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The Affordable Care Act

explanatory Essay
1784 words
1784 words
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This paper discusses the Affordable Care Act and questions that were given to us by our instructor. The Affordable Care Act, or ACA, is a health care system reform that was implemented in 2010 by Obama, the current, and then president. There was a great deal of debate when the reform came about, and what it would mean for companies, individuals, and medical care providers. Ultimately, it was designed to bring a reform to the nation’s broken health care system ((Manchikanti, Caraway, Parr, Fellows, & Hirsch, 2010). There were so many individuals without health insurance who did not get the care they needed, and this reform came about to try and create a more equal and fair system that gives everybody a sort of equal chance at insurance and health care. Like any change, it’s frightening when something new and unknown comes about, and that is exactly what this did. There were many who were unhappy with it getting passed, as well as many who were pleased with it. This didn’t just fall onto Republicans or Democrats, but individuals who were in the health care systems, like medical care providers and certain insurance companies, which it would affect. In this paper we aim to examine some background information about the Affordable Care Act, key questions that relate to it, and explore some new information learned about the ACA through this course and its readings. First, we take a look at some background information about the Affordable Care Act. The Act became law on March 23, 2010 when President Obama signed, but certain provisions didn’t go into effect until June 21, 2010, with the majority not taking hold until 2014 and later dates. (Manchikanti et al., 2010). There were multiple attempts at a health care ref... ... middle of paper ... ..., and there is a new individual. Will the new president keep the Act, will the Act just become the way things are, and we finally reach pace between Republicans and Democrats? I guess we will just have to see what the future holds and if these questions ever get answered. References: Bodenheimer, T. S., & Grumbach, K. (2012). Understanding Health Policy: A clinical Approach (sixth Ed, Chapter15.). McGraw Hill Publishing. Manchikanti, L., MD, Caraway, D., MD, Parr, A. T., MD, Fellows, Bert, MA, & Hirsch, J. A., MD. (2010). Patient Protection and Affordable Care Act of 2010: Reforming the Health Care Reform for the New Decade from http://www.painphysicianjournal.com/2011/january/2011, from http://E35-E67.pdf?origin=publicationDetail Mann, T. E., & Ornstein, N. J. (1995). Intensive Care: How Congress Shapes Health Policy. Washington: The Brookings Institution.

In this essay, the author

  • Explains that the affordable care act, or aca, is a health care reform that was implemented in 2010 by obama, the current, and then president.
  • Explains that the affordable care act became law on march 23, 2010, but some provisions didn't go into effect until june 21, 2010, with the majority not taking hold until 2014 and later dates.
  • States that the aca requires virtually all us citizens and legal residents to have insurance coverage meeting a federally determined "essential benefits" standard.
  • States that employers with 50 or more full-time employees face a financial penalty if their employees are not enrolled in an employer-sponsored health plan meeting the essential benefit standards and apply for federal subsidies for individually purchased insurance.
  • Explains that the aca eliminates the categorical eligibility requirement and requires that states make all us citizens and legal residents below 133% of the federal poverty level eligible for their medicaid programs.
  • Explains that the aca also imposes new rules on private insurance, including a requirement that private health plans allow young adults up to age 26 to remain covered as dependents under their parents’ health insurance policies.
  • States that the funding would come from direct tax penalties if citizens have no health plan through their job or have not purchased one on their own, and indirect expenses for job-based plans.
  • Explains that the aca is looking to improve health insurance issues and the way health care is delivered.
  • Explains why stakeholders are negatively affected by the affordable care act. the problem is that they would be paying money each year to help support this program and health care providers would receive less money to compensate for costs.
  • Opines that the government is looking for political support to keep the affordable care act going.
  • Opines that it will be interesting to see what comes from the affordable care act in the future and what happens when obama is no longer president and there is a new individual.
  • Explains that bodenheimer, s., and grumbach, k. (2012). understanding health policy: a clinical approach. mcgraw hill publishing.
  • Cites manchikanti, caraway, parr, a. t., fellows, bert, and hirsch, j.
  • Explains mann, e., & ornstein, n. j. intensive care: how congress shapes health policy.
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