article, By Brian O ' Keeney 's Article

    862 Words  | 2 Pages

    There is a tremendous amount of things in life that every student at Golden West College should know how to do. High schools do not offer classes that teach their students how to do certain things in life after high school, and instead teach them things that become useless. Therefore, once these students move on to college they think that they know everything that they need to know. However, that is not exactly true for a majority of them. In the article, “How to Make It in College, Now That You’re Here” Brian O’Keeney discusses many different techniques to help freshmen, and any other students in college that need the assistance. O’Keeney’s article is separated into three main sections to help the reader focus on specific things: good grades, organization, and mental health. Personally, I believe that organization and mental health is what students need to be focusing on the most. Once entering college there are certain things that some students do not know, and it greatly affects their mental health. For example, my best friend and I just graduated high school this year, and once we entered college, we felt lost because of the things we did not know how to do. We did not know how to dot some of the most important things: pay our bills, make sure we received our financial aid, how to do our taxes, etc… All Golden West College students should be required to take two semesters of learning how to do some of the most important everyday things, such as: how to balance a checkbook, how to do taxes, what a mortgage is, and many more things.

    Read More

  • First-Year College Students Receiving Help

    833 Words  | 2 Pages

    Students entering college for the first time become concerned with their college life. The students are on their own once they enter college. There are no parents or guardians telling them when to do homework, when to go to bed, or how to eat healthy. These students are now responsible for how they are going to succeed in school and meet their own needs. From the beginning, these students wonder what their experience is going to be like and are they going to handle the demands of college?

    Read More

  • Friendship in The Pact

    981 Words  | 2 Pages

    Many high school seniors are excited about going to college. Meeting new people, trying new things, and finding who they are, are all things they look forward to. But, not until a few days before the big move out, do they become nervous. To me, overcoming the transition to college was very difficult, and would have been more difficult if I did not have friends to encourage me.

    Read More

  • Student Debt Research Paper

    1368 Words  | 3 Pages

    When coming to college your whole money situation changes, suddenly you're bombarded with housing costs and student loans that you have to pay back or you will spiral into debt. Your whole life changes you don't have your parents paying for your voluptuous wants and needs, you’re on your own. The move from high school understudy to college undergrad is a standout amongst the most upsetting and essential times in an adolescent's life. Not only is your day to day life going to change but your spending habits have to change. The school years are a period where a high school student leaves their support team behind,

    Read More

  • College: The Negative Factors Of Going To College

    1943 Words  | 4 Pages

    College can be a scarce transition for individuals, especially for the ones who have lived at home their whole lives. While college is said to be one of the best experiences, there are negative factors that eventually add up. Students who live under their parents roofs or attend high school, usually have their day-to-days lives planned. A typical day in the life of a student may be going to school for eight hours, participating in an activity after school, coming home to a home-cooked meal, and going to bed. Where, college is the first year a student may experience more independence and a non-planned agenda. Most individuals know when going to college they’re going to miss the familiar feeling of their hometown, home-made meals, and their own

    Read More

  • Transitioning from High School to College: A Crucial Juncture

    986 Words  | 2 Pages

    When any adolescent enters High School they are still young and on the search to find themselves. High Schooler’s often make bad decisions, but quickly see that these mistakes there to be learning experiences rather than to dwell on them. Often, for many students, High School does not present an extreme amount of stress, rather it is a a place to learn more about yourself. Once college hits, stress is the only thing on the mind. College students are always worrying about if they did their homework, if they have a big test coming up, if they studied enough, and if they even have enough money to pay their bills. So the key to college is to know that the fundamentals of college are different than high school, be responsible and reliable to yourself, do all your homework, and most importantly be respectful to your peers and teachers

    Read More

  • College Education: The Benefits Of College Students

    915 Words  | 2 Pages

    Many students struggle with college for various reasons, whether it is financial, academics, or personal. We may not fully understand why college students struggle the way they do; however, it does not mean help is unavailable. “Clearly, many of the benefits that accrue from a college education are explained by the knowledge, skills, and contacts that students gain from their time on campus and in the classroom (Brock 2)”. A certain degree of success in life can be related to the amount and quality of education which can also relate to income.

