There is a political cartoon that was interesting and can relate to the reality in every person 's life that had asked for loans for college and is going through the process. The pictures show a graduate student is around his 30 's, his expression looks worried instead of happy, and he has a gown and a cap. It appears he is graduating from college, on his left hand he has a diploma that is labeled "debt". A chain is around his waist demonstrating the idea that he is being control. Another thing that was interesting was the big hand that is labeled "Lender" and is holding the chain with a big fist showing power that has on the person.
This political cartoon can relate to the struggles or situation that every person who has graduated to college
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In this situation, the question is not if they should go, but how are they going to afford a college and if their finance allows it. Most students can 't go to college because of the money, which is sorrowful because they want to achieve their goals, become greater in life, and since money is such a big factor in college it may stop some students. There are some older people still paying their debt, which is outrageous that even if a person finished college and had a profession they are always going to be surrounded by a chain because of their debt. Many people who are going to college are going through this and everyone is worried about what college to go as well as how much they are going to pay. Is their economic situation affordable for that specific college?
Furthermore, this political cartoon, will hopefully explain the struggles a person/student might or is going through right now because of their student loans and the worries they go through and feel because of a debt they have to pay. Why do students have to worry more about their debt than finding a job? The students study hard to get their master 's degree to find a decent job, but as soon as they get a job they already have to pay their
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For example on the picture is can be clearly seen the college graduate is small, weak, worried, frustrated, etc. The big hand or the "lender" seems bigger, stronger, secure, powerful, just by the fist in the hand. Is clearly that both college student and lender aren 't in the same position of power. The college student looks weak by the way his posture looks and the expression it has on their face, as if he has been defeated and knows that whatever he does he can 't win. The big hand looks stronger and powerful by the show of the fist which one can assume that the lender feels strong enough to do whatever they please to do. Also the hand is bigger than the actual person, which in reality it is impossible for a hand to be bigger than a person. This is just another way of showing the differences between both college student and
To use an analogy, YOU consider whether a person should seek treatment for a disease. Even if the person cannot afford treatment a person should still seek treatment for the disease. In the same way, people who cannot afford college might be the ones who should be going to college. With that being said, the cost of college is something that people should consider when deciding whether or not they should go to college. In general, it could be argued that people should go to college if doing so would be beneficial to them. As noted earlier, it could still be countered that even if something is beneficial, it does not mean that people should do it. However, it seems reasonable to lay aside this somewhat abstract problem and focus on practical matters. It seems reasonable to hold that people should make the decision about whether to go to college or not based on the benefits rather, the cost of school. A huge question or main point for going to college would be if you would get a better paying job by attending a institution. In general, a college degree results in better pay than a highschool degree. One major problem with going to college is not being able to obtain a bachelor's degree and inevitably staying in college one or two more extra years that cannot be avoided, thus, putting oneself or his family into more debt than if he were to obtain a bachelor's degree in four
Martin and Lehren’s article “A Generation Hobbled by the Soaring Cost of College” addresses the issue faced by current and former college students dealing with large amounts of debts due to student loans. The article presents the reader with stories of former college students who have either graduated or dropped out, and their struggle to pay off their student loans. The article also talks about issues such as students not being informed about high amounts of student loans and why student debts have increased. Martin and Lehren also make the issue of student debt more intimidating by giving examples
Carneval, director of Georgetown University’s Center on Education and the Workforce agrees that going into debt until you’ll be earning more money is the way to pay for your education. “The only thing worse than borrowing is not borrowing and not going to college at all,” stated Patrick M. Callahan, president of the National Center for the Public Policy and Higher Education. Lauren J. Asher, President of the Project on Student Debt group, states that the financial risk has increased. Ms. Asher points out that more students graduate with at least $40k in student-loan debt, “People lose control of their finances, and sometimes they make choices you wish they hadn’t made.” Darla M. Horn, an organizer of the student-loan-debt art show in Long Island City, NY realized she hadn’t been aware of how much money she had borrowed while in college. Referring to herself as financially illiterate, she found herself “just signing the documents and faxing them
Honestly college at this certain point in time does not seem worth it. Everywhere else in the world college is free but the United States. People would feel more motivated to go to college if it was free. College is the main reason Americans are having to live such a hard lifestyle. My father did not go to college and makes eighteen dollars an hour. On the other hand my aunt did go to college and make twenty-four dollars an hour but is still paying back student loans so after paying all of her stuff back she only makes around fifteen dollars an hour that she gets to bring back and that doesn’t include taxes. That’s the reason college doesn’t seem like a good choice to make in life.
