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For essay three I have chosen to discuss reducing the cost of health care for all Americans. Affordable health care has always been a major issue for many Americans, especially low income families and the poor. In fact according to Statistics Brain their statistics show that many thousands of Americans cannot afford and do not have health care.
Many people of which do not know, or even understand programs, or funds that can assist them in these situations they are in. People not knowing or cannot afford health care is a huge problem especially considering the fact that many Americans are elderly or suffer from acute disease, disabilities, and even mental disorders. Without proper health care many of these Americans will suffer tremendously and their symptoms may develop even worse without proper medication and help. This cannot be given without affordable health care.
There are three health care programs I will be discussing that can help reduce cost of health care for many Americans depending on their living situation. The first is private insurance programs, second is Health maintenance Organizations (HMOs), government funding health care such as Medicare and Medicaid, And last but not lease the Affordable Health care act also known as Obama care. All of which I will be discussing.
As I said earlier there are a number of ways to get Health care. The problem is are they affordable? Well this depends on you annual income and living status. There are a number of private insurance programs such as Blue Cross Blue Shield, but many of these private insurance programs are usually policies that are through employers (Macionis, p 245). This is a problem however because only eighty-five percent of employed people receive health insura...
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...cans. I have given four examples of many policies, programs, and acts that can help everyone find an affordable way to get health care. It of course depends on their income, employment, age, and knowledge of how to find the right insurance. And now with the affordable health care act it can also help many Americans search for the right and affordable health care program for everyone. Health care can be scary and intimidating, but there is always a way to find some type of assistance you just have to be patient and willing to look. Reducing the cost of health care is not always easy, but there are a few options for everyone even though they are not yet 100% yet.
References
Macionis, J. (2013).
Social Problems, Fifth ed. Pearson Education Publishing.
U.S. Department of Health & Human Services, April 27, 2014
http://www.hhs.gov/healthcare/rights/law/index.html
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Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable. Each year millions of people go without any source of reliable coverage.
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Although health insurance can be beneficial because providers get paid for the services they provide to the patient the insurance premiums and deductibles are in many instances way more than many families across the United States can afford. With these extremely high costs for insurance statics show that over 40 million families’ can’t afford or have access to needed health care systems. “It shows that one-fifth of Americans couldn 't afford one or more of these services: medical care, prescription medicines, mental health care, dental care, or eyeglasses (R...
An option for folks who have no money is Medicaid. Medicaid is designed for the very poor people. Unfortunately you must meet Medicaid guidelines in order to be eligible for it. “In order to be eligible you must make below the poverty level that the government allows, this is about $1,497 a month for a single person, also if you are a child who is under 19, if you are pregnant, if you are out of work for a long time, or if you are HIV positive, you may be eligible to apply.” These guidelines alone generally rule out many of Americans. “The U.S. Census reported young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2001.” More than 28% of this group does not have coverage.
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Despite the established health care facilities in the United States, most citizens do not have access to proper medical care. We must appreciate from the very onset that a healthy and strong nation must have a proper health care system. Such a health system should be available and affordable to all. The cost of health services is high. In fact, the ...
With the United Nations listing health care as natural born right and the escalating cost of health care America has reached a debatable crisis. Even if you do have insurance it's a finical strain on most families.
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