One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
“President Obama made this telling claim about his signature health-care law: Americans are “Going to the able to sign up for affordable, quality health insurance at a significantly cheaper rate than what they can get right now in the individual market.” (Roy p.1) Since President Obama introduced the legislation bill of the Affordable Care Act, there has been mixed feelings, as a nation, on how it can possibly affect their lives, but more importantly, the economy that is already in chaos. It is interesting to see that even though the nation as a whole is not in favor of the Affordable Care Act, the population will still be in favor of what the Democratic party proposes for health care reform more than the Republican party They show little to no interest in health care reform. Socializing health care in the United States can have its positive and negatives depending on how they are implementing it. The way the Affordable Care Act is written at the moment will not only hurt the patient, by making them wait even longer for care and forcing them to buy health care, but it will also hurt the economy by making the nation dependent on the government and their services. The United States has been going through an economic crisis for a while now and it is evident that health care reform is one of the top issues that this country is currently facing. “The unsustainability of Medicare. The number of uninsured. The rising costs. The uneven quality. Health-care reform is the biggest domestic issue of this year because people are anxious.” (Gratzer p. 28) It is clear that one of the main reasons that so many Americans are uninsured is because of the rising costs of health care, ...
A power struggle over the defunding of the Patient Protection and Affordable Care Act, better known as ObamaCare, caused the government to go into a partial shutdown for sixteen days beginning on the first of October two-thousand thirteen. The ACA, Affordable Care Act, was originally signed on March twenty-third of two thousand ten to offer new benefits, rights, and protections regarding health care. President Obama (3/23/10) declared that the ACA reflects “the core principle that everybody should have some basic security when it comes to their healthcare.” I believe the intentions of ObamaCare is to expand affordable health insurance to all Americans while improving the quality and reducing health care spending in the United States (Hamblin, 4/2/13). However, according to a CBS news poll (10/3/13), about fifty-five percent of Americans disapprove of this new law and, myself included, feel that not all of the pending results of ObamaCare are in their best interest. These negative responses are a primary result of the demands brought forth by the ACA. This new health care act requires all Americans to possess a health insurance policy that meets a long list of mandatory standards by March twenty-third of two-thousand fourteen or a pay a fee of one percent of their total income (Amadeo, 12/13/13). Although there are some exceptions to these demands, they are scarce and very expensive. The Democratic Party appears to favor the plan, claiming that it will save Americans two thousand five hundred dollars per person while offering exceptional new benefits such as revoking health insurance companies right’s to deny a patient or increase charges based on pre-existing conditions, age, or gender (ObamaCare facts, 2013). In opposition to t...
The Affordable Healthcare Act has already changed the face and culture of United States healthcare, as we know it. It sparks intense feelings and emotions both positively and negatively across the board. President Obama and his administration have lined up a four-year plan and already enforced the first two phases of a revolutionary healthcare plan. This plan has the long-term goal of not only giving everyone the chance for an equal-opportunity for healthcare, but the chance to take a more preventative approach to one’s health in order to avoid larger, costlier health issues in the future.
In recent years, the number of Americans who are uninsured has reached over 45 million citizens, with millions more who only have the very basic of insurance, effectively under insured. With the growing budget cuts to medicaid and the decreasing amount of employers cutting back on their health insurance options, more and more americans are put into positions with poor health care or no access to it at all. At the heart of the issue stems two roots, one concerning the morality of universal health care and the other concerning the economic effects. Many believe that health care reform at a national level is impossible or impractical, and so for too long now our citizens have stood by as our flawed health-care system has transformed into an unfixable mess. The good that universal healthcare would bring to our nation far outweighs the bad, however, so, sooner rather than later, it is important for us to strive towards a society where all people have access to healthcare.
Peterson, Mark A. "It Was A Different Time: Obama And The Unique Opportunity For Health Care Reform." Journal Of Health Politics, Policy & Law 36.3 (2011): 429-436.Academic Search Complete. Web. 23 Mar. 2014.
This paper discusses the Affordable Care Act and questions that were given to us by our instructor. The Affordable Care Act, or ACA, is a health care system reform that was implemented in 2010 by Obama, the current, and then president. There was a great deal of debate when the reform came about, and what it would mean for companies, individuals, and medical care providers. Ultimately, it was designed to bring a reform to the nation’s broken health care system ((Manchikanti, Caraway, Parr, Fellows, & Hirsch, 2010). There were so many individuals without health insurance who did not get the care they needed, and this reform came about to try and create a more equal and fair system that gives everybody a sort of equal chance at insurance and health care. Like any change, it’s frightening when something new and unknown comes about, and that is exactly what this did. There were many who were unhappy with it getting passed, as well as many who were pleased with it. This didn’t just fall onto Republicans or Democrats, but individuals who were in the health care systems, like medical care providers and certain insurance companies, which it would affect. In this paper we aim to examine some background information about the Affordable Care Act, key questions that relate to it, and explore some new information learned about the ACA through this course and its readings.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
In the United States, the health market system is defective to the citizen. Even though the market is available to all citizens; There are at least half of a million Americans without health insurance plans. The costs of health in the United States have historically been unfavorable. This can be traced to the fact that the health sector is driven by a market-based system (Fernandez, 2010; Harris, 2011). This means that most of the health insurance companies are privately owned. The companies provide including basic medical expense plans and catastrophic hospital expense plans to accommodate the needs of consumers. It also offers supplemental products that provide protection against risks, including dental, vision, disability, critical illness, accident, hospital indemnity, and multi-benefit products. For many years, the American population had been subjected to severe exploitation by medical insurers, through imposition of hefty medical covers. The establishment of the The Patient Protection & Affordable Care Act is now one of the most historical acts in the United States, considering that the act was championed by the United States president; Barack Obama. In the recent past, various policies introduced by the government have positively affected health care system in the United States. Consumers who are displeased with minimum restrictions of health care insurers may avoid signing up for insurance plans. As an example, since the beginning of the Obama care plan; health insurance for family coverage’s has risen up to $5,000 dollars. The premiums are low but the deductibles are high. Government taxes may cause little freedom and discourage patients to apply for health insurance. This can cause a downfall for physicians and organi...