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The Unintended Consequences of the Affordable Health Care Act
Health care reform in usa abstract
The impact of the Affordable Care Act on healthcare
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Healthcare in a Bundle People getting taxed on their hard earned money may be going to people who need it or to those who do not. The Healthcare reform law is not a reasonable solution for people who cannot afford or do not have private health insurance. The healthcare reform law has been the center of a heated debate for some time now within the House and the Senate. The Obama administration has been pushing healthcare reform since its beginnings in 2008 and has finally pushed the law through Congress. This was a difficult process simply because some of the members of Congress wanted the Supreme Court to judge if the healthcare law was constitutional. The Supreme Court however did not side with these members of Congress. They ruled that it was constitutional as long as it was applied as a tax. The Republicans have still heavily opposed the law eventually leading to the government shutdown in early and mid October of 2013. The big issue is that Democrats believe that the bill that they pushed through Congress will help people with pre-existing conditions such as diabetes. They also believe in the long run it will benefit the United States as a whole. The Republicans however believe that the bill is destroying jobs, raising taxes, and increasing the cost of healthcare in general ("Repeal and Replace the Job-Destroying Health Care Law - A Pledge to America"). Some Alexander 2 people also believe it may hurt jobs in the medical field in the future and it may affect doctor's incomes now. On the other hand, everyone can accept that the healthcare reform law will indeed benefit people with pre-existing illnesses such as diabetes. The law will help them get health insurance that before they would not have even been considered for, ... ... middle of paper ... ...insurance and people who cannot afford it; have much more evidence. There are many consequences for this healthcare reform law it may hurt states rights even more in the future, it may affect future jobs in the medical field, and it may be abused by people and not be able to help the people who need it most. The key reasons why the healthcare reform Alexander 5 law is not a reasonable solution because it limits states rights, leaves doctors with an uncertain future, and it allows people to abuse the system and use up other people's hard earned money. Works Cited Moffit, Robert E. "Health Care Reform Law Limits States from Making Health Care Decisions."Health Care Legislation. 14 Oct. 2013: n. pag. Opposing Viewpoints In Context. Web. 4 Oct. 2013 "Repeal and Replace the Job-Destroying Health Care Law - A Pledge to America" GOP. N.p., n.d. Web. 4 Nov. 2013.
To begin, one of the common reasons cited in support of Obamacare is a decrease in health and gender-based discrimination by insurance companies. The changes in requiring all Americans to have affordable coverage, as well as changes in how insurers can set premiums, will allow those with medical conditions and disabilities, as well as women who need pregnancy care the ability to have healthcare insurance without having to potentially be denied coverage or forced to pay a much higher than average price (The Pros and Cons of ObamaCare 1).
Steiner, John E. (2013). Problems in health care law: challenges for the 21st century (10th ed.). Burlington, MA: Jones & Bartlett Learning.
Moncrieff, A. R. (2013). The Individual Mandate as HealthCare Regulation: What the Obama Administration Should Have Said in NFIB Sebelius. America Journal of Law & Medicine,39, 539-572.
...ll have to provide nutrition facts to help communities as a whole become healthy or continue their healthy habits. This means the economy will have fewer people covered by government-sponsored health plans. The amount of coverage required to cover all the uninsured will not be enough. According to Daniel Fisher (2012), the laws that were in place provided coverage for the poor, elderly and even about 60% of Americans who get their insurance through their employer. The sole purpose for the healthcare reform is to fix a problem that each year costs extreme amounts of money. The Healthcare reform act is to help with the economic issue of people merely staying at their jobs just so they can continue with insurance coverage. The rising cost and the complexity of healthcare systems is an imperative factor that should concern both businesses and individual
Longest Jr., B.B (2009) Health Policy making in the United States (5th Edition). Chicago, IL: HAP/AUPHA.