Once a person graduates from high school they are left with a difficult decision, wither to go to college or not. Some families this is not an option, their kid will go no matter what, but many students do not want to go to school and have so much student debt by the time they finish that they will have to pay off that they decide that college is not worth it. According to Craig Smith in his article in Education Digest he says, “too many families cannot afford to send their children to college so the student is left with making the decision on wither to go to college and collect debt or just skip college altogether” (Smith 42). He has a good point. Too many students feel like they have to pay so much yet they are not really getting much out of it. Smith later on in his article states, “We must stop balancing our state and institutional budgets on the backs of students and families” (Smith 46). School should not be all about money, it should be about helping the students get the education that they need so they can make it out in the big world. If a student is so worried about how they are going to pay their school bill they are not going to be focusing on their class work and it ...
Over the past decade, it has become evident to the students of the United States that in order to attain a well paying job they must seek a higher education. The higher education, usually a college or university, is practically required in order to succeed. To be able to attend these schools and receive a degree in a specific field it means money, and often a lot of it. For students, the need for a degree is strong, but the cost of going to college may stand in the way of a successful future. Each year the expense of college rises, resulting in the need for students to take out loans. Many students expect to immediately get a job after graduation, however, in more recent years the chances for college graduates to get a well paying job isn’t nearly as high as it used to be. Because students can no longer depend on getting a job fresh out of college, it has become harder to repay the loans. Without a steady income, these individuals have gone into debt and frequently default loans. If nothing is done to stop colleges and universities from increasing the cost of attending their school, the amount of time it takes for students to pay off their loans will become longer and longer. The extreme expenses to attend a college or university may leave a student in financial distress: which may ultimately lead to hardship in creating a living for them and affect the country’s economy.
Going to college and furthering someone’s future career is a very important part of life.. Making the choice of going to college or not going to college could affect someone for the rest of their life, If a student decides to go to college after high school they will be in debt for many years after they graduate college. “Over the past decade, tuition and fees have risen much faster than inflation and outpaced the cost of housing and health care” (Blumenstyk). Blumenstyk is showing how outrageous the cost of college tuition has become. Whether it is for a University or a Community college either one. Most people spend their whole lives being in debt just because of buying a house and now they will have the burden of paying off their college tuition as well. They may keep getting a bill in the mail that most of them will hate looking at, and also putting down that much money each month for their payment. While college does create the opportunity of increased pay and better jobs, it should not mean students are required to pay all the money they earn back the college. At that point people may as well not go to a
Today in America, “The average Class of 2016 graduate has $37,172 in student loan debt, up six percent from last year. $1.28 trillion in total U.S. student loan debt...44.2 million Americans with student loan debt”(U.S. Student Loan Hero, 1). We spend our lives working, learning, and trying to survive. In order to survive, we need to be educated. In order to be educated, we need money. To collect money, we need a good paying job. And in order to have a job, we need to be educated. It’s a large cycle that goes around in circles, and we can’t seem to find a steady way to help provide these things for everyone. While we all strive to make the best of every situation, money has become an issue, creating problems in many lives around the world. “According to the College Board, the average cost of tuition and fees for the 2016–2017 school year was $33,480 at private colleges, $9,650 for state residents at public colleges, and $24,930 for out-of-state residents attending public universities” (COLLEGEdata, 1). And it’s not easy to have a positive look on the American dream when our own president in spouting things like “Sadly, the American Dream is dead” (President Donald
As students near the end of the academic year, they are constantly faced with some of the same choices the generations before them have been presented with too. The biggest question a lot of seniors in high school have to answer is if they are going to be attending college or not. There are a lot of legitimate reasons as to why a person might not attend a college, but I personally feel like everybody should have a higher education if they have the opportunity to do so. One of the biggest reasons that people do not have the opportunity to pursue higher levels of school is the fact that they do not have enough money to pay for it. With the staggering amount of debt, the majority of students incur in college, it is becoming a
“By 2020,” President Barak Obama issues, “America will once again have the highest proportion of college graduates in the world” (Kelly and Schneider 1). A graduating college is always questionable at least once while attending college. Students consider A decision should be made by his or her own belief, and it never should be regrettable. Most of people desire themselves to be distinct from normal and desire to be high-educated. Students in America likewise pursue higher education in order to succeed in reality. A college degree is the gateway of successes even the government is setting an ambitious goal to support students. Students should graduate college to get a degree; it is worth of reaching out in their lifetimes.
