Pros And Cons For Health Care

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We live in the United States, “The Land of the Brave and Home of the Free.” However, the United States is the only developed country that does not provide guaranteed insurance coverage for all citizens and there thereby does not ensure access to health services (Government hub, n.d.). This always disappointed me because America is the richest, and most unequal, country (Sherman, 2015). So why wouldn’t America provide American’s health care insurance (McAlearney, 2003, p. 20). The closest country to the United States is China. Since the United States does not provide universal health care coverage we will discuss forms of insurance offered to Americans and how individuals qualify for coverage. In the United States we have adapted the Affordable …show more content…

Causing, increased strain on a strained financial situation. In my opinion, families that’s opt out of insurance coverage be required to sign a contract giving hospitals the ability to garnish wages until paid in full. Since several people feel forced to participate in the ACA, believing they do not attend the physicians visits enough to enroll. Insurance is separated into categories called Major Medical Plans, Qualified Health Plans, Catastrophic Plans. Major medical plans consist of Health Maintenance Organization (HMO) plans: HMOs are one of the most popular types of health insurance you can purchase. With this plan, an entire network of health care providers agrees to offer you its services. You have to select a primary care provider (PCP) who coordinates all of your health services and care (Ehealth, 2014), Preferred Provider Organization (PPO) plans: Under a PPO plan, both you and your family can see any health care provider in their network, including specialists, without a referral. In most cases, you don’t have to choose a PCP and small copayment fees are charged for each visit. Individuals who visit a specialist regularly generally prefer this type

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