When the Affordable Care Act was put into place President Obama promised that it would not be a tax but it had 5 different taxes related to it. These were a total of $494 billion of taxes for
In the early years of 2009 to 2010 the political process pushed health care through legislation led by Senate Majority Leader Harry Reid (Health care and government, 2013). This process was extraordinarily tiring, as many defenders of the bills passing were present. Many congressional members “dug their heels in”, and wanted to slow down the process even more as confusion about the bill was posed (Health care and government, 2013). Despite opposition by many sides of the American people, a Democrat-dominated House of Representatives passed the bill and the Affordable Care Act was signed into action on March 21, 2010 (Hogberg, 2013). Indeed, all three branches of government were instrumental with the passing the Affordable Care Act into place.
With congress passing ObamaCare last year we are taking baby steps towards a health system overhaul we so desperately need. The skeptics, though, still argue against it, citing the costs as too much or that it’s un-american. Health care is a basic need for everyone, and as such should be right protected and provided for by the government. There are great, economic, moral, and social benefits to be reaped, and so it is important for our government to continue down this path its started and also important for Americans to provide our full support. There is much to overcome to completely reverse the direction of the health system, and I’m sure it will take many years for the results to pay off, but I’m glad we’ve at least provided the groundwork for future generations to build
Such rising health care costs penalize the citizens within our nation in multiple aspects. The first set of individuals that are affected are families and seniors because it affects the amount of money that goes into their pockets, which results in a difficult time balancing food, rent, and the basic necessities for living. Next, small businesses and fortune 500 employers are affected because such increased costs cause rising health care costs to become more expensive to add new employees to their payroll and more difficult to cover retiree fees when that time comes. Finally, the federal, state, and local governments are forced to increase Medicare and Medicaid costs, which results in cutting other priority funding such as public safety and education.
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
I say this because a person shouldn’t have to pay ridiculous rates for quality care and I like to know that when I have to get insurance, I’ll have more protection against discrimination since I’m female. And, it’s unfair that certain groups of people pay higher rates because they’re considered to carry a higher risk for something that may never be a factor. If they prove themselves to be high risk by behavior, their lifestyle, or their condition worsens, then, prices should increase. Problems health care reform could cause would be religious tension because of contradictions between law and morals. Another possible problem could be employees paying more for health coverage from their
In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states. Since its creation, the AHCL has undergone scrutiny towards its effects on the government and its people; nevertheless, the new law must not be dismantled due to its function as a cornerstone of equal-opportunity healthcare, and if such a removal is allowed, there will be possibly detrimental effects on taxes, the economy, and poor people.
“From the very beginning…. Obama’s message was not that the law would result in higher premiums, but better coverage. It was that the law would lower premiums, end of story” (Roy). Yet another promise has found itself broken after the ACA came into the sunlight of reality. “His $1 trillion in tax increases [hit] the middle class hard…” Mitt Romney said, “… in the health care system I envision, costs will be brought under control not because a board of bureaucrats decrees it but because everyone- providers, insurers, and patients –has incentives to do it” Unfortunately, that isn’t how it is. The nation is being forced into healthcare or being penalized for not joining the masses, because this plan will only work if there’s enough healthy people paying their newly doubled premiums regularly to help offset the expenses the unhealthy have right of the bat. “Back when Obamacare was being debated in Congress, Democrats claimed that it was right-wing nonsense that premiums would go up under Obamacare” (Roy). It’s now obvious that right-wing was headed in the right direction, and the middle class was
Health care reform is needed for four reasons. First, health care costs are rising. In 2011, the average cost for a family of four increased 7.3%, to $19,393. By 2030, payroll taxes will only cover 38% of Medicare costs. Second, health care reform is needed to improve the quality of care. Because of these reasons, President Barack Obama signed The Affordable Care Act, also known as ObamaCare, into law on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. The goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act contains ten titles that span over 1000 pages, but most of its key provisions are in first Title; The first title is about 140 pages long. The purpose of the law if to expand the affordability, quality, and availability of private and public health insurance through consumer protections, taxes, insurance exchanges, and other reforms.
NYTimes. (2013). Analysis of the Arguments — The Supreme Court Health Care Challenges. Retrieved from nytimes.com: http://www.nytimes.com/interactive/2012/03/27/us/27scotus.html