On 10/28, Clients Shantae HOH and Jennifer co-applicant reported and completed the assessment & this Initial ILP. The clients returned back to Auburn on 10/25 after being cited for curfew violation. The clients are currently eligible for full shelter services including housing assistance. Both clients are aware and understands they must seek and accept first suitable housing. HOH inquired about eligibility for the LINC and SEPS Rental assistance Subsidies. CW explained the criteria for both programs and provided them with information on SEPS. Both clients reported being employed, HOH states she has two jobs, Client works at Superdry Clothing Store & Macys Dept. Stores as a Sales Associates Co-applicant Jennifer reported she is employed
Although the recent tech boom in San Francisco has been blamed for the increased housing demand and the lack of affordable rental housing in the City, the reality is that the shortage of affordable rental housing been steadily climbing for the last 35 years. Rent control is oftenat the center of the controversy regarding the affordable housing shortage. In response to high inflation, and escalating rents, San Francisco’s Residential Rent Stabilization and Arbitration Ordinance was passed in 1979 (Forbes, Sheridan, 1999). Rent control imposes restrictions on landlords in regards to rent increases and evictions. It is estimated that seventy percent of San Francisco’s rental units are under rent control (Marti, Shortt, 2013). Because of the limited rent increases allowed, tenants living in these rent controlled apartments seldom move out, which severely impacts the vacancy rates in the City. Although the vacancy rate among rent-controlled units is extremely low, there are occasions when a tenant may vacate a rent control unit (a job out of the area, the decision to purchase a home, etc.). When a rent-controlled unit is voluntarily vacated, the landlord is allowed to raise the rent to market rates (this is called vacancy de-control); then the rent control annual increase takes effect on the new rent. A landlord will often raise the new rent to the highest possible price the market will allow, in an attempt to recoup the financial loss he is incurring on the units still under rent control. Because of the new higher rent, the previously affordable unit is no longer considered affordable; which then impacts the inventory of affordable housing in San Francisco.
In further understanding the differences between the trends in rental v. owner-occupied housing, we can apply economic theory. First and foremost, is supply and demand theory. This is the most basic of economic principles. It explains how prices are set, how and when the market is at equilibrium, and human behavior in the context of a free market economy. (The Law of Supply and Demand, n.d.) The greater the demand for a good, the higher its price. This is what we saw with the build-up of the housing bubble.
Foreclosures in our present day society are a big issue. Foreclosures lead to homelessness, job loss, vacant buildings in towns, it causes populations in towns to decrease, and more problems for both the victim and the town or city they reside in. Thought history many people have been foreclosed on. There are many ways to avoid a foreclosure and that is to be smart with money. If one was already foreclosed on they often have a hard time buying anything from real-estate due to their credit now being bad. A “rent-to-own” option however, can allow the foreclosed upon to prove that they are still good with money and should have better credit than that they currently have. The “rent-to-own” option is when one rents a building such as a house and is eventually given the option to buy the house after a possible few years of renting the house. This then raises the question of if a “rent-to-own” option is the best idea for those wishing to buy property.
Some of the federal programs that are in place to address the low-income housing needs include public housing, which is subsidized by public funds, along with rental assistance through the Housing Choice Voucher Program (Section 8). The Housing Choice Voucher Program provides low-income families with a voucher to help pay for a portion of their rent. In order to receive a voucher, the household must make less than a specified amount given the number of individuals contributing to income. Section 8, along with other federal programs tend to lack the funding necessary to support low-income housing needs. These programs are in place to help facilitate affordable housing for "people who are at great risk of falling through the
Many renters don't consider the fact that they need their own insurance to cover all the items in their apartment. As a landlord or property management company in Fair Oaks and surrounding areas, you want to explain to renters that landlord's insurance only covers a certain amount of the damage. There are many assumptions out there about insurance covering the renter's belongings, and it's important that renters understand the process. While you may feel like it's not your responsibility to tutor tenants on renters insurance, in the long run, it could save you a lot of grief.