How much is the burden of student loans affecting the personal lives of students after completing their education? The degree to which a person will have a financially successful future is largely depended on getting a good education. However, not everyone can manage to pay for that education. Therefore, students often resort to taking out student loans to help them compensate for their education. According to some sources, the average amount of student debt is equivalent to the price of a new car. Like many other Americans, Wearing Thin faces the same problem of repaying those student loans without family support and claims that the loans “are the cause of almost every stress in [her] life.” Not only does she associate her student loans with stress, but also states that her life is defined by her student loans. In the article “A Big Life”, Thin seeks advice and reaches out to Cheryl Strayed, a writer, and asks her for her perspective on the situation. Cheryl, referred to as “Sugar” in the article, writes back claiming that she too is a victim of student debt. She forms a connection with Thin and provides hope by advising her to accept the student loans and to move forward from there. By establishing her credibility through sharing her life experiences and appealing to emotions through the use of empathy, Sugar attempts to inspire in Thin a sense of hope for a brighter tomorrow.
There are so many students who would extremely grateful to attend any four year institution but can’t because of the lack of funds. College life can be very stressful, and the process can is very frustrating to most students the first two years. When the cost of college tuition is compared to the 21 century financial economy the cost does not make sense, because for a middle-class family it is impossible to afford sending their child to any four-year institution. It hard for students to graduate with the stress to pay-off hundreds and thousands of dollars in loans. Going to college is stressful enough without the need to worry about how we’re going to pay for it and what other costs will continue to rise with getting a degree afterwards. With the current increase of unemployment rate and the thought of going to college seems like a farfetched goal. Many people choice not to attend a four year institution, because they did receive a scholarship or enough government funding. Having a college background is very important for professional growth, it will eventually limit career opportunities. My stand point is, you may not leave college doing the same thing you began with but the life experience is endless. College experience not only gives knowledge that builds you into a better person by giving a broader erosion. With the cost of tuition increasing will hurt our generation, by causing physical and mental stress but in the end it will all pay off. Not all colleges are for the blame; some of the blame is our economy and other factors play a big roll. As students we need to be aware of all our resources offered, such as Pell Grants, and government scholarships. For example, the some states will pay for a student’s college if they graduate high school with a GPA of 3.5 or higher. There are many states that are willing to pay for all or some of college tuition only if students are willing to use
It is a norm and expectation in society today for students to pursue higher education after graduating from high school. College tuition is on the rise, and a lot of students have difficulty paying for their tuitions. To pay for their tuitions, most students have to take out loans and at the end of four years, those students end up in debt. Student loan debts are at an all time high with so many people graduating from college, and having difficulties finding jobs in their career fields, so they have difficulties paying off their student loans and, they also don’t have a full understanding of the term of the loans and their options if they are unable to repay.
With the ever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduates’ lives, and my thesis statement will concentrate on the view that the education policymakers should improve financial aid programs and minimize the risks and adverse consequences of student loan borrowing.
Pictures are not made without a reason. Every visual construct has some underlying purpose. Often times this purpose is to express the thoughts or emotions of its constructer. Political cartoons are used to this effect. These cartoons speak volumes about a period or event in time. If a picture truly is worth a thousand words, a political cartoon is worth one thousand one. Political cartoons are almost always drawn from the ideas of the public. Because of their significance to an event in time, they can be examined to reveal the opinion of the people during the time frame. Cartoonists are voices of the public and Greenberg is not an exception.