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Working class individual were buying stocks but because no regulations was in place to over see production and control the disparities of wealth gap between the working class citizens and the well to do exploded (Bali 225). This set the tone for the overproduction in industry that led to the bubble because many workers could not afford to buy the industrial output. Also, during the 1920’s, credit was introduced and the stock market was booming. What caused the worst depression in history? What events led up to the economic failure?