To understand what is being discussed, one has to understand the underlying problem: rent control, as a result of a shortage of affordable housing. Rent control is defined as “a law placing a maximum price, or a “rent ceiling,” on what landlords may charge tenants” (Block, W. n.d) and is the “stated goal of preserving affordable housing for low- and middle-income families” (Blackwell, L. n.d). Rent control changes depending on the country. In this essay the effects of rent control will be discussed.
Through research, personal interviews, and first-hand knowledge, I will demonstrate how the Welfare Assistance Program in New York State is nothing short of a parasite, which drains its recipients of their dignity, ambition and dreams of a better life while disguising itself as temporary aid to those in need. In order to understand this subject, the best place to start is the beginning of the process. To receive benefits, one must first meet eligibility requirements. These requirements are regularly updated and published by The New York Public Welfare Association (New York Public Welfare Association, 2011). The NYPWA states that a social workers review the income, size of family, and demonstration of need of all its applicants. Factors such as medical emergencies, pregnancy, homelessness, or unemployment are most common need factors seen when reviewing applications.
Gulcur, Leyla, Padgett, Deborah K., and Tsemberis, Sam. (2006). “Housing First Services for People Who Are Homeless with Co-Occurring Serious Mental Illness and Substance Abuse.” Research on Social Work Practice, Vol 16 No. 1.
Hastings County, Social Housing, “Boxed In” April 2005 (pg. 6, 7, 15, 16, 23, 24, 108) Local Sources (pg. 110-114) Retrieved from: http://www.hastingscounty.com/index.php?option=com_content&view=article&id=115&Itemid=88
Overall, they argue that the goals of rent control can be reached if they are
...partment of Housing and Urban Development. (2010, July 14). The state of fair housing: Annual report on fair housing FY 2009, pp. 1-103. Washington, DC: Author. Retrieved March 1, 2011 from http://www.hud.gov/content/releases/fy2009annual-rpt.pdf
The largest function of the Housing First program is to ensure that people with mental illness have somewhere to stay on a permanent basis. This will help the government to take better care of their health since they can easily be accessed. The program helps deal with the senior demographic in the country and helps ensure that medical care can be provided in the comfort of a home. In most cases, service participants that are suppo...
Homelessness has become a problem in the city of Cincinnati. Many families are homeless because of job layoffs and exhausted unemployment benefits. Some employed families but do not earn enough wages to support a family and pay for adequate housing. Some people just plain refuse to pay their rent, as a result, the family will receive an eviction from their dwelling and because of the eviction, either they cannot obtain affordable housing under low income status or can’t afford the market rent, therefore they become homeless. Young single mothers can receive welfare benefits (Aid for Dependent Children) for 36 months. During that time they are suppose to be furthering their education or preparing to go to work. If neither is accomplished, the mother will receive medical for the children and food stamps only. If the family is not residing in subsidized housing they may have to stay with family members or seek emergency shelter. According to the Drop Inn center in Cincinnati, Ohio, more than half of the mentally ill is seeking shelter, mostly because they have no advocate (case manager) to make sure their rent is paid. The result is an eviction from the dwelling.
Although rent control is a controversial topic and many economists have argued with its inefficient outcome, many cities in the United States such as New York City and San Francisco still hold this kind of law or ordinances in their systems. Why these big cities do not want to abolish rent control and is that rent control really does harms more than goods? Focus on rent control in San Francisco, and compared to New York City, this essay tried to find the changes and the revises of rent control.
Ethics, according to the Oxford dictionary is “a set of moral principles that govern a person’s behavior or the conducting of an activity”. Ethics consists of doing what the law requires, following the standards of behavior our society accepts, and also has to do with what you believe is right or wrong. Rent control is not unethical, but is very controversial. If on one hand it is a good thing because it prevent landlord from being unethical charging the tenants unfair rent price, on the other hand it is unfair for the landlords to be imposed a rental price below market price which he/she is morally entitle to. Rent control can create several problems not only for the landlord but for the economy as well.