    Read More

  • Credit The Pros And Cons: Cash Vs. Credit

    1416 Words  | 3 Pages

    With the disadvantages comes the advantages, sure using cash can sometimes be dangerous among other things, but there are some safety advantages that come associated with using cash as well. When choosing to use cash instead of credit you won 't have to necessarily worry about your credit card being encrypted at checkout. Although people have become more financially safer with how they use their card and the risk of data breaches have lowered in the last couple of years. Just three years ago the “Data breaches totaled 1,540 World wide were a little over 10% of that 1,540 breaches were in the retail sector” (Holmes1). And with the growing rate of fashion and the standard of looking good and fitting into society I would say the outcome of your card being stolen or even encrypted at checkout is still there. If you 're worried about your card being encrypted next time you 're at checkout just use cash not only will you avoid encryption you will also be able to see how much you 're actually spending.

    Read More

  • Persuasive Essay On Credit Cards

    1349 Words  | 3 Pages

    Instant gratification or easy access to almost everything is necessary, to have the right clothes and the right shoes, but usually they have no money to buy it with. This is where credit cards come into play, and where many individuals see credit cards as free money. They assume that they can buy it now, and of course, pay it later assuring themselves and their family that they will have the money. This comes down to responsibility; can college students handle budgeting their money? According to a study conducted by a Midwestern University shows approximately 66% of college students did in fact own at least one credit card. Some students can handle it and some can’t, it all depends on what priorities that person has. If buying a hamburger or new video game and not thinking about it is more important than paying that purchase off and establishing credit than those priorities are not good. Credit cards are just another factor in growing up. It 's learning what boundaries you have and what responsibilities are

    Read More

  • College Benefits and Obstacles

    780 Words  | 2 Pages

    College success has become a most desirable goal. However, many students struggle through college. In fact, according to the Website Ask.com, approximately 15 percent of college students receive a degree. Because I’m willing to earn a degree like many other successful students, I find that college is the stepping stone to my dream goals. I know that college is difficult, but I realize that attaining my dream of a college education will require me to understand the benefits of what I’m learning, to prepare for obstacles, to seek advice, and to create effective and reasonable strategies will help me achieve my goals.

    Read More

  • Why People Use Credit Cards Essay

    1280 Words  | 3 Pages

    Some credit cards allow you to spend in a currency that your debit card doesn’t carry. Some credit cards are preferred in other countries rather than your non-national debit account. Some foreign countries are smothered with corruption where you need the fraud protection that your credit card has.

    Read More

  • Stress and Coping

    1604 Words  | 4 Pages

    College is a new setting for most students, especially the ones no longer living at home. The transition can be easy and worry-free, or a challenging and stressful time. Brougham states, “Growth and change were often accompanied by the experience of stress. The cause of stress varies from person to person. Overall there can be similarities such as ’academics, social relationships, finances, daily hassles and family relationships’ (Brougham, 2009, pg 86). As student, academics is the reason why we are in school; we are aiming to get educated and to learn. Family relationships vary from student to student depending on how close the family is. My immediate family and extended family have such a close bond that when I am needed at home, I drop everything for them. Social relationships are smaller support systems individuals can count on. Finances all come down to economic status and a person’s unique financial aid package. Daily hassles range from what I should wear today to not having enough time in a day.

    Read More

  • How To Survive College Essay

    2376 Words  | 5 Pages

    Most of us would agree that college is one of the most exciting, yet most challenging times of our lives. It is typically our first time living away from home for an extended period of time. When I went away to college, I was eager to embrace the next chapter of my life because it was something life-changing that I had yet to experience. However, entering college was also scary for me because nobody handed me a “how to survive college” guidebook. I feel that everyone should be given a book full of tips and tricks that outline the ups and downs that lie ahead throughout our college experience, so that we can maximize our time in school and reach our full potential. That this why this anthology is important for all of us. This anthology summarizes some of the most important tips to survive college, that I have learned thus far as a current freshman about to finish my fall semester. No matter who you are or where you come from, these few, simple tips to be explained will help ease the transition from high school and living at home to college and living on your own. This topic is meaningful because I know how it feels to go off to college excited for the journey ahead, nervous to leave family and friends, and not knowing what to expect. This guidebook should help future freshman to succeed and make the most of their

    Read More

More about The Importance Of Debit Cards

Open Document