Did it ever occur that America is one of the richest nations, yet fail to deliver proper health care system? The reason why many Americans around us are dying due to the cause of not having health care, because they simply don’t have any kind of health insurance. Now in 2016, there are news of the health insurance about a candidate Senator Bernie Sanders trying to reform to expand Medicaid; even further, by introducing the single payer health care option to all uninsured citizens. With the development of a better health insurance, living standards can improve, health care will be more affordable, and the mortality annually should decrease; therefore, it should be given to every citizen. Buerhaus from Economics of Health Care and Nursing mentioned Family’s contribution will then have to be much larger and disproportionate to their income that they don’t have, which it can complicate other money related issues. According to the study five years ago after the private health insurance was effective, since the passage of the Affordable Care Act or Obamacare 16.4 millions uninsured people gained access to health coverage (Assistant Secretary for Public Affairs). If we have low cost insurance with high coverage health care system like single payer entitled to the government funded program; considering we will know the true support of health care insurance. Although, insured citizens pay an additional cost, yet the insured don’t have full coverage. Health insurance should be more efficient with coverage and affordable costs to everyone depending on their income level. Single payer health care system need to be more affordable to everyone; moreover, it can bring down the unnecessary deaths especially due to not having health (David Cecere) The numbers of death per year may decrease if we have single payer health care insurance that has better coverages and affordable that was available to all citizens. “There was an old observation with the lack of health insurance it can lead to death counts in every thirty-minutes from the Institute of Medicine” (David Cecere). The problem is finding that the uninsured had higher risks of death than the privately insured; it shouldn’t be priority when it comes to matters of life and death. Since the Affordable Care Act and Obamacare were success, the amount of people should be insure can increase with Single payer health care, a government funded program; instead, out of pocket costs from citizens. The more people have health insurance the less will be counted in death annually relating to health
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
One of many solutions to help families to be able to afford health care is public option. This is an alternative solution to affordable healthcare for all. This works by having a government-run healthcare program which are exclusively available to two groups that lack employer provided health insurance. This program is also available to low income families or individuals. This program is sold just like how private companies sell their insurance in a New Health Insurance Exchange. The system is designed so that private companies are not able to take advantage of customers and opening a wider range of choices to choose from. Keeping costs down and premiums low helps avoid the problem of losing customers.
In recent years, the number of Americans who are uninsured has reached over 45 million citizens, with millions more who only have the very basic of insurance, effectively under insured. With the growing budget cuts to medicaid and the decreasing amount of employers cutting back on their health insurance options, more and more americans are put into positions with poor health care or no access to it at all. At the heart of the issue stems two roots, one concerning the morality of universal health care and the other concerning the economic effects. Many believe that health care reform at a national level is impossible or impractical, and so for too long now our citizens have stood by as our flawed health-care system has transformed into an unfixable mess. The good that universal healthcare would bring to our nation far outweighs the bad, however, so, sooner rather than later, it is important for us to strive towards a society where all people have access to healthcare.
Health care costs affect family finances in two major ways: out-of-pocket spending, such as co-pays, deductibles, and prescriptions, and the family’s share of the health insurance premium. The United States health care spending growth continues to annually increase in expenditures that have stabilized at less than 4% per year. Rising cost-sharing is largely at...
From the individual perspective mandating the health insurance will firstly make the individual be independent rather than relying over the society and whatever cost of medical treatment due to catastrophic events the insured faces in his future will be covered by the Health Insurance and he has to bear very less cost of the medical treatment. And also those services will be there whether the person gets sick or not.
More than one-third of Americans who are between the ages of nineteen and twenty-four are uninsured. This is because most insurance is provided through a person’s job, and entry-level jobs which isn 't available for all young students. In addition, healthcare costs are currently rising faster than inflation, which means that salary increases cannot compensate for the higher prices of health care. Government regulation and a universal system could help keep costs affordable. A universal system would guarantee that everyone could receive health care regardless of preexisting conditions. Consequently, more people would be able to seek preventative services, like checkups, to maintain good health and detect problems early. Too frequently, people avoid taking preventative health measures until something is too late because of how expensive it is. While there 's a debate over how the U.S. should pay for a universal healthcare system, a good idea is to study the ways several other countries have successfully implemented such a system. Europe has a system in which all residents pay into a common fund that creates a pool of money and provides benefits to all. We must figure out a way to effectively adopt a universal healthcare system that provides care to all
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
In the United States of America, there are millions of individuals that live with chronic medical problems. In which these conditions require some sort of medical attention at least once a month for revaluation, and possible treatment. Thankfully, for the majority of those individuals with their health insurance covers those costs that essentially would cripple their bank accounts. On the contrary, there are millions of people living in the United States, who are uninsured. Even with the implementation of the Affordable Care Act or as it is known by the public Obama Care, there are still individuals who cannot afford the basic needs of healthcare. Health care should not be looked at as a privilege but a right for everyone regardless of their
Obamacare: the Temporary Solution to an Evolving Issue The need for universal health care within the United States has been evident, and needs to be addressed. The old healthcare system was plagued with issues, including expensive premiums that were on the rise, along with an inflated average infant mortality rate and limited average life expectancy, which ultimately led to many people being left uninsured (“Affordable” 2). In the 2012 presidential election, one key issue was how to reform America’s broken health care system, and to instate a successful universal healthcare system that has resolved the previous issues. Being one of the last influential and competitive countries in the world without universal healthcare, the pressure was on for the United States to develop its own system.
That means even those that pay expensive bills every month to their healthcare so that if they get sick they will be covered do not use it. My own family has been in similar situations. Until this year, I had not been to a dentist since 2012. Not because my parents were not insured, not because I had perfect teeth, but because even with their expensive health care plans it costs hundreds of dollars to see a dentist or doctor and people in lower middle class like my parents were could not afford it.
The main advantage of the Affordable Care Act is that it lowers health care costs overall by making insurance affordable for more people. First, it wi...
The U.S. expends far more on healthcare than any other country in the world, yet we get fewer benefits, less than ideal health outcomes, and a lot of dissatisfaction manifested by unequal access, the significant numbers of uninsured and underinsured Americans, uneven quality, and unconstrained wastes. The financing of healthcare is also complicated, as there is no single payer system and payment schemes vary across payors and providers.
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.